Tobi Adekeye Real Estate

Tobi Adekeye Real Estate Toronto & GTA Realtor.

I help you how to navigate the market with clarity, confidence, and real numbers.
🎯 Mission: help 1,000 people build wealth through real estate by 2030.

Your credit score matters, but it’s only one part of the picture when it comes to getting approved for a mortgage.Save t...
09/08/2026

Your credit score matters, but it’s only one part of the picture when it comes to getting approved for a mortgage.

Save this for when you’re ready to buy, and send it to someone who thinks an 800 credit score automatically means mortgage approved 👀

Hi, I’m Tobi! I’m a Realtor helping buyers, sellers, tenants and landlords in the Greater Toronto Area. Follow for more real estate tips, and DM me if you need help with your next move.

🏡 If you’re thinking about buying your first home in the future, I’ll be hosting another First-Time Home Buyer Webinar soon.
Comment “PLAN” and I’ll make sure you’re the first to know when registration opens.

âś… Follow Tobi Adekeye | Toronto & GTA Realtor | Wealth Building for real estate tips, market insights and financial knowledge.

       

09/04/2026

If luxury townhome living is on your wishlist, take a look at this đź‘€

This 2-bedroom + den model at Edenbridge on The Kingsway by Tridel is in Etobicoke and features two-storey living, beautiful finishes and private outdoor space.

One of my favourite things about townhomes like this is getting the space and feel of a house while still having the convenience of condo living.

If you’re looking to buy in Etobicoke or anywhere across the GTA, whether it’s a condo, townhome or detached home, send me a DM. I can help you explore what’s available within your budget.

09/03/2026

Condo fees can tell you more than you think đź‘€

With a newer condo, the initial fees are based on projected costs, so what looks low today may increase once the building has real operating history.

With an older condo, fees can already be much higher due to maintenance, repairs and other building costs — and sometimes you’ll see that reflected in a lower purchase price.

The point? Don’t get carried away by purchase price alone. Understand what you’re actually buying and what it could cost you to own.

I teach more of the things buyers often overlook in my First-Time Home Buyer Webinar, including breaking down real listings together.
Comment “PLAN” if you want to know when the next one is happening.

👋 Hi, I’m Tobi! I’m a Realtor helping buyers, sellers, tenants and landlords in the Greater Toronto Area. Follow for more real estate tips, and DM me if you need help with your next move.

âś… Follow Tobi Adekeye | Toronto & GTA Realtor | Wealth Building for real estate tips, market insights and financial knowledge.

Have you seen this? Ontario’s landlord and tenant rules are changing on September 21st 👀🇨🇦Whether you’re currently renti...
09/01/2026

Have you seen this? Ontario’s landlord and tenant rules are changing on September 21st 👀🇨🇦

Whether you’re currently renting or you own a rental property, it’s worth understanding what’s changing and what it could mean for you.

I’ve broken down 5 of the changes in simple terms so you don’t have to read through legislation and policy documents.

Save this and send it to someone who rents or owns a rental property in Ontario.

I’m Tobi, a Realtor helping buyers, sellers, tenants and landlords across the Greater Toronto Area. Follow for more real estate tips, and DM me if you need help with your next move.
This post is for general information only and is not legal advice.

âś… Follow Tobi Adekeye | Toronto & GTA Realtor | Wealth Building for real estate tips, market insights and financial knowledge.

08/28/2026

Welcome to 24 Whitewood Road — a private one-acre estate in Ballantrae, Stouffville. 🌿🏡

With over 5,000 sq. ft. of living space, this home offers:
✨ 4 bedrooms + 6 bathrooms
đźš— 4-car garage
🌳 Private 1-acre lot
🍽️ Gourmet kitchen with Sub-Zero & Wolf appliances
đź“š Library + dedicated office
✨ Soaring ceilings & custom millwork
🧺 Second-floor laundry

And there’s still so much potential outdoors — think pool, tennis or pickleball court, basketball court, outdoor kitchen, or your own private backyard retreat.

đź“Ť 24 Whitewood Road, Stouffville
đź’° Offered at $2,999,888
Close to golf courses, schools, shopping, Hwy 404/407 and GO Transit.

đź“© DM me for the full listing details or to book a private showing.

08/25/2026

One thing people don’t think about enough when buying pre-construction is this: you’re not just betting on what the property will be worth in 2–3 years. You’re also betting on what your finances will look like in 2–3 years.

A lot can change between signing and closing.

