North East Agency - Agence Nord Est

North East Agency - Agence Nord Est All the services you need under one roof! Mortgages
Real Estate
Financial Services
Notary Services

A team of highly trained mortgage brokers, real estate brokers and financial advisors servicing all of Quebec and some parts of Canada. Their portfolio of satisfied clients gives them a sound reputation and makes them the number one choice for mortgage advice. They understand that each client has different financial and real estate needs, and will work with your specific situation.

Waiting for interest rates to drop further might feel like the smart move, but in the Montreal market, timing the bottom...
07/18/2026

Waiting for interest rates to drop further might feel like the smart move, but in the Montreal market, timing the bottom is a dangerous game. While you're waiting for a minor rate cut, property prices often continue to climb, quickly outstripping any potential savings on your monthly payment.

The reality? Finding the right property with the right strategy today beats waiting for a "perfect" rate that may arrive only after prices have surged.

At North East, we handle the complexity for you with our "All Under One Roof" approach. We integrate your real estate search with a custom mortgage strategy so you don't have to time the market perfectly to win. We focus on the big picture: getting you into the right home with a financial structure that works for the long haul.

Stop waiting on the sidelines and start building equity.

Call our hotline today at 514-680-4674 to build your plan.



Thinking about an $800k property for your first home? In Montreal, it’s not just possible: it’s the strategy. 🏠Montreal ...
07/16/2026

Thinking about an $800k property for your first home? In Montreal, it’s not just possible: it’s the strategy. 🏠

Montreal plexes (multi-unit properties) are hitting record highs, but they remain one of the smartest ways to break into the market. Why? Because of the "mortgage helper."

When you buy a multi-unit property, you aren't just qualifying on your salary alone. We use a specific lever called the Rental Income Offset. By counting the projected rent from the other units toward your application, your qualifying power shoots up. This is how first-time buyers are successfully closing on $800,000+ properties even in today's rate environment. 📈

At North East, we have our real estate and mortgage teams working "All Under One Roof." This means we don't just find you the right building; we ensure the financing structure actually works for the long haul.

Stop waiting for the "perfect" time and start building equity today. Let's see what your numbers look like with a little help from your future tenants.

Call our hotline at 514-680-4674 to get started. 📞



Is your mortgage renewal coming up? Most people wait until they get a letter from their bank, but if you want the best d...
07/14/2026

Is your mortgage renewal coming up? Most people wait until they get a letter from their bank, but if you want the best deal, you need to start way earlier. We call it the "6-month rule."

Starting your renewal process 6 months before your term ends gives you a massive advantage. Here’s why:

1. Rate Holds: You can lock in a rate today. If rates go up, you’re protected. If they go down, we can usually pivot to the lower one.
2. More Options: You aren't stuck with your current lender’s offer. We can shop the market to find a better fit.
3. Debt Restructuring: If you have high-interest debt, 6 months gives us enough time to roll it into your mortgage, improving your cash flow before the new term starts.

At North East, we believe in an "All Under One Roof" approach. We don't just look at the rate; we look at your whole financial picture to ensure you’re set up for success.

Don’t let your renewal catch you off guard. Proactive planning equals peace of mind.

Give us a call at 514-680-4674 to start the conversation!



Real talk about real numbers. 📊Going from 1.79% to 4.5%+ on a $400k mortgage means hundreds more monthly. 📉 Don't just s...
07/09/2026

Real talk about real numbers. 📊

Going from 1.79% to 4.5%+ on a $400k mortgage means hundreds more monthly. 📉 Don't just sign that bank renewal. As brokers, we pull levers to close that gap and protect your cash flow. 🏘️

Call: 514-680-4674

Thinking about your mortgage renewal? Don't just sign that letter from the bank! With a huge wave of renewals hitting th...
07/07/2026

Thinking about your mortgage renewal? Don't just sign that letter from the bank!

