Shawn Greer Real Estate, 1000 Byron Street South, Whitby, ON (2026)

03/28/2026

A new rebate could save you up to $80,000 on your next Ontario home purchase. 🏠

If you are looking at new construction in the Durham Region or the GTA this year, the math has officially changed in your favor.

The provincial HST rebate for new builds is a significant win for anyone entering the market in 2026. For agreements signed after May 2025, buyers of new homes under $1 million can see rebates that drastically reduce their closing costs.

This 8% waiver is designed to make high-quality new builds more accessible for growing families and first-time buyers alike. It represents one of the most substantial shifts in affordability we have seen in recent years. 📈

Navigating these tax credits alongside mortgage approvals and land transfer rebates requires a clear strategy. Over the last 26 years, I have helped buyers coordinate with specialized lawyers and lenders to ensure every incentive is properly applied.

The right professional network ensures you move into your new home with your equity protected and your budget intact. ✨

Are you considering a new build or a resale home for your next move? Tell me your thoughts below.

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

03/21/2026

The Durham Region Home Ownership Assistance Program is a hidden gem for local buyers. 🏡

If you are looking to break into the market in 2026, this program offers an interest-free loan of up to $20,000 to help with your down payment. The best part? The loan is forgiven if you stay in your home for 20 years, making it a powerful tool for long-term stability in communities like Oshawa or Whitby.

This assistance is specifically designed for low-to-moderate-income families who have the credit to qualify for a mortgage but need that extra push to cover upfront costs. When you pair this with the $4,000 Land Transfer Tax rebate, the financial barrier to entry becomes much more manageable. 📈

Navigating these applications requires a bit of foresight. It is essential to sync up with a mortgage professional and a specialized lawyer early in the process to ensure your paperwork aligns with the program's specific requirements.

In my 26 years of helping families across the GTA and Durham, I’ve found that those who leverage these local incentives move into their homes with significantly less stress. It’s about making the system work for you rather than just trying to keep up with it. ✨

Have you looked into local grants for your home search, or are you just starting to explore your options? Tell me below.

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

03/16/2026

First-time buyers in Ontario have a major advantage when it comes to closing costs. 🏠

If you are purchasing your first home for $368,000 or less, you could potentially pay $0 in provincial Land Transfer Tax. This is thanks to a provincial refund that covers up to $4,000 for eligible buyers, a rule that remains a key affordability tool in 2026.

For a home priced at $300,000, the standard tax would be $2,975. Because the refund fully offsets this amount, you walk away without owing the province a dime for that specific tax. It’s a significant win that keeps more money in your pocket for moving day or new furniture. 💰

Even with the higher average prices we see across the Durham Region and the GTA, this $4,000 credit still applies. It acts as a direct reduction of your upfront costs, helping to make the transition into homeownership more manageable.

To qualify, you must be at least 18 years old and cannot have owned a home anywhere in the world previously. Since this refund can be claimed immediately during the registration process, it provides instant relief when you need it most. 📝

I’ve spent 26 years helping buyers coordinate these details with the right lawyers and mortgage professionals to ensure every credit is claimed. If you are starting your search in Ontario, knowing these numbers ahead of time changes how you budget.

What is the one thing about closing costs that surprises you the most? Tell me in the comments.

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

03/14/2026

First-time buyers in Ontario have a $4,000 advantage at the closing table. ✨

Closing costs often feel like a moving target, but specific rebates are designed to keep more of your hard-earned money in your pocket.

The Ontario Land Transfer Tax rebate provides up to $4,000 in immediate relief when you finalize your purchase. For a typical home in the Durham Region or Peterborough, this credit can offset a significant portion of your upfront tax obligations. 🏠

If you are considering a new build, the potential savings are even higher with the provincial HST rebate for homes under $1M. When you combine these credits with the $60,000 RRSP withdrawal limit, the path to ownership becomes much more accessible.

Navigating these incentives requires a coordinated team of mortgage experts and lawyers who understand the current 2026 regulations. Over the last 26 years, I have focused on connecting buyers with the right professionals to ensure every available dollar stays with the homeowner. 📝

Which of these incentives would make the biggest difference for your move this year?

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

03/09/2026

Claiming your $4,000 tax refund at closing is the smartest move. 🏠

First-time buyers in Ontario have a significant advantage with a Land Transfer Tax refund of up to $4,000. With the average home price in the GTA currently sitting around $973,289, this credit provides immediate relief on your upfront closing costs.

The most efficient way to handle this is during the electronic registration of your home. By claiming it at closing, the $4,000 is subtracted directly from the tax you owe, meaning less cash out of your pocket on move-in day. ⚖️

If you miss the window at closing, you still have 18 months to file a claim with the province. However, doing it upfront is the smart play to keep your transition into a new home as smooth as possible.

Whether you are looking for your first house in Durham or a condo in the GTA, having an experienced team ensures these credits are applied correctly from day one. ✨

Did you know you could still claim this tax credit even after you’ve already moved in? Let me know in the comments.

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

03/07/2026

A mortgage pre-approval is your strongest tool in today’s market. 🏠

Starting your search with a clear budget turns you into a cash-equivalent buyer. It transforms the "what if" into a "when," especially in balanced areas like Oshawa or Whitby where negotiation room is opening up.

Knowing your numbers early also allows you to maximize local incentives. Whether it’s the $4,000 Land Transfer Tax rebate or the $20,000 Durham ownership assistance loan, these programs provide a major financial advantage. 📈

After 26 years of helping families navigate the buying process, I’ve seen how this one step prevents future hurdles. It ensures your 1-3 month journey to homeownership is built on a solid foundation from day one.

