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Team house2home

We are a dedicated partnership that strive to find you your next home. We take the element of finding a house and helping you make it a home.

Together we compliment each others strengths.

08/10/2026

GTA Market Check-In: July 2026

July brought a cooldown across the GTA housing market — and there are some numbers worth paying attention to.

The average home price across the GTA came in just over $1M ($1,003,956), down about 5% from June and marking the second-lowest monthly average we've seen so far this year.

A few other things that stood:

Buyer activity slowed down. Just under 6,000 homes sold in July — an 11% dip from June. That's not unusual for summer, but it does signal that buyers are being selective right now.

There's still a lot of choice out there. Even though new listings dropped and total inventory pulled back slightly, we're still sitting 47% above the 10-year average for July. That's a meaningful number for anyone shopping.

Condos bucked the trend. While detached homes saw the steepest price decline (down 5.3%), condos were the one segment where prices actually ticked up — averaging around $636K, a 1% gain month over month.

What does this mean going forward? We're heading into fall with elevated supply and cautious demand — conditions that continue to give buyers more leverage. On the flip side, recent economic data on jobs and growth has been more encouraging than expected, which could bring more confidence back to the market.

Whether you're buying, selling, or just keeping an eye on things — the fall market is shaping up to be one worth watching closely.

07/31/2026

Nobody warned you about this one, right?

Mortgage default insurance is one of those costs that catches almost every first-time buyer off guard. You're paying for insurance that protects your lender — not you — and it can add thousands to your mortgage.

But here's the thing: it's also the reason you don't need $100K+ saved just to get into the market. So it's not the villain — it's just wildly misunderstood.

Save this so it's there when you need it, and tag a friend who's starting their home search 🏡

07/07/2026

📊 GTA Housing Market Update: June 2026

The Greater Toronto Area market showed real momentum in June, and the numbers tell a good story for both buyers and sellers.

The highlights:
🏡 Sales are up — 6,770 homes sold in June, up 3% from May and 9.4% year-over-year. That's the strongest June we've seen in two years.
💰 Prices are stabilizing — The average sale price sat at $1,058,658, just slightly down from May. While still 3.9% below last June, that gap has been shrinking steadily, meaning the market is finding its balance.
📉 Inventory is tightening — New listings dropped 13% year-over-year, and available supply continues to shrink as buyers absorb what's on the market.
By property type:
🏠 Detached homes remained the strongest segment, with sales up 9.1% year-over-year and average prices holding above $1.35 million
🏢 Condo apartments saw a big jump in activity — up 14.3% year-over-year — while prices adjusted down about 9.5%
🏘️ Townhomes and semi-detached homes stayed steady, offering solid options for entry-level buyers

What this means for you:

If you've been waiting on the sidelines, this is worth paying attention to. Experts are calling this a "year of two halves" — and if the second half plays out as expected, we could see increased competition between buyers and a return to price growth.

Translation: the window of opportunity for buyers with strong selection and affordability may not stay open indefinitely.

Whether you're thinking about buying, selling, or just want to know what your home is worth in today's market, we are here to help you make sense of it all.

Reach out anytime 📩 [email protected]

06/10/2026

The Bank of Canada held its key interest rate steady at 2.25 per cent today. No surprises here — most economists were expecting the Bank to stay put.
It's not exactly smooth sailing out there. Energy prices are still high, and nobody's quite sure where U.S. trade policy is headed. But the Bank seems fairly confident in how Canada's economy is handling it all. Yes, things slowed down a bit at the start of the year, but growth is expected to bounce back this quarter.

What about inflation? It ticked up to 2.8 per cent in April, but that was mostly energy prices doing the damage. Underneath that, the trend actually looks pretty good — core inflation has settled in around 2 per cent, which is right where the Bank wants it.

Bottom line: the Bank is in wait-and-see mode. Governor Tiff Macklem says they're keeping a close eye on things and won't hesitate to move if conditions change.

06/09/2026

Thinking about buying your first home? 🏡 Before you fall for a listing, sit with these 5 questions.

1️⃣ How long do I plan to stay?
Buying makes the most sense when you'll be there a few years or more. If life might shift soon, weigh that honestly.