With a huge wave of renewals hitting this year, most homeowners think they have only two choices: accept the bank's offer or start over elsewhere. But there are 3 "hidden" moves that can save you thousands or lower your monthly stress: and as your broker, we unlock them for you.

1️⃣ Blend & Extend: Did you know a broker can negotiate with your current lender for you? We can often "blend" your current rate with a new one to extend your term without a massive jump in payments.

2️⃣ Switch Lenders Penalty-Free: Your renewal date is the one time you can move to a different lender for a better rate with zero penalties. It’s the perfect time to shop the entire market for the best deal.

3️⃣ Reamortize: If the new rates feel tight, we can restructure your mortgage to lower your monthly commitment and protect your cash flow.

The bank won't show you all these cards, but we will. Let’s look at your renewal together and find the path that actually fits your life right now.

Give us a call today at 514-680-4674 to discuss your options!



Stop letting your bank decide your financial future with a single letter. 🛑When your mortgage renewal comes up, most ban...
07/05/2026

Stop letting your bank decide your financial future with a single letter. 🛑

When your mortgage renewal comes up, most banks will send you one offer with one rate and one set of terms. They’re hoping you’ll just sign it and move on. But here’s the truth: you have way more options than that.

At North East, we don’t just "renew" your mortgage. We shop the entire market to find the best fit for your specific goals. While the bank gives you one choice, we pull the levers they won’t: like blending and extending your rate or restructuring your debt to free up cash flow.

You worked hard for your home. You deserve a mortgage that works just as hard for you. Don't settle for the status quo when you could be saving thousands and optimizing your equity.

Ready to see what choices you actually have? Give us a shout and let’s look at the market together.

📞 514-680-4674



2026 is all about making smart moves! With rates and costs shifting, the homeowners who plan ahead will truly stand out....
07/04/2026

2026 is all about making smart moves! With rates and costs shifting, the homeowners who plan ahead will truly stand out. Refinancing or optimizing your mortgage can help you save thousands and build real equity for your future.

It’s not just about surviving the market – it’s about thriving and turning opportunity into gains. Whether you’re buying your first home or looking to refinance, taking action this year can set you apart from the crowd.

Ready to be a smart homeowner? Call North East at 514-680-4674 to get expert advice tailored to you!

If you’re coming off one of those COVID-era mortgage rates like 1.79% or 2.5%, the thought of renewing at today’s rates ...
07/02/2026

If you’re coming off one of those COVID-era mortgage rates like 1.79% or 2.5%, the thought of renewing at today’s rates can feel a bit heavy. We know the "rate cliff" is a real concern for many homeowners right now.

But here’s the good news: you don’t have to just sign the bank’s first offer and hope for the best.

At North East Real Estate & Mortgage Agency, we have a lot of "levers" we can pull to make this transition smooth. Whether it’s adjusting your amortization, blending rates, or restructuring your mortgage, our goal is to keep your lifestyle and monthly payments manageable.

As brokers, we shop the entire market for you, bringing everything "All Under One Roof" so you get the strategy that actually fits your life. You’ve worked hard for your home: let’s make sure your mortgage still works for you.

Give us a call at 514-680-4674 to chat about your renewal options. We’re here to help!



Global shifts like US tariffs and oil prices can be tricky. With North East, you get mortgage and real estate expertise ...
06/20/2026

Global shifts like US tariffs and oil prices can be tricky. With North East, you get mortgage and real estate expertise under one roof to navigate it all. , we're here for you! 📞 Call 514-680-4674.

BoC targets 2% inflation by 2027. , is your mortgage strategy ready? Whether you're looking to refinance or buy, now is ...
06/17/2026

BoC targets 2% inflation by 2027. , is your mortgage strategy ready? Whether you're looking to refinance or buy, now is the time to plan with North East. Call us at 514-680-4674!

Adresse

800 BoUlica Décarie
Ville Saint Laurent, QC
H4L3L5

Téléphone

+15146804674

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