Noorah Real Estate

09/11/2025

📌 What is a VTB Mortgage?

A Vendor Take-Back (VTB) mortgage is when the seller of a property lends money to the buyer to help them purchase it.

Instead of (or in addition to) going through a bank, the buyer makes mortgage payments directly to the seller. 🏡

✨ Why use a VTB?
✅ Helps buyers who may not qualify for full bank financing
✅ Allows sellers to attract more buyers
✅ Can create flexible terms that work for both sides

📊 Example:
Home price: $600,000
Buyer gets $500,000 from the bank
Seller “takes back” a $100,000 mortgage
Buyer pays monthly installments for that $100,000 directly to the seller

👉 VTBs can be a win-win, but always get legal + financial advice before signing!

09/11/2025

📌 What is a VTB Mortgage?

A Vendor Take-Back (VTB) mortgage is when the seller of a property lends money to the buyer to help them purchase it.

Instead of (or in addition to) going through a bank, the buyer makes mortgage payments directly to the seller. 🏡

✨ Why use a VTB?
✅ Helps buyers who may not qualify for full bank financing
✅ Allows sellers to attract more buyers
✅ Can create flexible terms that work for both sides

📊 Example:
Home price: $600,000
Buyer gets $500,000 from the bank
Seller “takes back” a $100,000 mortgage
Buyer pays monthly installments for that $100,000 directly to the seller

👉 VTBs can be a win-win, but always get legal + financial advice before signing!

12/09/2024

10/14/2024

“Autumn teaches us
the beauty of letting go. Growth requires release-
it’s what the trees do.”
-ka’ala,
🧡💚💛

07/30/2022

Picture perfect!

06/20/2022

They are finally in!
Stepping it up with QR codes this time

Reach out for your real estate needs and a free home evaluation today!

05/27/2022

Friendly reminder that there are multitude of ways to save up for a down payment!

Tax season is here and your Tax return money is one of the great ways to save for your down payment!

05/26/2022

🚨Exclusive OFF Market Listing in London 🚨
Asking - $630,000
Deposit - $65,000
Closing - April-Aug of 2022

Pm for floorplan and details

05/24/2022

🚨 1 lot left remaining 🚨

WALLACETON - FUSION HOMES

The elegant Dawn model is available now, from $1,659,900. This 4-bed, 3.5-bath home features an oversized 10ft kitchen island, spacious upper floor laundry, along with designer options to personalize your dream home!

Call to book your lot today!
647-646-6165

05/24/2022

05/19/2022

One of the safest investments I believe to dive into is real estate. Although it is important to diversify and not have all your eggs in one basket, it is easily one of the “safer” routes. We are currently in the market where buying and holding on to your investments will greatly benefit you in the future since the market has softened to a buyers field in January.

There a LOT of opportunities out there on the market at the moment for great resale homes!

Let’s chat at 647-646-6165!

05/17/2022

💚THANK YOU💚

Thank you to everyone who has helped my business in the past year! Your dreams help me to achieve mine.



Feel free to chat up at 647-646-6165 for any real estate questions, advice or help!