Nadine Cappucine Grant

10/16/2026

Spooktacular monster marbling
Let’s connect and talk about the latest insights in the industry!
https://www.housing-trends.com/agent-news/cappucine-grant/2148620-Spooktacular-monster-marbling

10/15/2026

Mortgage Rates Face a New Reality
Mortgage rates are navigating a new reality, and for those of us working in the Greater Toronto Area and Brampton markets, the effects are clear: affordability remains a real challenge as borrowing costs stay elevated and economic uncertainty lingers. While we’d all welcome some rate relief, its true impact depends on inflation trends, broader economic shifts, and the Bank of Canada’s policy direction. Whether you’re looking to buy, refinance, or invest, higher financing costs are shaping decisions, and many buyers are proceeding with extra caution. As someone who specializes in investment, rental properties, condos, and freehold homes, I always encourage clients to plan based on the market conditions we see now, rather than banking on rate drops down the line. Careful planning helps ensure you’re prepared—whatever path the market takes.

10/14/2026

Canadian Home Sales Slide 6.9% Yearly
As we move through mid-Q3, there’s been a noticeable shift in the Canadian housing market—national home sales have dipped by about 1% month-over-month and nearly 7% compared to last year. Prices, meanwhile, have held steady this quarter, but are down roughly 3% year-over-year. On the supply side, new property listings have bounced back by 3% after several months of declines. The sales-to-new listings ratio has softened to 49%, easing even further below the long-term Canadian average of 55%. With inflation risks rising, questions about economic growth, and higher bond yields sending fixed mortgage rates up, it’s no surprise that buyers and sellers alike are treading carefully. At the time, markets were anticipating a 60% chance of a rate hike in early Q4, and more than a percentage point of additional tightening by 2027. In the GTA and Brampton, I’m seeing these trends reflected in local activity—whether you’re investing, buying, or renting, it’s a time for careful strategy and informed decisions.

10/13/2026

Best Homes Under $1M
Get a FREE list of best properties under $1M with a basement suite.

Get a personalized list of homes under $1M in Caledon, Ontario, curated by local real estate expert Cappucine Grant.

10/13/2026

Ontario's $130K HST rebate absorbs tariff costs as GTA single-family home sales hit 47% above the 10-year average
The Greater Toronto Area's real estate market continues to show impressive momentum—single-family home sales are now 47% above the 10-year average, even as prices have softened. Investment in new homes remains strong, in part thanks to Ontario's HST rebate, which can save buyers up to $130,000 and helps offset added costs like tariffs. This robust activity isn’t just about numbers: our region’s residential construction sector is a major driver, supporting 256,000 jobs and contributing $39.3 billion in investment. As someone who specializes in the GTA and Brampton, I always keep a close eye on how incentives like these shape opportunities for buyers and investors, whether you're interested in freeholds, condos, or rental properties.

10/12/2026

Canada Needs More Homes to Sustain Affordability
As someone deeply involved in the Greater Toronto Area and Brampton real estate markets, I’m watching Canada’s affordability story with keen interest. While we’ve seen some recent improvements, these gains are on uneasy ground as new home construction—especially for ownership—slows down. Latest estimates show that we’ll need between 417,000 and 469,000 housing starts every year just to bring affordability back to where it was before the pandemic by 2036. Yet, the gap in supply hasn’t really changed.

Most of the new homes going up right now are rental units, and ownership-focused builds have dropped off, even though more rentals are helping to balance things out. Slower population growth may have boosted affordability for now, but construction isn’t keeping up with even this pace, which could leave us short when demand inevitably picks up again.

For anyone considering their next move, protecting affordability means we need to keep ownership construction active today—so we’re not facing an even greater shortage in the future. I’m committed to guiding clients through these shifting conditions with sound, up-to-date advice.

10/11/2026

Happy Thanksgiving

10/11/2026

Ontario Builders Prepare for Growth with New Investments
As someone deeply involved in the GTA and Brampton real estate markets, I’m closely watching how tariff disputes between Canada and the U.S. are impacting the cost of building new homes here in Ontario. Right now, these disputes are adding $9,000–$14,000 to the cost of constructing a single home, and $18,000–$28,000 for mid-rise units. These rising costs affect not just materials, but also jobs, housing starts, and overall affordability across North America. For investors, buyers, and renters alike, understanding these shifts is key to making informed decisions. I’m always here to provide guidance and clarity as the market evolves.


https://www.housing-trends.com/agent-news/cappucine-grant/2069054-Ontario-Builders-Prepare-for-Growth-with-New-Investments

10/10/2026

Greater Toronto Buyers Find Value as Home Prices Adjust
August 2026 brought a noticeable shift for buyers and sellers in the GTA: 79.3% of homes sold below asking, with the typical discount reaching 3%. The average sale price settled at $855,000—a 1.16% dip from July, and 4.79% lower than last year. What stands out to me, working with clients across Brampton and the wider GTA, is how negotiation outcomes can differ dramatically by property type and neighbourhood. Whether you’re considering a condo, rental, or a freehold home, understanding these local trends is key to making informed real estate decisions.


https://www.housing-trends.com/agent-news/cappucine-grant/2100066-Greater-Toronto-Buyers-Find-Value-as-Home-Prices-Adjust

10/09/2026

Ontario HST rebate shields new home sales
It’s been an interesting month for new home sales in the GTA. Single-family homes saw 692 sales—an impressive 47% above the 10-year average—while total new home sales reached 907. At the same time, we saw the benchmark price drop by 14.6% year-over-year. Meanwhile, condo sales experienced a significant dip, falling 78% below the average, largely due to tax incentive limits. For buyers and investors in the Greater Toronto Area and Brampton, these numbers underscore how programs like the Ontario HST rebate are playing a key role in shaping our market landscape, especially when it comes to new construction. As always, my approach is to keep clients informed and empowered so you can make confident decisions, whether you’re looking at investment properties, rental opportunities, condos, or freehold homes.


https://www.housing-trends.com/agent-news/cappucine-grant/2099956-Ontario-HST-rebate-shields-new-home-sales