Pre-approval isn't just a document. It’s your green light to negotiate with confidence and focus only on the homes that truly fit your lifestyle and your future. ✨

What is the biggest question you have about the mortgage process right now?

If you're looking for a trusted local perspective on the Durham Region market, send me a DM and let’s chat.

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

03/02/2026

Buying your first home in the GTA comes with a built-in $4,000 advantage. 🏠

The Ontario Land Transfer Tax refund is a direct way to lower your closing costs, potentially wiping out the provincial tax entirely on homes up to $368,000. For properties at current 2026 market prices in Durham or Peterborough, it provides a significant head start on your equity.

Eligibility is based on a few clear rules: you must be at least 18 years old and have never owned a home anywhere in the world. This applies to your spouse as well, which is a detail that often surprises buyers. 📝

If you are buying with a partner who has owned before, you may still qualify for a proportionate amount of the refund. It is a smart way to keep more capital in your pocket for things like moving expenses or home upgrades.

With 26 years of experience helping families navigate these rules, I have seen how the right strategy, and the right team of lawyers and mortgage experts, makes the transition to homeownership much smoother. This refund is one of the best tools available to help you step into the market with confidence. 🤝

What is the one thing about the home-buying process that feels most confusing right now? Tell me in the comments.

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

02/23/2026

Qualifying first-time buyers in Ontario can save up to $4,000 on closing costs right at registration. 🏠

Closing costs often feel like a hidden hurdle, but the Ontario Land Transfer Tax refund is a significant advantage for those entering the market. This program remains a stable way to boost affordability for new homeowners across the GTA and Durham Region.

If you are purchasing a home up to $368,000, this refund can eliminate the provincial portion of the tax entirely. Even with average local prices currently trending around $973,289, that $4,000 credit provides a meaningful reduction in the cash needed on closing day. 📄

Eligibility requires that you are at least 18 years old and have never owned a home anywhere in the world. Having helped families navigate this process for 26 years, I’ve seen how much it helps to have a trusted network of lawyers and mortgage professionals ready to ensure you maximize every available incentive. 💼

What is the one thing you find most confusing about the home-buying process right now? Tell me in the comments.

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

12/06/2025

🌟 Discover This Beautiful Bungalow in Kennedy Park! 🌟

Want to live in a home filled with sunshine? This 3+1 bed, 2 bath beauty is ready for you! Situated in a quiet, mature neighborhood, it’s just a 5-minute walk to TTC, GO Transit, and the community center. 🚇

Imagine relaxing in your private backyard, or hosting family and friends. The separate entrance makes the bright in-law suite perfect for family or rental income. ✨

Recent upgrades ensure it's move-in ready. Enjoy the convenience of being close to schools, parks, and even Lake Ontario for a weekend stroll. 🚶‍♂️

Join us for an open house on Dec 29, 2-4 pm. Don’t miss out on this fantastic opportunity!

Ready to see it in person? Click the link in the bio to schedule a tour! 🔑

32 KIM COURT, Toronto (Kennedy Park), Ontario M1K3R6
3 Beds | 2 Baths
Price: $949,999.00

What's your favorite feature of this home? Comment below! 👇

11/28/2025

Ready to buy your first home in Durham Region? Let's make the journey simple and stress-free! 🏡

As someone who’s been guiding buyers through this process for 26 years, I get it. It's a big step! But don't worry; I've got some easy steps for you:

1️⃣ Needs vs Wants: Start by listing what you need NOW and what you may need in the FUTURE (Think about extra bedrooms for growing families or a home office space).

2️⃣ Budget Wisely: Speak with a mortgage advisor to understand what you can afford. Remember, you need some savings for the down payment and other fees like legal fees and home inspection costs.

3️⃣ Location Matters: Check the neighborhood's access to schools, shopping, and public transit. This will help your home stay valuable.

4️⃣ Size it Up: Consider a home big enough to grow into. You don't want to move again too soon!

5️⃣ Get Support: Use professionals! From home inspectors to real estate lawyers, having a team of experts can smooth the ride.

Your first home is just the beginning of your exciting journey. Ready to take the first step? Comment below with any questions! 💬✨

Shawn Greer Real Estate
Real Broker Ont
www.shawngreer.com
[email protected]
Direct: 647-283-8295

11/27/2025

Welcome to Your Slice of Paradise in Kennedy Park! 🌟

Looking for a cozy retreat in a lively neighborhood? This sun-filled 3+1 bed, 2 bath bungalow in Toronto has what you need! Imagine mornings filled with sunshine as you enjoy a cup of coffee in your fully fenced backyard. 🏞️

Need some extra space? The separate entrance leads to a bright in-law suite — perfect for family or extra income. Walk to GO TRANSIT, TTC and comunity center in under 5 minutes.

Don’t miss the chance to live minutes from Lake Ontario's beautiful shoreline. Perfect for family adventures and serene moments by the water. 🏖️

Ready to see it for yourself? Click the link in bio for more details and book a viewing today! 🔑

OPEN HOUSE SAT. 2-4.

32 KIM COURT, Toronto, ON M1K3R6
3+1 Beds | 2 Baths
Price: $949,999.00

Shawn Greer Real Estate

03/28/2026

03/21/2026

03/16/2026

03/14/2026

03/09/2026

03/07/2026

03/02/2026

02/23/2026

12/06/2025

11/28/2025

11/27/2025

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