08/05/2026
Helping your children with a down payment can make homeownership possible sooner—and give them more time to build equity. The challenge is finding a form of support that does not compromise the parents’ retirement security.
Families may consider a gift, a documented family loan or co-signing. Each option has different financial, tax and legal implications, so the right structure depends on the family’s circumstances and long-term plans.
From a real-estate perspective, the goal is to identify a home the children can comfortably carry themselves. I can provide current market information, ownership-cost estimates and realistic property options to support the family’s discussions with its professional advisors.
Glen Oaks Personal Real Estate Corporation
RE/MAX Crest Realty
Call/text: 778-919-GLEN (4536)
Email: [email protected]
Web: www.GlenOaksRealEstate.ca