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Terry Moshenberg Realtor In Central Toronto and The Kawarthas, Terry is a skilled negotiator, he's focused and dedicated. Terry Moshenberg | Re/Max Realtron | Robert Kroll Realty

10/13/2026

Ontario Builders Prepare for Growth with New Investments
As someone who’s spent over two decades guiding families through the ins and outs of Toronto, Richmond Hill, and Thornhill real estate, I always keep an eye on the factors that influence our local market. Right now, ongoing tariff disputes between Canada and the U.S. are driving up construction costs for new homes in Ontario—by $9,000 to $14,000 for single-family homes, and $18,000 to $28,000 for mid-rise units. These rising expenses are more than just numbers; they affect everything from the price of materials to job opportunities, and ultimately, what buyers can afford. Navigating these changes with a solid plan and a focus on your long-term goals has never been more important for anyone thinking about their next move.

10/12/2026

GTA Homebuyer Competition Weakens Further | Your GTA Downsizing Professional
This past Mid-Q3, competition among GTA homebuyers eased even further—something I’ve witnessed first-hand across Toronto, Richmond Hill, and Thornhill. Just 2% of qualifying neighbourhoods saw homes sell above asking, down from 3% in Early-Q3, which really highlights how rare bidding wars have become lately. Out of 267 GTA neighbourhoods tracked, 97% of sales were below asking, and only 1% sold right at the list price. Even the gap between single-family homes and condos is narrowing: 95% of single-family neighbourhoods and 98% of condos were underbid. With 4,200 homes sold in Mid-Q3, 79% went for less than the asking price, compared to 78% earlier in the quarter. This has been one of the quietest periods on record, and for buyers, it’s meant a less competitive environment and more room to make thoughtful decisions. Having spent over two decades guiding clients through Toronto’s changing markets, I know how valuable it is to move with confidence and local insight during times like these.

10/11/2026

Happy Thanksgiving | Your GTA Downsizing Professional

10/11/2026

Gta’s Cheapest Neighbourhoods to Buy | Your GTA Downsizing Professional
As someone who’s spent over two decades guiding families through the ins and outs of Toronto real estate, I always keep an eye on affordability trends across the GTA. A recent ranking highlighted neighborhoods with at least five sales, revealing some of the region’s most budget-friendly communities based on median sold prices. Leading the way is Brampton’s Queen Street corridor at $374K, with homes taking an average of 62 days to sell. Burlington’s Tansley Woods followed at $428.5K, while North York’s Bermondsey came in at $445.4K. If you’re considering Mississauga, Mississauga Valley and Core Mississauga posted median prices of $455K and $492.5K respectively, with Core Mississauga not only offering one of the lower price points but also seeing the most sales activity in this group. For anyone searching for value in the GTA, these neighborhoods stand out for both opportunity and accessibility—reminders of how local knowledge and a well-informed approach can help you make smart, confident decisions.

10/10/2026

Ontario Micro-Condos Face Steep Depreciation | Your GTA Downsizing Professional
Having spent my life and career here in Toronto, I’ve seen our real estate landscape evolve through many cycles—each with its unique challenges and opportunities for buyers and sellers. As of mid-Q3 2026, the GTA’s average home price was $993,000, reflecting about a 3% drop compared to last year, which has meant a gentler market for buyers overall. For condo apartments, the average sale price dipped to $618,000, also below last year’s figure, but it’s the micro-condos—those under 500 sq-ft—that have seen the steepest depreciation. These smaller units have become especially difficult to sell, as more buyers are choosing larger spaces when given the choice. In early Q3, about 98% of GTA neighbourhoods with at least five condo sales saw units selling below list price, giving buyers far more room to negotiate than we’ve seen in years. While single-family homes also experienced underbidding in roughly 92% of neighbourhoods, condos appear more affected—likely due to a pullback from investors and a longer time on market for investor-oriented properties. If you’re considering your next move, understanding these shifts is key to making informed decisions in our ever-changing Toronto market.

10/09/2026

GTA Low-Rise Demand Gets Boost | Your GTA Downsizing Professional
As someone who’s spent over two decades helping families find their place in Toronto, Richmond Hill, and Thornhill, I’ve seen firsthand how shifts in the market can open doors for buyers. The recent boost in demand for low-rise new homes across the GTA is a clear sign that more buyers are eager to put down roots—especially with the HST rebate program making ownership more achievable for those who qualify. Builders have kept pace by steadily introducing new low-rise options, which has helped keep the market balanced and prices in check. While condos are still facing some headwinds due to construction timing rules, these rebate measures are making a real difference for many families looking to make a move. It’s encouraging to see policies that not only support new homeowners but also strengthen our region’s economic outlook and protect jobs. I’m always here to offer local insight and a steady hand as you navigate your own real estate decisions.

Ontario's $130K HST rebate absorbs tariff costs as GTA single-family home sales hit 47% above the 10-year averageHaving ...
10/08/2026

Ontario's $130K HST rebate absorbs tariff costs as GTA single-family home sales hit 47% above the 10-year average
Having spent over two decades guiding Toronto-area families through every twist and turn of the real estate market, I’ve seen firsthand how tax incentives can change the game. Right now, Ontario’s HST rebate—worth up to $130,000—is making a real difference for buyers and builders alike, helping offset increased costs, including tariffs. In the GTA, demand for single-family homes remains strong, with sales soaring 47% above the 10-year average, even as prices adjust. This momentum isn’t just about numbers on paper—it supports 256,000 jobs and fuels $39.3 billion in investment across our communities. For those considering their next move in Toronto, Richmond Hill, or Thornhill, understanding how these incentives work can open doors to new opportunities.


http://www.terrymoshenberg.com/agent-news/terry-moshenberg/2103361-Ontario%27s-%24130K-HST-rebate-absorbs-tariff-costs-as-GTA-singl

Ontario HST rebate shields new home salesHaving guided Toronto-area families through countless market shifts over the pa...
10/07/2026

Ontario HST rebate shields new home sales
Having guided Toronto-area families through countless market shifts over the past two decades, I’ve seen firsthand how policies like the Ontario HST rebate can make a real difference for new home buyers. This month, we saw single-family home sales in the GTA reach 692 units—an impressive 47% above the 10-year average—with total new home sales at 907. Interestingly, while the benchmark price has dropped 14.6% compared to last year, the same tax incentives haven’t done as much for the condo market, where sales have slipped to 78% below average due to tighter restrictions. It’s a reminder that understanding local programs and market trends is key to making informed decisions, whether you’re buying, selling, or planning your next move in Toronto, Richmond Hill, or Thornhill.


http://www.terrymoshenberg.com/agent-news/terry-moshenberg/2099956-Ontario-HST-rebate-shields-new-home-sales

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