09/16/2026
Thinking about renewing your mortgage or buying a home soon? Don't wait until the last minute. ⏰
Here’s what’s moving the market right now:
Fixed Rates: Tied directly to the 5-Year Bond Yield. As yields rise, fixed rates follow.
Variable Rates: Heavily influenced by upcoming central bank announcements.
US Market Impact: ❗️❗️Watch today’s rate decision in the US closely! There is currently a higher probability of a US rate increase—and what happens in the US directly affects Canadian yields and mortgage rates.
Being proactive gives you a massive advantage—most lenders allow you to lock in a rate up to 120 days in advance to protect your budget from sudden hikes.
Need a trusted mortgage broker to make sure you secure the best rate possible?
DM me today or COMMENT below RATES, and I'll connect you directly with one of my recommended professionals! 📩