Homelife Landmark Realty Inc.

12/09/2022

National Bank of Canada made headlines last week after it was revealed the bank had quietly removed borrowers' ability to "port" their mortgage to a new home.

11/02/2022

As of October 25, 2022, the Non-Resident Speculation Tax (NRST) rate will be increased from 20% to 25% and continues to apply to all regions of the province. The NRST applies to the transfer of “designated land”, which is considered land that contains at least one and no more than six single family residences.

REALTORS®, check out our latest email to you for everything you need to know about the changes to the NRST and how it might impact your transactions.

10/07/2022

GTA home sales in September fell 44 per cent compared to last year, as new listings fell to the lowest level the month has seen in 20 years.

10/07/2022

Selling your home is no small feat. From marketing to decluttering, and determining the best asking price, there are a number of moving parts involved when getting your property ready to hit the market. Luckily, home sellers don’t have to do it alone.

10/07/2022

The average price of a Toronto home was down by 4.25 per cent in September, marking the first year-over year decrease since the slide in property values began last winter.

05/08/2022

🥫When you open your pantry, does it send a small bit of anxiety through your body?

✨Imagine what a treat it would be if your pantry were neat, clean, and organized! Here are several tips to help you do just that.

1. Clean It Out
Start at the ceiling and remove any cobwebs hanging in the corners and work your way down. Wipe shelving, and if you’re feeling ambitious, give them a fresh coat of paint.

2. Take Stock Of What You Have
Throw out expired food items and start a box for donations to your local food pantry of items you won’t be using.
For example, move seldom-used items to the back or to a lower shelf to make room for the things you use most within easy reach.

3. Make It Easy To See What You Have
For instance, baking ingredients like flour and sugar look great in clear mason jars while rice, beans, and other dry goods make for a pleasant display in tightly sealed plastic containers with lids.

4. Purchase Storage Solutions
Your list may include things like mason jars, plastic containers, baskets, wire racks, spice racks, racks for plastic wrap and aluminum foil, etc.

5. Put Your Pantry Back Together
Be sure to group like items together – sugar and flour with other baking ingredients, for example – and face canned goods forward for easy viewing. Keep arranging and rearranging until you have the pantry you’ve always dreamed of.

Arnel Ilano | Homelife Landmark Realty Inc.
[email protected] | (416) 721-6607

Arnel Ilano

05/07/2022

🛋️ Want to give your living room a fresh, new vibe?

😊 Try one of these color trends for a look that’s sure to please.

1. Pops Of Color
Give the room exactly what you’re looking for with pops of bright, bold color.

2. Colorful Neutrals
Throw in some strategically placed glass and metallic pieces to add more flair without distracting from the softness of the space.

3. Deep Hues
Emerald green, royal blue, amethyst purple – these hues aren’t for the faint of heart, but if done right, they will create an inviting space that oozes luxury.

4. Dazzling Colors
Sky blue is a popular choice with its bright and eye-catching nature.

5. Blue For All
Pair your favorite shade of blue with brown earth tones for a muted look or mix and match different shades of blue to create a unique vibe all your own.

Arnel Ilano | Homelife Landmark Realty Inc.
[email protected] | (416) 721-6607

Arnel Ilano

05/06/2022

🧐 You have a lot of options when it comes to choosing an apartment, so keep reading to find out what you should consider in your search.

1. How Much Will It Cost
Besides rent, you’ll incur other expenses such as security deposit, application fees, pet fees, utilities, parking costs, and amenities.

2. What’s Important To You In A Rental?
Do you like to entertain? If so, an apartment that includes things like a pool, clubhouse, gym, bike racks, green areas, barbeque spaces, etc. might sway your decision.

3. Location, Location, Location
Keep in mind that location also plays a role in how much rent you’ll pay as well.

Arnel Ilano | Homelife Landmark Realty Inc.
[email protected] | (416) 721-6607

Arnel Ilano

05/03/2022

🏠 Are you looking to buy your first home?

💫 The home buying process can be a little stressful, so take a look at these 5 tips for a first time homebuyer to help you prepare.

1. Start saving early and check your credit
Check your credit score before starting your search for a home, and do your best to dispute any discrepancies and take care of any outstanding debt as soon as possible.

2. Figure out how much house you can afford
Play around with a mortgage affordability calculator to figure out what you can afford based on your income now.

3. Explore your down payment and closing cost options
It’s a good idea to consider your two options here: pay them yourself or have the seller pay them for you.

4. Shop around for the best mortgage rates
Gather mortgage rate quotes from at least three lenders before deciding which one fits your budget and your needs best.

5. Get pre-approved
Before heading out to find your dream home, take the time to get a pre-approval letter from a lender that states how much they are willing to lend you and at what terms.

Arnel Ilano | Homelife Landmark Realty Inc.
[email protected] | (416) 721-6607

Arnel Ilano

05/01/2022

🔍 Are you interested in getting started in real estate investing?

😉 The following information describes the four main types of investment properties and how they differ.

1. Residential Real Estate
Residential real estate includes anything people can live in: single-family homes, apartments, condos, townhouses, etc.

2. Commercial Real Estate
Commercial real estate includes any property that can be used for commercial purposes. This includes retail stores, restaurants, and office buildings.

3. Industrial Real Estate
Industrial real estate is any property used for warehousing, manufacturing, or distributing products. These properties are usually owned by highly skilled investors with very extensive/diverse portfolios who know the potential for huge profit when they see it.

4. Land Investments
Investing in land is risky because raw land won’t generate income on its own. As the owner, you’re responsible for paying taxes on the property, dealing with zoning and environmental issues, and finding developers to turn it into something that will make money.

Arnel Ilano | Homelife Landmark Realty Inc.
[email protected] | (416) 721-6607

Arnel Ilano

04/30/2022

💳 Credit reports are notoriously exhaustive and confusing. Below, we discuss four things you should know about credit reports.

1. Credit scores
Since the culmination of any credit report is its credit score.

2. Credit overview
Even if the credit score is decent, it’s important to delve deeper into the report to gain a full understanding of the person’s financial status.

3. Amount of credit used
In this section of the credit report, you’ll learn just how much credit the person has used.

4. Payment history
The payment history section, however, tells a very detailed story – both current and past.

Arnel Ilano | Homelife Landmark Realty Inc.
[email protected] | (416) 721-6607

Arnel Ilano