Cyrus Zandian SRS, RENE, ABR

Cyrus Zandian SRS, RENE, ABR I am your ABR®. Let’s find your HOME. I am your SRS. Let's Sell your home to SOLD. I am your RENE. Le

09/16/2026

Canada: Rate Cuts Can Worsen Affordability
As someone who’s watched the Greater Toronto Area’s real estate market evolve, I find it important to look beyond the headlines about interest rate cuts. Recent research from Canada’s central bank highlights a key reality: while lower rates can quickly spark a surge in homebuying, the supply of new homes takes much longer to catch up—often lagging by up to two years. This means that cheaper borrowing alone doesn’t solve our affordability challenges. When the job market is strong, buyers feel even more confident, which can drive competition and prices up even faster. Builders, meanwhile, move more slowly because planning, permits, and project viability—especially for larger developments—take time to come together. The bottom line? Monetary policy can eventually help increase supply, but it isn’t a quick fix for affordability. For those navigating the GTA market, understanding these dynamics is crucial to making informed decisions.

09/15/2026

Is August a good time to buy a home in the GTA?
August brings its own opportunities for buyers in the Greater Toronto Area. As someone who keeps a close eye on the GTA market, I’ve seen an uptick in sales activity and a healthy level of inventory—especially among condos. This combination is giving buyers a little more negotiating power than we sometimes see. With interest rates holding steady, there’s a sense of stability for anyone looking to plan their mortgage. My advice as a REALTOR® who lives and works in communities like Richmond Hill: focus on what’s right for you—affordability, the neighbourhood, the property style, and your long-term goals. The right timing always depends on your unique situation and future plans.

New report suggests HST rebate continues to boost single-family new home sales across GTAJuly was a striking month for s...
09/11/2026

New report suggests HST rebate continues to boost single-family new home sales across GTA
July was a striking month for single-family home sales across the GTA, as the new HST rebate continued to play a pivotal role. Sales of new single-family homes soared—tripling to 781 units. Interestingly, while demand surged, single-family prices adjusted downward by 8.5%, now averaging $1.36M. On the condominium side, sales crept up modestly, but overall numbers remain subdued, with prices ticking up 2.5% to $1.05M. Current inventory sits at 18,546 units. As someone who’s deeply invested in the GTA real estate market, I’ve seen firsthand how incentives like the HST rebate can open new opportunities for buyers and sellers alike. It’s fascinating to witness how shifting market dynamics are shaping the decisions of families and investors across Richmond Hill and the broader community.
https://www.roomvu.com/agent-news/cyrus-zandian-1/1950768-New-report-suggests-HST-rebate-continues-to-boost-single-fam

09/10/2026

Canada Housing Just Got More Interesting
There’s a renewed energy in Canada’s housing market. We’re seeing an uptick in home sales, yet many buyers are still approaching with care, and activity overall is trailing behind last year’s pace. Interestingly, new listings are trending down even as sales rise, which is gently guiding the market toward a healthier balance between supply and demand. Price growth remains steady—offering a sense of stability for buyers, without triggering the sharper corrections some expected. Of course, regional differences continue to matter, so choosing the right market is more important than ever. In my experience serving clients throughout the Greater Toronto Area—from Richmond Hill to neighbouring communities—staying attuned to these nuances is key for both buyers and sellers alike.

09/09/2026

Canada’s Affordability Streak Hits 10 Quarters
Canada’s affordability challenges have now stretched into a full 10 quarters—a trend that’s shaping every conversation I have with buyers and sellers here in the Greater Toronto Area. With mortgage rate relief no longer expected to improve affordability, the spotlight is shifting to home prices and household income growth as the key factors moving forward. Most economists predict that mortgage rates will hold steady or even rise slightly in the coming year, which means any real progress on affordability will depend on whether we see home prices moderate. Slower population growth may help restrain demand and keep prices in check, while a stronger labour market should support household incomes. As always, what’s happening in Toronto can look very different from what buyers and sellers are experiencing in Calgary, Edmonton, or Vancouver—local factors matter more than ever. For those navigating our dynamic GTA market, understanding how these nationwide trends translate locally is essential.

09/08/2026

GTA housing market tightens in July
July 2026 brought a noticeable tightening to the GTA resale housing market. Home sales dipped by 0.9%, while new listings fell sharply by 17.8%. Condo sales edged down just 0.1%, and townhome sales saw a 2.7% decrease overall—though interestingly, townhomes in Toronto bucked the trend with an 8.7% increase. Both average prices and the Home Price Index declined across the board. As someone closely following the pulse of the GTA market, I find these shifts are worth watching, especially for clients in Richmond Hill and nearby communities. Navigating these changes is part of what I do every day as a dedicated member of the RE/MAX Hallmark team.

09/02/2026

Ontario New Housing Shows Optimism

09/01/2026

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