Dawn Stephanishin-Mortgage Broker

Dawn Stephanishin-Mortgage Broker I love my job- helping people is the most rewarding experience. Vernon BC Mortgages Made Easy - Mortgages to suit your lifestyle! Sincerely, Dawn

Whether your are buying a home, renovating or renewing, we are here to help every step of the way! I am Dawn Stephanishin - Your Vernon B.C. Mortgage Broker

Expert advice to find the right mortgage for you….. Whether you are purchasing your first home, an investment property or just need an expert Mortgage solution, we are here to support you every step of the way. With over 36 years experience in the Financial Services Industry we have been fortunate to help many clients and families make the Dream of Home ownership come true! Bringing you Expert, Independent Advice...

As your Vernon B.C. Mortgage Broker, I am here to help you to navigate through the many Mortgage Choices to help to find the perfect mortgage to suit your Individual Needs. We will find you the right mortgage with the rates, terms and options that will save you time and money. We have a professional network of Lenders and we promise our expert advice and knowledge as your Mortgage Broker of choice. Best of all, our Mortgage Services are free to you, as we are compensated by the Lender directly (OAC). As an Invis Mortgage Broker, I am 100% independent of any Financial Institution, we work for you and not a lender and will always have your best interest at heart! AMP- Accredited Mortgage Professional...

I am an Accredited Mortgage Professional, which is the National designation for the Canadian Mortgage Industry offering you assurance that I provide the highest standard of proficiency and ethics. Each year, we are required to meet the professional educational requirements of CAAMP. I am also a member of the Mortgage Brokers Association of BC, or MBABC and attend many industry updates to keep advised of regulatory updates as a Mortgage Professional. Our Vernon Community & Giving Back...

I am proud to be part of the 11th Annual Wine, Women and Woods charitable golf tournament in support of the Canadian Breast Cancer Foundation BC/Yukon. As a founding member of this great event, I am extremely proud to have seen the Tournament raise more than $697,000 for the Breast Cancer Foundation in the past 11 years. Each year, Invis Angels in Night program reaches out to the community with new warm weather gear and supplies for those in need. Our Invis Vernon office have donated more than $20,000 worth of warm clothing, pajamas, socks and personal supplies to the Salvation Army and the Vernon Women’s Transition home. We are here to help you every step of the way...

As Vernon’s Trusted Mortgage Broker for the past 10 years, I am extremely proud to have assisted our clients every step of the way from the early steps of applying for a mortgage, searching for a home, renovator or a vacation property we manage the paperwork process to closing- but our services extend well beyond closing your mortgage! We offer you our mortgage advice and support for the lifetime of your mortgage. Please give us a call, email or even stop by our office to discuss how we can help your mortgage work for you!

Refinancing isn't just about chasing a lower rate. It's about what your monthly cash flow looks like afterward. 💡Consoli...
09/19/2026

Refinancing isn't just about chasing a lower rate. It's about what your monthly cash flow looks like afterward. 💡

Consolidating higher-interest debts, adjusting your amortization, or using your home equity can free up money every month for the things that matter most. Sometimes the best move isn't the lowest rate on paper, it's the one that gives your budget room to breathe.

Curious what refinancing could look like for you? Reach out and let's run the numbers.

Getting approved is just the first step. 🏡The right financing plan looks at the full picture: goals, timeline, and what ...
09/17/2026

Getting approved is just the first step. 🏡

The right financing plan looks at the full picture: goals, timeline, and what actually fits the budget long-term, not just what qualifies today.

Thinking about buying, refinancing, or exploring options? Reach out to start the conversation.

Buying a home in Canada isn’t just about saving up that minimum 5% or 20% down payment. It’s about choosing a mortgage a...
09/12/2026

Buying a home in Canada isn’t just about saving up that minimum 5% or 20% down payment. It’s about choosing a mortgage and amortization strategy that fits comfortably into your monthly cash flow.

The goal? Getting your keys without becoming "house poor" or feeling the squeeze when interest rates fluctuate. 🏡

Plan for the home you want and the financial flexibility you want to keep.

Happy Labour Day!Here’s to the hard work, dedication, and everyday efforts that help build our families, businesses, and...
09/07/2026

Happy Labour Day!

Here’s to the hard work, dedication, and everyday efforts that help build our families, businesses, and communities.

Wishing you a safe and happy Labour Day! 🍁

Morning coffee hits different in your own kitchen. ☕There’s something special about having a space that feels completely...
09/05/2026

Morning coffee hits different in your own kitchen. ☕

There’s something special about having a space that feels completely yours. Your favourite mug, your own routine, and a kitchen that starts to feel like home.

Sometimes, it’s the little everyday moments that make the idea of homeownership worth it.

The Bank of Canada has held its policy rate at 2.25%, with inflation still around 3% and economic uncertainty remaining ...
09/02/2026

The Bank of Canada has held its policy rate at 2.25%, with inflation still around 3% and economic uncertainty remaining high.

So what does that mean for you? Variable-rate mortgage holders won’t see a rate change from today’s decision, while buyers and homeowners can continue planning with the current rate environment in mind.

Your home can be more than just a place to live. Over time, as you pay down your mortgage and your home’s value changes,...
08/29/2026

Your home can be more than just a place to live. Over time, as you pay down your mortgage and your home’s value changes, you may build significant equity.

That equity can become an important part of your overall financial picture, whether you’re thinking about your next home, renovations, consolidating debt, or other major financial goals.

The key is knowing what equity you have and understanding how it can fit into your bigger plan.

Being your own boss comes with great perks, but getting a mortgage requires a different game plan.Lenders review self-em...
08/27/2026

Being your own boss comes with great perks, but getting a mortgage requires a different game plan.

Lenders review self-employed income differently than a standard T4 salary. Because tax write-offs often lower your reported net income, traditional pay stubs do not tell the full story. That is why complete documentation, like two years of Notices of Assessment, T1 Generals, and business account statements, is critical to proving your true qualifying power.

Having organized records and the right presentation strategy makes all the difference in securing an approval.

Ready for a new chapter? Whether you're looking for more space, a better location, or simply a home that fits where life...
08/22/2026

Ready for a new chapter? Whether you're looking for more space, a better location, or simply a home that fits where life is taking you, your next move starts with a plan.

Know your budget, understand what you can comfortably afford, and be ready when the right home comes along.

Your next home could be closer than you think.

Before deciding what you can afford, look at the bigger picture: your everyday expenses, savings goals, debt payments, u...
08/20/2026

Before deciding what you can afford, look at the bigger picture: your everyday expenses, savings goals, debt payments, utilities, and the room you want left over for the unexpected.

A home should fit comfortably into your life, not stretch your budget to the limit. Knowing what you can safely afford can help you shop with more confidence and plan for the future.

Address

Vernon, BC

Telephone

+12505038788

Website

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