You could have a great job, strong income and qualify comfortably today, but by the time the property is ready, your employment, income, debt or overall financial situation could look completely different.

That doesn’t mean pre-construction is bad or that you shouldn’t buy it. It just means the decision shouldn’t only be based on whether you can afford the deposits today.

Before signing, I think you should also ask yourself:
If something changes before closing, what’s my Plan B or C?

Do I have enough financial flexibility? Do I have additional liquidity? Are there other realistic options available to me if my circumstances change?

Pre-con can absolutely make sense for the right person and the right opportunity. But when you’re committing to a purchase years before you actually have to finance and close on it, you need to think beyond your financial situation today.

That’s the part I think more buyers need to plan for.

🏡 If you’re thinking about buying your first home in the future, I’ll be hosting another First-Time Home Buyer Webinar soon.
Comment “PLAN” and I’ll make sure you’re the first to know when registration opens.
 
FirstTimeHomeBuyer

08/10/2026

A lot of the horror stories I hear from newcomers start the same way: a realtor told them to buy, and they did, before they understood what they were actually signing up for.

I get why. You’re already navigating a new country, a new system, a new everything. Adding “become a homeowner” on top of that, without fully understanding the mortgage, the market, or your own situation, is a lot to take on at once. And to be fair, even plenty of Canadians don’t fully understand homeownership or how the market works. So imagine doing it while everything else in your life is also new.

My opinion: don’t buy until you actually understand what you’re getting into, and until your situation is stable enough to commit to it. There’s no fixed timeline for that, it depends on the person.
 
This isn’t a hard rule, and there are absolutely exceptions. If you arrive with a strong financial position, you’ve done your research, and you know where you want to put down roots, buying sooner may make perfect sense.

The people I see actually succeed buying early are the ones who:
Did the research before they even landed. They studied the Canadian market long before arriving, understood what drives our market, mortgage terms, how the market works here
Have real savings or disposable income behind them, giving them room to take on more risk
Are confident about their city and job: not a transition role, but a real offer even before moving, so they’re not likely to relocate or change jobs in year one

If that’s not you yet, that’s not a failure, it just means you’re not ready to make the biggest financial decision of your life yet. And that’s okay.

I’m saying this because I want it to actually work out for you.

🏡 If you’re thinking about buying your first home in the future, I’ll be hosting another First-Time Home Buyer Webinar soon.
Comment “PLAN” and I’ll make sure you’re the first to know when registration opens.
 
FirstTimeHomeBuyer

08/04/2026

💬 Comment “LESSONS” and I’ll send you my free guide on the Top 10 Mistakes Homebuyers Make, so you can avoid them.
 
When buying a home, most people focus on the number of bedrooms, finishes, or whether the kitchen has quartz countertops. Those things can be changed. Location can’t.

The right location can impact:
📍 Your home’s long-term value
đź“Ť Your commute and lifestyle
đź“Ť School options
đź“Ť Access to transit, parks, and amenities
đź“Ť Future resale potential
 
A beautiful home in the wrong location can end up costing you more than a less impressive home in the right one.
 
That’s why I always encourage buyers to think beyond the house itself. You’re not just buying four walls, you’re buying into a neighbourhood and a lifestyle.
 
 

07/31/2026

Buying a home is a huge milestone, and I’m absolutely a believer in homeownership.

But here’s my hot take:
Don’t buy a home if it leaves you with little to no disposable income.
Homeownership is about much more than just the mortgage. There are property taxes, insurance, maintenance, repairs, utilities, and all the unexpected costs that come with owning a home.

Before you buy, ask yourself:
• Will I still have enough money to enjoy my life?
• Can I build an emergency fund?
• Can I continue investing for retirement or in the stock market?
• Can I afford the lifestyle that’s important to me?

The “50%” I mentioned in the video isn’t a hard rule. There’s no hard rule. My point is that if your housing costs leave you with very little financial flexibility, you may be taking on more house than you can comfortably afford.
I’d rather see someone buy a home they can comfortably sustain while continuing to build wealth in other ways than stretch for the biggest home they can qualify for.

Homeownership can be an incredible wealth-building tool, but I don’t think it should come at the expense of every other financial goal.

Avoid becoming house poor.

Do you agree, or would you rather buy the biggest home you can afford?

🏡 If you’re thinking about buying your first home in the future, I’ll be hosting another First-Time Home Buyer Webinar soon.
Comment “PLAN” and I’ll make sure you’re the first to know when registration opens.

Address

8611 Weston Road Unit 31
Vaughan, ON

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