Cristiane De Oliveira - Real Estate

08/05/2022

We have some huge news!!
With the help of a trusted Mortgage broker friend! I am hosting a webinar on August 11th at 7pm EST. With special guest Chloe Colella!

We are speaking about the mistakes first time home buyers topically make plus more!

Come join us via Zoom call to learn more about how to avoid these mistakes!

We can’t wait to see you there!🏡
Sign up link in my bio!

08/04/2022

As a buyer, the last thing you want to do is find the perfect property, get your offer accepted and then have the deal fall apart because of a lien. This has happened to many buyers and owners before, so here’s how to avoid it.

First, some background info. A lien is a legal notice attached to the property title that denotes an unpaid debt. Basically, it means that a third party (like a contractor, tax collector or court) has a legal claim on the property due to an unpaid debt. Not great, especially when the house can’t sell until that debt is paid.

So before you put an offer in on a property, have your REALTOR®️ pull the title, and if any liens come back, don’t panic! Have your agent find out if the owners have paid them off and have proof of a lien release.

If the liens haven’t been paid off, you’ll need to work with the seller to find a resolution. The seller could pay off the liens and then go through with the seller, but if they don’t have the funds, you’ll have to pay the liens to finish the sale or walk away from the deal.

This is why having your REALTOR®️ look up liens and titles are always a smart idea before putting in an offer!

Want more tips like this? Dm me!🏡

08/03/2022

Buying new construction can seem like a good way to avoid a lot of the headaches that come with older homes. With things built to your specifications and a brand new everything, you’ll pay a lot less in decor and maintenance costs.

But new builds do have some hidden costs that could end up putting a big dent in your wallet. Here’s what you need to know:

1. Understand that the model home is like the top trim package on a car–it has all of the upgrades. And those upgrades probably cost thousands of dollars. When you tour the model home, pay attention to the things that will definitely be in your house like the layout.

2. Know what’s included in the base model. Some base models come with appliances and all of your home necessities included while others come with just the bones of the house. It depends on the builder, but you need to know exactly what you’re walking into.

3. Read the warranty. Not all builder warranties are the same, and they will cover different things. Make sure you understand what will and won’t be covered so you aren’t surprised down the line.

4. Use your own agent. The agents working at the new construction are the builder’s agents–not yours. That means they work to get the builder the best deal possible, even at your expense. Protect yourself and get a fair deal by hiring your own buyer’s agent.

If you’re looking for an agent to make sure you get the best deal while buying new construction, just send me a DM!

08/02/2022