Aisha Chaudhary Real Estate

04/30/2026

The Bank of Canada has held its key interest rate at 2.25%, bringing another dose of stability to the market.

For buyers across the GTA, this could mean improved confidence, steadier borrowing costs, and renewed momentum heading into the later spring market.

For sellers, stable rates often support stronger buyer activity as more households re-enter the market with clearer expectations around affordability.

In competitive neighbourhoods across Toronto and the GTA, this may translate into increased demand and more active conditions in the weeks ahead.

While future decisions will still depend on inflation and economic data, today’s hold offers a positive signal for those planning a move in 2026.

Curious what this rate hold could mean for a specific buying, selling, or refinancing plan? Reach out for a personalized conversation.

04/13/2026

MARKET UPDATE | MARCH 2025

Winter may still be lingering, and so is some market uncertainty — but March showed a few encouraging signs worth noting. 🌱  

Sales edged up 1.7% year-over-year, with 5,039 homes sold, a modest but meaningful improvement heading into the spring market. At the same time, active listings fell sharply, down 8% compared to this time last year, continuing to tighten available supply.

Prices remained under pressure, with the average selling price coming in at $1,017,796, down 6.7% year-over-year. However, month-over-month, prices held relatively stable, showing a slight uptick from February 2026.

According to TRREB's Chief Information Officer Jason Mercer, buyers continued to hold significant negotiating power last month, which explains the year-over-year price decline. But if market conditions continue to tighten as they did in March, we could start to see prices level off through the remainder of 2026.

On the new construction front, a significant policy announcement is worth paying attention to. Beginning April 1st, 2026 and running through March 31st, 2027, the Ontario and federal governments are offering a full HST rebate of up to $130,000 on newly built homes valued up to $1 million. Homes between $1M and $1.5M receive the flat maximum rebate, while homes between $1.5M and $1.85M receive a proportionally declining amount. Eligibility extends to all buyers, including investors and repeat buyers.

This is a meaningful incentive that is already prompting developers to actively promote remaining inventory. Combined with development charge relief still being finalized at the municipal level, these measures are designed to re-energize demand and address the GTA's ongoing supply shortage.

If you want to understand what any of this means for your next move, I am always here to help you navigate with confidence. ☕️

04/07/2026

03/25/2026

Your renter era doesn’t end when rates drop.
It ends when you decide to get intentional.

Most renters aren’t stuck because it’s impossible…
They’re stuck because they haven’t seen the real numbers, built a plan, or explored what’s actually doable right now.

✖ You don’t need lower rates
✖ You don’t need 20% down
✖ You don’t need to have everything figured out

You need clarity.
You need a strategy.
You need to understand what your starting point actually looks like.

Because for a lot of people…
Homeownership isn’t years away.
It’s just one conversation away from becoming real.

Even if buying is 6–12 months out, knowing your numbers changes how you save, how you plan, and how you move.

If you’ve been renting and quietly wondering “𝑐𝑜𝑢𝑙𝑑 𝐼 𝑎𝑐𝑡𝑢𝑎𝑙𝑙𝑦 𝑏𝑢𝑦?”
This is your sign to start the conversation.

03/19/2026

A steady rate signals a steady moment, but strategy remains everything.

The Bank of Canada has held its overnight rate at 2.25%, reinforcing a period of stability as inflation tracks near the target and economic growth remains measured.

While global pressures and upcoming trade reviews remain on the radar, this “wait and see” approach creates a window of clarity for buyers, sellers, and investors alike.

For the market, this means borrowing conditions remain predictable, offering an opportunity to plan with greater confidence and less volatility.

Smart moves are made in stable environments.

A clear strategy makes the difference. Connect with a trusted real estate professional to navigate the next move with confidence.

03/09/2026

There are moments in life where you look back and think…
𝑖𝑓 𝑜𝑛𝑙𝑦 𝐼 𝑘𝑛𝑒𝑤 𝑡ℎ𝑒𝑛 𝑤ℎ𝑎𝑡 𝐼 𝑘𝑛𝑜𝑤 𝑛𝑜𝑤.

But maybe you weren’t supposed to.

Maybe the missed opportunity…
the delay…
the detour…

was actually shaping the version of you that would one day understand it all.

Because some lessons can’t be rushed.
Some clarity only comes after you’ve grown through things you didn’t choose.

And sometimes the timing that frustrated you the most
is the same timing that protected you the most.

So if you’re in a season where things still don’t make sense…
where you’re waiting for the answer, the opportunity, or the breakthrough…

Trust that time might still be doing its quiet work.

One day you’ll look back and realize:
you didn’t get it earlier because you were still becoming the person who could carry it.