2️⃣ What can't I live without?
Make two lists: non-negotiables + nice-to-haves. No first home checks every box—knowing where you'll flex keeps you focused.

3️⃣ Condo, townhouse, or detached?
Each comes with its own lifestyle + costs (fees, yard work, space, privacy). The "right" one fits how you want to live—not just the most square footage.

4️⃣ Have I budgeted for the real costs?
Beyond the mortgage: property tax, utilities, insurance, upkeep. A home you can comfortably own beats the max a lender approves. 💸

5️⃣ Am I buying for now, or for later?
Your first home doesn't have to be forever. Sometimes the smartest move just gets you in the market—and sets up the next step. 🪜

Save this for when you're ready 📌 and DM us if you want to talk it through. No pressure, just answers.

06/04/2026

GTA Housing Market Update – May 2026

The Greater Toronto Area housing market is starting to tighten, which means buyers may face more competition in the months ahead.

📈 Key Stats:

• Home sales increased 6.3% compared to May 2025, with 6,583 homes sold.
• New listings dropped 18.9% year-over-year, with 17,698 homes hitting the market.
• Sales were up 10% from April, while new listings fell 2.1% month-over-month.
• The average GTA home price was $1,069,700, down 4.6% from last year.
• The benchmark home price index remained 6.7% lower than May 2025.

What does this mean?

✅ Lower prices and lower borrowing costs have helped improve affordability.
✅ Buyers still had negotiating power this spring.
✅ Inventory is shrinking as more homes are being absorbed by the market.
✅ If sales continue to outpace new listings, expect home prices to stabilize and eventually start rising again.

Bottom line: The GTA market is showing signs of recovery. While buyers still have opportunities, the window for strong negotiating power may begin to narrow if inventory continues to decline.

05/19/2026

Donate to help these poor sweet bears!

05/13/2026

If you’re a first-time buyer in the GTA, deciding between a condo and a freehold can feel overwhelming fast.

A lot of buyers assume freehold is always the better option — but that’s not necessarily true in today’s market.

There’s a lot to consider beyond the purchase price, like:

• monthly costs
• maintenance + upkeep
• lifestyle
• future flexibility
• long-term value

For some buyers, a condo is the smartest way to get into the market sooner while keeping maintenance low.

For others, a freehold makes more sense for the extra space, privacy, and long-term plans.

The key is choosing the option that works best for your life and budget right now — not what everyone else says you “should" buy.

❓ Questions about buying in the GTA?
📩 Email Team House2Home at [email protected]

05/05/2026

GTA Housing Market Update – April 2026

The spring market is showing signs of life. Home sales across the Greater Toronto Area came in at 5,946 in April; that's a 7% jump compared to the same time last year. At the same time, new listings dropped by 9.3%, with 17,097 homes hitting the market. When more people are buying and fewer homes are being listed, the market starts to tighten up, and that's exactly what we're seeing.

Even with this shift, buyers are still in a good position. The average selling price landed at $1,051,969, which is down 4.9% from last April. The MLS® Home Price Index also dipped 6.6% year-over-year. So while competition is picking up, prices haven't caught up yet...meaning there's still room to negotiate.

Here's what's worth watching: on a month-over-month basis, both sales and prices edged up from March, and sales grew at a faster rate than new listings. That could mean we're starting to see more competition in certain neighbourhoods.

The takeaway: If you've been waiting for the right time to make a move, the window of lower prices and less competition may be narrowing. The market is shifting slowly, but it's shifting.

Thinking about buying or selling this spring? Let's chat about what these numbers mean for your specific situation. Whether you're a first-time buyer looking to take advantage of lower prices or a homeowner curious about your property's value, we are here to help... no pressure, just real answers.

05/01/2026

Buying. Selling. Renting. Upsizing. Downsizing. Rightsizing. 🏡

Whatever your real estate chapter looks like right now — we want to know where you're at! 👇
A) Just starting to think about it 🤔
B) Actively searching 👀
C) Ready to make a move 🔑
D) Just here for the market tea ☕

Drop your letter in the comments! No pressure, no pitch — we just genuinely love connecting with our community. And hey, if you ARE ready to chat, you know where to find us. 😊

📍 Toronto & the GTA | 🌐 teamhouse2home.ca

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