Erika Altamirano Real Estate

Erika Altamirano Real Estate Toronto and GTA Realtor focusing in helping people to buy, sell, lease and invest in Real Estate.

10/22/2025

The best day of our lives 🤍
Surrounded by love, laughter, and forever memories.
10.18.25 ✨

🌟 For Lease Stunning 2-Bed, 2-Bath Corner Condo in Etobicoke 🌟💲 $2900/month🏠 Bright & Modern | Freshly painted & floor-...
03/12/2025

🌟 For Lease Stunning 2-Bed, 2-Bath Corner Condo in Etobicoke 🌟

💲 $2900/month
🏠 Bright & Modern | Freshly painted & floor-to-ceiling windows
🚗 1 Parking + 1 Locker Included
🍳 Contemporary kitchen w/ stainless steel appliances
🛏️ 2 Spacious bedrooms, including primary w/ ensuite bath
🛁 2 Full Baths
🧺 In-Suite Laundry
✨ Amazing Amenities: Gym, Indoor Pool, Steam Room, Rooftop Terrace & more
🚶‍♂️ Steps to shopping, dining, transit & highways!

📞 DM for more info!

🌟 FOR LEASE Stunning 2-Bed, 2-Bath Corner Unit in Etobicoke 🌟💲 $2900/month🏠 Bright & Modern | Freshly painted & floor-to...
03/12/2025

🌟 FOR LEASE Stunning 2-Bed, 2-Bath Corner Unit in Etobicoke 🌟

💲 $2900/month
🏠 Bright & Modern | Freshly painted & floor-to-ceiling windows
🚗 1 Parking + 1 Locker Included
🍳 Contemporary kitchen w/ stainless steel appliances
🛏️ Spacious bedrooms, including primary w/ ensuite bath
🛁 2 Full Baths
🧺 In-Suite Laundry
✨ Amazing Amenities: Gym, Indoor Pool, Steam Room, Rooftop Terrace & more
🚶‍♂️ Steps to shopping, dining, transit & highways!

📞 DM to book a private showing!

Earnest money, also known as a buyer’s deposit or “good faith money,” can be due when the offer is made, accepted, or an...
07/12/2024

Earnest money, also known as a buyer’s deposit or “good faith money,” can be due when the offer is made, accepted, or another agreed-upon time, such as two days after all conditions have been removed.
The deposit amount is usually about 3-5% of the purchase price but varies depending on how competitive the market is. A strong deposit shows the seller that you are a serious buyer who is motivated and committed to purchasing their property.

In Canada, closing costs in a real estate transaction can vary depending on the location and specifics of the transactio...
07/10/2024

In Canada, closing costs in a real estate transaction can vary depending on the location and specifics of the transaction, but generally, they include:

👉Legal Fees and Disbursements: Fees for the services of a lawyer or notary, typically ranging from $1200 to $2,500.

👉Land Transfer Tax: This varies by province and can be a significant expense. For example, in Ontario, the tax ranges from 0.5% to 2.5% of the purchase price. Some cities, like Toronto, may have additional municipal land transfer taxes.

👉Title Insurance: A one-time fee of approximately $200 to $400 to protect against issues with the property’s title.

👉Home Inspection Fee: Typically $400 to $600 for a professional inspection before purchasing a home.

👉Appraisal Fee: If required by the lender, usually around $300 to $500.

👉Mortgage Insurance Premium (if applicable): Required if your down payment is less than 20% of the purchase price. The premium can be added to your mortgage amount.

👉Property Insurance: Required by the lender before closing, costs can vary but typically around $500 to $1,000 annually.

👉Adjustment Costs: This includes reimbursement to the seller for any prepaid property taxes, utilities, or condo fees.

👉Moving Costs: Costs associated with moving, which can vary widely depending on the distance and amount of belongings.

👉GST/HST on New Homes: Applicable on new homes and homes that have been substantially renovated. In some provinces, a rebate may be available.

👉Miscellaneous Fees: These can include things like courier fees, bank fees for setting up the mortgage, and fees for obtaining a survey certificate if one is required.

📣It's advisable to budget for about 2% to 4% of the purchase price for closing costs, although this can vary.

First Time Home Buyer DO'S ☑️ AND DON'TS ❌
05/24/2024

First Time Home Buyer
DO'S ☑️ AND DON'TS ❌

Address

Toronto, ON

Telephone

+16478646844

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