Graeme Liu Personal Real Estate Corporation

06/18/2026

06/17/2026

Before you start searching for your dream home, getting a mortgage pre-approval is always step number one. But as a buyer, you also need to be fully aware of the other upfront expenses that catch people off guard: closing costs. 🔍

在您開始看房之前，拿到貸款預批（Pre-approval）永遠是第一步。但身為買家，您還必須提早留意另一筆經常讓人措手不及的預算：房屋成交過戶費。

If you’re planning a move, here is what it actually costs to close cleanly on an $835K resale property in Vancouver:

如果您正計劃在溫哥華買房，以下是順利買下一間 83.5萬加幣 二手房 的實際成交開銷：

Property Transfer Tax (PTT) 物業轉讓稅
• Standard Buyer (普通買家): $14,700
Calculated as 1% on the first $200k and 2% on the remaining $635k.
(按前20萬算1%，剩餘63.5萬算2%計算。)

• First-Time Home Buyer (符合資格的首置買家): $6,700
Qualifies for BC's partial exemption (phase-out range is $835k–$860k)

5% GST (Federal Tax)
new homes usually trigger a 5% GST, the federal first-time buyer rebate can completely wipe out tax for homes up to $1M! 🥳
新房通常有 5% 的 GST，但聯邦的首置補助最高可全額豁免 100 萬以內房產的這筆稅金！🥳

⚖️ The Essentials / 其他必要規費:
• Legal fees律師/公證人費: $1,500 - $2,500
• Home inspection驗屋費: $500 - $800
• Appraisal銀行估價費: $300 - $500
• Strata move in fee大樓搬入費: $200 - $500
• Moving + first updates搬家及入住初裝修開銷: $2,000 - $8,000

📉 The Bottom Line / 總結:
Budget an extra 建議在首付之外額外準備
First-Time Buyers (首置買家):
Resale 二手房: $11,200 -$19,000
New Build 全新房: $4,500-$12,300

Standard Buyers (普通買家):
Resale 二手房: $19,200 -$27,000
New Build 全新房: $60,950 -$68,750

Every move is different, which is why we map these numbers out with our clients before we start shopping. Got questions about buying? Drop a comment or DM us! 💬

每個家庭的情況都不同，這就是為什麼我們在帶客戶看房前，一定會先算清這筆帳。對買房流程有任何疑問？歡迎在下方留言或直接私訊我們！💬

#温哥華買房

06/16/2026

買小型住宅注意！
Buying a Fourplex? Watch for this Hidden Cost!

很多人買四聯屋（Fourplex）是因為不用繳每月管理費。但最新趨勢要注意：現在已經有保險公司要求小型社區必須簽訂正式的「除雪服務合約」，才願意核發房屋保險！

Many buyers love fourplexes because there are no monthly condo fees. But heads up: Some insurers now require a formal snow removal contract before they will issue property insurance! 📋⚖️

這意味著即使沒有管理費，你和鄰居未來仍必須：
Even with no maintenance fees, you and your neighbors must still jointly:
✅ 共同簽訂除雪合約 / Enter into a snow removal contract
✅ 共同分攤這筆預算 / Budget for this cost together

不論您有任何關於 BC 省小型住宅的疑問，歡迎隨時私訊我！
DM me if you have any questions about BC real estate!

06/15/2026

Did your AC survive the weekend? With BC shattering 26 temperature records across the province over the last few days, our cooling systems are working overtime!

Before summer officially goes full blast, give your AC or Heat Pump some quick love:
1️⃣ Change the filter: A dirty filter blocks airflow and spikes your BC Hydro bill. Change it every 3 months!
2️⃣ Clear the outside unit: Clear away dead leaves, dirt, or cottonwood fluff. It needs room to breathe!
3️⃣ Bonus Tip: Looking to upgrade? CleanBC rebates are offering up to $16,000 to switch to a high-efficiency heat pump this year. (https://cleanbc.gov.bc.ca)

If your home felt like a greenhouse this weekend, it might be time for a change. Let’s find you a home that keeps it cool!

過去這幾天，BC省有26個地方的氣溫直接打破歷史紀錄，你的冷氣還撐得住嗎？這幾天機器真的完全是加班開到爆！

在夏天正式熱翻天之前，趕快順手幫家裡的冷氣或熱泵（Heat Pump）做個簡單的小保養吧：
1️⃣ 更換濾網： 濾網太髒會擋住風量，還會讓你的 BC Hydro 電費暴增！記得每3個月就要換一次喔。
2️⃣ 清理室外機： 把外機周邊的落葉、雜物或飛絮清乾淨，它也是需要好好散熱和呼吸的！
3️⃣ 好康報你知： 如果考慮換新，今年 CleanBC 的政府補助最高有到 $16,000 加幣，換成高效率熱泵超級划算！(https://cleanbc.gov.bc.ca)

如果這個週末你待在家覺得像待在溫室裡一樣悶熱，那可能就是該換房的時候了:-)。想找一間通風採光好、夏天又節能省電的理想好房嗎？歡迎隨時私訊我聊聊喔！

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