Alireza

10/08/2021

33 Yorkville a Signature Collection by Pemberton

06/17/2021

06/02/2021

Is your credit score important?⁠
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So, what is a credit score?⁠
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A credit score is a three-digit number, typically between 300 and 850, which is designed to represent your credit risk, or the likelihood you will pay your bills on time. In general, a higher credit score represents a higher likelihood of responsible financial habits. Credit scores are one of many factors used by lenders when determining your likelihood of paying back a loan.⁠
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Credit scores are calculated using the content of your credit report. Each of the three nationwide credit bureaus uses a slightly different method of determining your score.⁠
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Now at this point you may be wondering what the main factors involved in calculating a credit score are. I've listed a few factors below for your consideration:⁠
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1. The number of accounts you have⁠
2. The types of accounts you have⁠
3. Your used credit vs. your available credit⁠
4. The length of your credit history⁠
5. Your payment history⁠
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If you look at your credit scores based on data from each of the three nationwide credit bureaus – Equifax, Experian, and TransUnion – you may see three different scores. This is completely normal. Your scores may not all be the same because not all creditors and lenders report to all three bureaus. Many creditors report to all three, but you may have an account with a creditor that only reports to one, two, or none.⁠
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Want to know where to check your credit score? Check out Equifax - it's absolutely free!⁠

05/28/2021

Prime Locations in Richmond Hill

Welcome To This Stunning 2- Year New Freehold Town House Built By Mattamy Homes,
✔️End Unit With Huge walk-out Bsmt, ✔️4 Spacious Bedrooms Upstairs & 3 Bathrms,
✔️9Ft On Main Flr, Fully Upgd With S/S Appliances.
✔️Premium Quality Laminate Floor Thru-Out,
✔️Upgraded Kitchen Cabinet/Caesarstone Kitchen Countertop/Upgd Backsplashes, ✔️Stained Oak Staircase,
✔️And So Many More Features!

Don't miss this opportunity to own a fantastic home in Richmond Hill

05/28/2021

DESPITE COVID - ARE WE CURRENTLY IN A HOUSING BUBBLE?⁠
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The Canadian housing market took a surprising upward turn during the COVID-19 pandemic, after coming to a grinding halt in mid-March. The slow-down was short-lived, and what followed through the remainder of 2020 was a a spike in demand for homes met by a shortage of supply. With 2021 well underway, there appears to be no end in sight.⁠
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There are a number of factors that indicate we’re not experiencing a bubble caused my market speculators, contrary to some media reports.⁠
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Speculators tend to wait out hot markets, buying when prices are down and selling when they’re up again. The short-term investment opportunities they’re generally looking for are hard to find under current market conditions. Bully offers and bidding wars are commonplace, and we continue to see demand outpacing supply with the release of the monthly housing market data. These factors are generally inhospitable to speculators and investors.⁠
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For a housing bubble to burst, there needs to be a steep incline in inventory and new listings, and a decline in demand – neither of which is likely to happen any time soon.⁠
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So if you're thinking of whether or not to sell that property, now is definitely the time to do so.⁠

05/19/2021

MAKING THE ⁠MOVE CAN BE STRESSFUL - HERE ARE SOME THINGS YOU CAN DO TO MAKE IT GO SMOOTHLY⁠
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⁠So, it’s time to get packing! ⁠
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But then you realize... wow... there's a lot to do.⁠
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So to help make things a little less stressful, here's a to-do list of things to remember:⁠
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1. Book your moving company or rental truck as soon as possible to secure your ideal date⁠
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2. Pack the items you will need first in a clear plastic bin so that you know what's inside and to distinguish it from other boxes⁠
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3. Pack your plates vertically so they are less likely to break⁠
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4. Take a photo of how your electronics are connected so you know where the wires go⁠
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5. Wrap your breakables in clothing to save on bubble wrap (like putting your glassware inside clean socks)⁠
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There are a lot of things that go into moving. Sometimes people don't want to move because of these stressful things. ⁠
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I can definitely make it easier for you and cover some of these costs if you buy a house with me. Let me make it less stressful⁠
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Got anymore tips you can share with me or anyone else reading this? Leave a comment below and let's help each other out!⁠