Karen Hewit & Caitlin Rees Real Estate

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Before using borrowed funds for a down payment, make sure you understand how the extra debt will affect your monthly bud...
08/11/2026

Before using borrowed funds for a down payment, make sure you understand how the extra debt will affect your monthly budget and future borrowing flexibility.

While traditional zero down payment mortgages are no longer available in Canada, some buyers may still use borrowed funds for a down payment if they meet lender and insurer requirements. That approach increases the amount of debt you'll carry and may affect your mortgage qualification, monthly payme...

An Exceptional Opportunity To Personalize In Bayview Village!This large 4-bedroom home converted to 3 bedrooms awaits yo...
08/10/2026

An Exceptional Opportunity To Personalize In Bayview Village!

This large 4-bedroom home converted to 3 bedrooms awaits your renovator's touch. Extra Wide Lot With 64 Feet. Of Frontage, Main Floor Family Room With Fireplace, Finished Basement, Updated Kitchen With Granite Countertops, 7-Car Parking With Double-Car Garage & Direct Access to House.

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3161 Bayview Avenue, Toronto, ON M2K 1G2. Click for more photos and pricing

Diamond in the rough in the heart of the Junction! Charming semi-detached home offering 3 bedrooms, 1 bathroom, a detach...
08/09/2026

Diamond in the rough in the heart of the Junction!
Charming semi-detached home offering 3 bedrooms, 1 bathroom, a detached garage with 1 parking space, 1,138 sq. ft., and a 15' x 103' deep lot. Easy access to TTC, High Park, Bloor West Village, excellent schools, parks, and major transportation routes. Whether you're a first-time buyer, renovator, or investor, this is an outstanding opportunity to create value.

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39 Maria St, Toronto, ON M6P 1W1. Click for more photos and pricing

Open-concept living still appeals to many buyers, but more people are also looking for spaces that offer privacy and fle...
08/08/2026

Open-concept living still appeals to many buyers, but more people are also looking for spaces that offer privacy and flexibility.

For years, open-concept floor plans dominated home design, but buyer preferences continue to evolve. Some people love large, connected living spaces, while others are looking for dedicated rooms that offer quiet, privacy, or work-from-home flexibility. This article explores the pros and cons of both...

A home with potential can be a great opportunity, but understanding the true cost of repairs is just as important as the...
08/07/2026

A home with potential can be a great opportunity, but understanding the true cost of repairs is just as important as the purchase price.

Fixer-uppers can be appealing because they often offer more space, a better location, or a lower purchase price than move-in-ready homes. The challenge is knowing what renovations will actually cost once the work begins. This article explores common financial realities that buyers face, from contrac...

Check this out!Suite 407 at Ice Condos 1: 751 sq ft, 2-bedroom split layout + study, 1.5 bathrooms, 9-foot ceilings, wra...
08/06/2026

Check this out!
Suite 407 at Ice Condos 1: 751 sq ft, 2-bedroom split layout + study, 1.5 bathrooms, 9-foot ceilings, wrap-around floor-to-ceiling windows. Primary with semi-ensuite & walkout to large balcony. Open-concept living/dining/kitchen, hardwood floors, built-in appliances, and ensuite laundry. Parking + locker included. Gym, sauna, pool, hot tub, concierge. Walk to Union, PATH, the CN Tower, and the Financial District. Book your showing.

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12 York St., Unit 407, Toronto, ON M5J 0A9. Click for more photos and pricing

Before becoming a co-signer, take time to review how the mortgage could affect your own borrowing power and future finan...
08/05/2026

Before becoming a co-signer, take time to review how the mortgage could affect your own borrowing power and future financial plans.

Co-signing a mortgage can make homeownership possible for someone who doesn't qualify on their own, but it also creates legal and financial responsibilities for the co-signer. Understanding how co-signing affects credit, debt obligations, and future borrowing can help everyone involved make an infor...

Using equity from your current home may help fund another purchase, but it also increases your monthly obligations and l...
08/04/2026

Using equity from your current home may help fund another purchase, but it also increases your monthly obligations and leaves less room for unexpected expenses.

Buying another property in Canada requires a close look at how you’ll use it, how much equity you have, and whether your income can support both homes. A rental property may require a larger down payment, while accessing equity through refinancing or a home equity line of credit adds another payme...

An Exceptional Opportunity To Personalize In Bayview Village!This large 4-bedroom home converted to 3 bedrooms awaits yo...
08/03/2026

An Exceptional Opportunity To Personalize In Bayview Village!
This large 4-bedroom home converted to 3 bedrooms awaits your renovator's touch. Extra Wide Lot With 64 Feet. Of Frontage, Main Floor Family Room With Fireplace, Finished Basement, Updated Kitchen With Granite Countertops, 7-Car Parking With Double-Car Garage & Direct Access to House.

Click for more photos and details!

3161 Bayview Avenue, Toronto, ON M2K 1G2. Click for more photos and pricing

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Toronto, ON

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+14169170562

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