Happy Monday. ✨

SoldxAisha

03/06/2026

MARKET UPDATE | FEBRUARY 2026

After a long winter slowdown, GTA housing conditions are beginning to tighten compared to this time last year.

In February 2026, 6,250 homes were sold in the GTA, representing a 6.3% decrease year-over-year. New listings declined at an even faster pace, reducing the supply of available homes. The average selling price came in at $1,008,968, down 7.1% compared to February 2025.

If listing activity continues to trend lower through the spring, buyer competition could increase, supporting prices and future sales activity.

Toronto Regional Real Estate Board Chief Information Officer Jason Mercer noted that substantial pent-up demand exists in the GTA ownership market, with more than 100,000 potential buyers currently holding off on purchasing. Many are waiting for prices to stabilize and for positive developments on the trade front. Once both occur, we could see significant momentum in home sales in the second half of this year and into 2027.

Condominium sales in the GTA declined 11.2% year-over-year in February, while average prices fell 8.9% compared to last year. With approximately 20,000 new condominium units expected to be delivered in 2026, the market will likely continue to face downward pressure on pricing in the near term.

If you’re considering a move and want to understand what these trends mean for you, reach out today!

03/06/2026

If you’re looking for a move-in-ready Scarborough lease in the heart of the action, Unit 2204 at 83 Borough Drive is the one. 🏙️ Elevate your lifestyle on the 22nd floor with a functional layout and views that never get old. 🥂

The Suite:
✨ Functional, open-concept design that maximizes every square foot
🥈 Sleek stainless steel appliances
🌅 Private balcony with a stunning South-West skyline view
🛏️ Generously sized primary bedroom with excellent closet storage
🧺 Ensuite laundry

Included in the Lease:
🚗 1 Underground Parking Spot
📦 1 Private Locker (a huge bonus for extra storage!)

Resort-Style Building Amenities:
🏊‍♂️ Indoor Pool, Whirlpool & Sauna
🏋️‍♂️ 24-Hour Fitness Centre
🍔 Rooftop BBQ Terrace (26th Floor!)
🎱 Billiard & Games Room
👮‍♂️ 24/7 Concierge & Security

The Location:
You’re steps away from everything you need. Scarborough Town Centre, TTC, GO Transit, and quick Highway 401 access are right at your doorstep. Commuting and errands have never been this effortless. 🚆🛍️

Don't miss out on this one.
📩 DM me for full listing details!

83BoroughDrive TorontoRealEstateAgent ScarboroughLiving CondoForLease SoldxAisha

03/04/2026

Summer lifestyles are built in the spring ☀️

Backyard BBQs.
Kids running through the sprinkler.
Quiet mornings on the patio.

Those moments don’t happen by accident — they happen because someone planned ahead.

If being settled by summer is the goal, March is when the strategy starts. Search. Offer. Close. Move. It takes time.

The smartest moves aren’t rushed, they’re mapped out.

If a summer move is on your mind, now is the time to get clear on your options and your timing. A simple conversation today can change how your summer feels.

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03/03/2026

Spring is almost here and you can feel it, right? 🌷

Longer days. A little more light. That urge to open the windows and reset everything.

Use this month to freshen up a few spaces and finally tackle those small projects you’ve been meaning to get to. A little progress each weekend goes a long way!

02/05/2026

MARKET UPDATE | JANUARY 2026

January came in cold ❄️ — and the market followed suit.  

Sales slowed to start the year, with 3,082 homes sold, down 19.3% year-over-year. At the same time, active listings climbed to nearly 18,000, pushing months of inventory to 5.8 months — a level that signals more choice and more leverage for buyers.

Prices have adjusted alongside this shift. The average selling price declined to $973,289, down 6.5% from this time last year. With the Bank of Canada holding rates steady, this combination of price adjustments + rate stability may encourage more buyers to re-enter the market and explore opportunities that didn’t exist a year ago.

According to TRREB’s Chief Information Officer, Jason Mercer, current inventory levels should help keep prices in check in the near term. However, he anticipates a busier second half of 2026 as confidence strengthens and affordability improves.  

The condo market continues to face added pressure, largely due to elevated new supply. Condo sales were down 26%, and average prices fell nearly 10% to $604,759. Much of this shift is driven by smaller, investor-type units — pricing that is beginning to catch the attention of value-focused buyers and investors alike.

💡 What this means right now:
Less urgency.
More options.
And a window to be thoughtful and strategic.

As the market evolves through the year, understanding where value exists — and when to act — will matter more than ever.  

Are you actively watching the market, or waiting for the right opportunity to move? 👇

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