Leona Adams Real Estate Agent

Leona Adams Real Estate Agent Residential real estate services in Toronto, Mississauga, Oakville and Burlington Ontario. Real estate agent with over 25 years experience.

REO properties can be a great deal because banks are eager to get them off their balance sheets.But it’s important to kn...
10/03/2024

REO properties can be a great deal because banks are eager to get them off their balance sheets.

But it’s important to know what you’re getting into. Foreclosures may need extensive work, and most REO properties are sold “as-is.” That means you’ll be responsible for any issues and might be on the hook for expensive repairs.

Banks usually require that prospective buyers work with a real estate agent and have financing lined up before they make an offer.

If you’re looking for a great deal on a home — whether it’s REO or not — we can help. Reach out for a free consultation.

📲 (416) 710-6134
📧 [email protected]

10/01/2024

Here’s why homeowners who sell without an agent are twice as likely to be dissatisfied with their experience, according to a survey by Clever Real Estate.

Contact us to find out how we can make your home sale a success!

📲 (416) 710-6134
📧 [email protected]

Buying a home can be a dream come true, but it can also be a complicated process. ⁣ ⁣Here are 3 common homebuyer hurdles...
09/03/2024

Buying a home can be a dream come true, but it can also be a complicated process. ⁣
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Here are 3 common homebuyer hurdles — and ways we can help you overcome them. ⁣
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💸 Financing IssuesUnexpected financial bumps may arise during the purchase process. We can help you navigate these issues and find solutions to keep your transaction on track. ⁣
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🔨 Home Inspection ProblemsSometimes inspectors uncover issues that can derail a deal. We can help you negotiate repairs or even walk away if the problems are too significant. ⁣
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🧐 Appraisal ConcernsIf the appraisal comes in lower than the purchase price, it can be hard to secure a mortgage. We can guide you through options like renegotiating the price or appealing the appraisal. ⁣
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Don’t let these obstacles derail your home-buying dreams! Contact us for a free consultation. ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

08/29/2024

Has the thought of selling your home crossed your mind? Here are 5 signs it’s the right time to list. ⁣
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If any of these resonate with you, reach out for a free consultation! ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

08/27/2024

We’re all looking for a better night’s sleep — and these tips for a restful sleeping environment can make a big difference. ⁣
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Looking for more help? Reach out for a referral to a design professional! ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

Ready to buy a home but feeling overwhelmed by financing options? ⁣ ⁣Here are four factors to consider when choosing a m...
08/22/2024

Ready to buy a home but feeling overwhelmed by financing options? ⁣
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Here are four factors to consider when choosing a mortgage: ⁣
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📈 Credit Score: ⁣
This three-digit number can significantly impact your interest rate and the types of loans you qualify for. ⁣
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📊 Income & Expenses: ⁣
Lenders want to ensure your income will comfortably cover your mortgage payments and other debt obligations. ⁣
💰 Down Payment: ⁣
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The amount you put down will affect your loan options, monthly payments, and need for mortgage insurance. ⁣
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📆 Lifestyle & Risk Tolerance: ⁣
Your term length and interest rate type (fixed or variable) should align with your financial goals and comfort level. ⁣
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For more on choosing the right mortgage for your specific situation, check out our latest blog post! ⁣
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🔗 https://leonaadams.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

08/20/2024

Getting ready to buy a home? It’s time to focus on boosting your credit score. 🚀 A higher score means lower interest rates and opens up a wider range of mortgage options. ⁣
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Watch this video for our top 5 tips to raise your credit score, then read our blog post to learn what score you’ll need for different types of mortgages. ⁣
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🔗 https://leonaadams.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (H...
08/15/2024

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (HELOCs). But what’s the difference? ⁣
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HELOC ⁣
💰 Credit line that you can draw upon as needed ⁣
💰 Only pay interest on the amount you borrow ⁣
💰 Variable interest, depending on your credit score and the prime rate ⁣
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Home Equity Loan ⁣
💰 Lump sum loan (meaning you receive the full amount at once) ⁣
💰 Set monthly payments ⁣
💰 Fixed interest rate that’s typically lower than a HELOC ⁣
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The best option for you will depend on your individual needs and circumstances. Reach out for a referral to a loan officer who can help you make an informed decision. ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

You may not be looking to buy or sell a home right now, but did you know we can still be a great resource? Here are 3 re...
08/13/2024

You may not be looking to buy or sell a home right now, but did you know we can still be a great resource? Here are 3 reasons to reach out to us:< ⁣
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👷 You need a referral. ⁣
Whether you’re searching for a housekeeper or a roofer, we’re happy to share our list of trusted local professionals. ⁣
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>🛠️ You’re thinking about renovating. ⁣
We can help you consider how changes you make might affect your home’s resale potential down the road. ⁣
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📈 You want to know your property’s value. ⁣
From taxes to net worth, there are lots of reasons you may need to know your home’s current value — and we offer free assessments. ⁣
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Save this post to refer back to, and reach out if there’s anything we can do for you today! ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to...
08/08/2024

The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to check during your final walk-through: ⁣
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💡 Are all items included in the sale (e.g. light fixtures and appliances) in place and operational? ⁣
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🚿 Are all major systems working properly? ⁣
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⚒️ Have all requested repairs been completed? ⁣
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🗑️ Has the seller removed all personal items and debris? ⁣
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🚪 Was any significant damage done during the seller’s move out? ⁣
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Want more expert guidance on the homebuying process? Reach out for a free consultation. ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

07/30/2024

Plenty of home maintenance and repair tasks require ladders—but most of us are never trained to use them properly. Here’s what you need to know. ⁣
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Remember, unnecessary risks are never worth it, and sometimes it’s safer to hire a professional. If you need help with a project, reach out for a trusted referral. ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

07/25/2024

Landscape lighting can make your home safer—and more beautiful. Here are our top tips for planning and installing outdoor lights. ⁣
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If you prefer to hire a pro, reach out for a referral! ⁣
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📲 (416) 710-6134 ⁣
📧 [email protected]

Address

Toronto, ON

Telephone

+14167106134

Website

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