Dawn Stephanishin-Mortgage Broker

Dawn Stephanishin-Mortgage Broker I love my job- helping people is the most rewarding experience. Vernon BC Mortgages Made Easy - Mortgages to suit your lifestyle! Sincerely, Dawn

Whether your are buying a home, renovating or renewing, we are here to help every step of the way! I am Dawn Stephanishin - Your Vernon B.C. Mortgage Broker

Expert advice to find the right mortgage for you….. Whether you are purchasing your first home, an investment property or just need an expert Mortgage solution, we are here to support you every step of the way. With over 36 years experience i

n the Financial Services Industry we have been fortunate to help many clients and families make the Dream of Home ownership come true! Bringing you Expert, Independent Advice...

As your Vernon B.C. Mortgage Broker, I am here to help you to navigate through the many Mortgage Choices to help to find the perfect mortgage to suit your Individual Needs. We will find you the right mortgage with the rates, terms and options that will save you time and money. We have a professional network of Lenders and we promise our expert advice and knowledge as your Mortgage Broker of choice. Best of all, our Mortgage Services are free to you, as we are compensated by the Lender directly (OAC). As an Invis Mortgage Broker, I am 100% independent of any Financial Institution, we work for you and not a lender and will always have your best interest at heart! AMP- Accredited Mortgage Professional...

I am an Accredited Mortgage Professional, which is the National designation for the Canadian Mortgage Industry offering you assurance that I provide the highest standard of proficiency and ethics. Each year, we are required to meet the professional educational requirements of CAAMP. I am also a member of the Mortgage Brokers Association of BC, or MBABC and attend many industry updates to keep advised of regulatory updates as a Mortgage Professional. Our Vernon Community & Giving Back...

I am proud to be part of the 11th Annual Wine, Women and Woods charitable golf tournament in support of the Canadian Breast Cancer Foundation BC/Yukon. As a founding member of this great event, I am extremely proud to have seen the Tournament raise more than $697,000 for the Breast Cancer Foundation in the past 11 years. Each year, Invis Angels in Night program reaches out to the community with new warm weather gear and supplies for those in need. Our Invis Vernon office have donated more than $20,000 worth of warm clothing, pajamas, socks and personal supplies to the Salvation Army and the Vernon Women’s Transition home. We are here to help you every step of the way...

As Vernon’s Trusted Mortgage Broker for the past 10 years, I am extremely proud to have assisted our clients every step of the way from the early steps of applying for a mortgage, searching for a home, renovator or a vacation property we manage the paperwork process to closing- but our services extend well beyond closing your mortgage! We offer you our mortgage advice and support for the lifetime of your mortgage. Please give us a call, email or even stop by our office to discuss how we can help your mortgage work for you!

Happy Father's Day to all the dads, stepdads, grandfathers, and father figures who work hard to create opportunities and...
06/21/2026

Happy Father's Day to all the dads, stepdads, grandfathers, and father figures who work hard to create opportunities and build strong foundations for their families.

Wishing you a day filled with appreciation, relaxation, and time with the people who matter most.

Before the keys are handed over, the "First Home" mat is laid out, and the boxes are stacked high, the journey actually ...
06/19/2026

Before the keys are handed over, the "First Home" mat is laid out, and the boxes are stacked high, the journey actually starts with a conversation. It begins with budgeting, mapping out goals, navigating pre-approvals and finding the right mortgage strategy to make it all happen.

Seeing it all come together on moving day is the ultimate reward.

To all the first-time homebuyers taking that exciting first step into the property market this season, congratulations. The paperwork is worth it.

Building equity takes time, but every mortgage payment can be a step toward increasing your ownership stake in your home...
06/17/2026

Building equity takes time, but every mortgage payment can be a step toward increasing your ownership stake in your home. While market conditions may change, building equity is often a long-term process that grows over time through consistent payments. The sooner you start planning, the more opportunities you may have to build a stronger financial foundation for the future.

In Canada, your mortgage options, approval amount, and available rates can all be influenced by factors such as your cre...
06/13/2026

In Canada, your mortgage options, approval amount, and available rates can all be influenced by factors such as your credit history, income, debt levels, and down payment. Taking time to review your finances before you're ready to buy, renew, or refinance can help you avoid surprises and put yourself in a stronger position when the time comes.

The earlier you start planning, the more options you may have available.

Bank of Canada Update: The overnight rate remains unchanged at 2.25%.While inflation has ticked up recently due to highe...
06/10/2026

Bank of Canada Update: The overnight rate remains unchanged at 2.25%.

While inflation has ticked up recently due to higher energy prices, the Bank of Canada continues to target long-term price stability. It is keeping a close eye on economic conditions.

If you're planning to buy a home, renew your mortgage, refinance, or explore your options, rate decisions can play an important role in your overall mortgage strategy.

The mortgage that fit your needs a few years ago may not be the best fit today. As your goals, finances, and plans chang...
06/06/2026

The mortgage that fit your needs a few years ago may not be the best fit today. As your goals, finances, and plans change, your mortgage strategy should evolve with you. Reviewing your options regularly can help ensure your mortgage continues to support where you're headed next.

Closet space can make a bigger difference than you think. From seasonal storage to keeping everyday essentials organized...
06/03/2026

Closet space can make a bigger difference than you think. From seasonal storage to keeping everyday essentials organized, having enough room helps your home feel more functional and less cluttered. When searching for your next home, don't overlook the value of smart storage solutions.

Fixed-rate mortgages offer stability. Variable-rate mortgages offer movement. The right choice depends on your goals, co...
05/30/2026

Fixed-rate mortgages offer stability. Variable-rate mortgages offer movement. The right choice depends on your goals, comfort level, and how long you plan to stay in your mortgage.

Comfort upgraded. Whether it’s more space, better features, or a place that finally feels like home, the right mortgage ...
05/27/2026

Comfort upgraded. Whether it’s more space, better features, or a place that finally feels like home, the right mortgage can help make it happen.

The mortgage stress test is a standard part of the approval process used by most lenders across Canada.It requires you t...
05/23/2026

The mortgage stress test is a standard part of the approval process used by most lenders across Canada.

It requires you to qualify at a higher rate than your actual mortgage rate, so you can still afford your payments if interest rates rise. This helps lenders assess long-term affordability, not just your current monthly payment.

It matters because it can impact how much you qualify for and what price range you can comfortably shop in, which is especially important when planning a purchase, renewal, or refinance.

Understanding it ahead of time can help you avoid surprises and set realistic expectations for your mortgage options.

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Vernon, BC

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