Femi Dosumu - REAL

05/16/2026

🏡 OPEN HOUSE in Nutana ✨

Come tour this beautifully updated 2.5-storey character home just steps from Broadway Avenue. Featuring timeless charm, modern upgrades, and an unbeatable location, this is one you won’t want to miss!

📍 515 9th st E, Saskatoon
⏰ Open House: 2:00pm to 4:00pm

See you there! 👋

11/07/2025

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11/05/2025

When’s the Best Time to Buy Real Estate in Saskatoon?

🏡 Ever wondered when the best time to buy a home really is?
Here’s how each season can work to your advantage 👇

🌸 Spring:
More homes hit the market, giving you plenty of options — but expect more competition too.

☀️ Summer:
It’s moving season! Families are active, listings move fast, and the market stays hot.

🍂 Fall:
A balanced market where competition cools slightly — great time for smart buyers to find opportunities.

❄️ Winter:
Fewer listings, but motivated sellers. With less competition, you could score a better deal!

✨ The truth? The best time to buy depends on your goals, budget, and readiness.
There are opportunities in every season — when you have the right strategy and guidance.

11/03/2025

Pre-Approval vs. Pre-Qualification — What’s the Difference?

💰 They sound similar — but they’re not the same thing!
If you’re thinking about buying a home in Saskatoon, understanding this difference can save you time (and stress) later on 👇

💬 Pre-Qualification
This is a quick estimate of what you might afford — based on basic info you share about your income, debts, and savings. It’s a great starting point, but it’s only a rough idea.

📝 Pre-Approval
This is where your lender actually verifies your income, credit score, and documents.
It gives you a clear picture of your true budget — and shows sellers you’re a serious, ready buyer.

✅ In short:
Pre-Qualification = Estimate
Pre-Approval = Confidence & Buying Power!

If you’re planning to start your home search soon, getting pre-approved first will make your journey smoother and more successful.

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10/31/2025

10/29/2025

💰 CLOSING COST BREAKDOWN 🏡

Buying a home? Don’t forget about your closing costs!
Here’s a quick breakdown of the key expenses every buyer should budget for 👇

1️⃣ Legal Fees
You’ll need a real estate lawyer to handle the paperwork, title transfer, and registration — typically $1,000–$1,500 in Saskatchewan.

2️⃣ Home Inspection
A small price for peace of mind! Expect around $400–$600 for a full inspection before you finalize the deal.

3️⃣ Property Tax Adjustments
Depending on when you take possession, you may need to reimburse the seller for prepaid property taxes.

4️⃣ Home & Title Insurance
Protect your investment!
🏠 Home insurance is usually required by your lender.
📜 Title insurance covers you from unexpected ownership or title issues.

5️⃣ Moving Expenses
Don’t forget the practical costs — movers, truck rental, and setup for utilities or internet can add up quickly!

💡 Pro Tip: I always help my clients estimate these costs ahead of time, so there are no surprises at closing.

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10/26/2025

🏡 First-Time Home Buyer Incentives You Should Know! 💰

If you’re thinking about buying your first home, here are some great programs and rebates that can help make homeownership more affordable:

1️⃣ First-Time Home Buyer Incentive (Canada)
Get help with your down payment! The government contributes 5% on resale homes or 10% on new builds — interest-free.

2️⃣ Home Buyers’ Plan (RRSP Withdrawal)
Withdraw up to $60,000 from your RRSP tax-free to use toward your down payment.

3️⃣ Tax Rebates & Federal Credits
Claim up to $1,500 with the First-Time Home Buyers’ Tax Credit and apply for GST/HST rebates on new builds or major renovations.

4️⃣ Provincial & Local Saskatchewan Programs
✅ Saskatchewan Home Renovation Tax Credit – save on upgrades and improvements.
✅ Local Down Payment Assistance – some Saskatoon programs offer help for qualifying buyers.

💬 These incentives can add up to thousands in savings — and as a REALTOR®, I can help you navigate which ones apply to you.

📩 Message me today if you’d like a personalized breakdown of what you qualify for and how to get started on your homeownership journey!

10/22/2025

🏡 Thinking about buying your first home in Saskatoon?
Here’s your step-by-step guide to the home buying journey 👇

1️⃣ Get Pre-Approved ✅
2️⃣ Start Your Home Search 🏘
3️⃣ Make an Offer ✍️
4️⃣ Home Inspection & Conditions 🔍
5️⃣ Finalize Financing & Legal Work 💼
6️⃣ Possession Day! 🎉🔑

Buying your first home doesn’t have to feel overwhelming — having the right plan (and the right realtor 😉) makes all the difference.

📩 DM me “BUYER GUIDE” and I’ll send you my free First-Time Home Buyer Roadmap with tips and local insights to help you start your journey confidently.

10/14/2025

10/13/2025

🍁 Happy Thanksgiving, Saskatoon! 🦃✨

Wishing you a cozy day filled with good food, great company, and lots to be grateful for. I’m so thankful for this amazing community and for everyone who’s trusted me to be part of their real estate journey this year.
Here’s to warm homes, full hearts, and pumpkin pie! 🏡🥧

Happy Thanksgiving from my family to yours! 🧡
Femi Dosumu - Your Saskatoon REALTOR®