10/15/2026
A BC homeowner needs $180,000 to buy out their ex.
If they keep the house, they’ll have less than $100 a month left.
They still don’t want to sell.
That is a real situation a BC homeowner shared online.
After the separation, keeping the house felt like the better choice.
It meant staying in the same home.
Keeping some stability.
And not having to make another major change right away.
But the numbers told a different story.
To buy out their ex, roughly $180,000 would need to be added to the financing.
After the mortgage and regular expenses, they estimated there would be less than $100 left each month.
That is when keeping the house stops being only an emotional decision.
It becomes a financial one too.
Do you stretch everything to stay?
Or do you look at what selling could actually give both people so they can move forward separately?
For homeowners dealing with a separation, a private sale can be another option to compare. The home can be sold as-is, without public showings, and the timing can be structured around what both owners need.
Comment OPTIONS to explore different ways to sell your BC home.