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Costa Investing Real Estate, San Ramón (2026)

07/09/2026

Apparently I closed deals, not shirt buttons. 😂

I asked AI what I’d look like selling Costa Rica real estate in 1987.

The timeshares can stay in the ’80s. I’m keeping the hair.

Happy Monday. Who here has actually survived a “quick” timeshare presentation?

06/09/2026

⛰️ BRAND-NEW TOP-FLOOR PENTHOUSE IN GRECIA | US$420,000

A penthouse is nice.

A top-floor penthouse with mountain views, cooler highland weather, 30+ resort-style amenities and short-term rentals allowed?

Okay, now you have my attention.

📍 Grecia, Costa Rica
💰 US$420,000
🛏 3 bedrooms
🛁 3.5 bathrooms
📐 Approx. 1,701 sq. ft. / 158 m²
🏢 6th floor | Top floor
🌄 Large covered terrace with mountain, forest & sunset views
🚗 1 parking space
✨ Brand new

The entire penthouse is on one level with high ceilings and comes equipped with A/C, refrigerator, dishwasher, oven, cooktop and major appliances.

It comes unfurnished, which honestly is a plus.

Consider it permission to finally make that Pinterest board useful.

Now for the slightly ridiculous part.

The private community was designed around a wellness-resort concept, with approximately 44 acres of green space and more than 30 amenities.

Some highlights:

🏊 3 swimming pools, including a semi-Olympic pool
🏋️ Full gym
🧖 Sauna
🧘 Yoga & meditation room
🎾 Tennis, basketball, soccer and multiple sports courts
🛹 Specialized surf-skate track
🐕 3 dog parks
🚴 Walking & biking trails
🌿 Canal-side and riverfront nature trails
🌺 Botanical and community gardens
🏡 Social clubhouse & children’s areas

HOA: approx. US$270/month

✅ Short-term rentals allowed
✅ Financing available with 25% down through our U.S. lender partners, subject to approval

And this is one of those properties that actually makes sense for several different buyers.

For retirees, you get security, amenities, beautiful surroundings and a much more comfortable highland climate.

For investors, short-term rentals are allowed, so the penthouse can work when you’re not using it.

For families, Grecia is one of the most established communities in Costa Rica’s Occidente region, with excellent schools, healthcare, shopping and everything you need for actual everyday life.

And then there’s the weather.

Grecia sits at roughly 3,000+ feet above sea level, so you still get lush tropical Costa Rica without necessarily feeling like you’re being steamed for dinner every afternoon.

Warm days. Cooler evenings. Mountain breezes.

✈️ Approx. 13 miles to Juan Santamaría International Airport
🌊 Approx. 42 miles to the closest Pacific beach

So yes, beach days are still absolutely possible.

Go get sandy, sweaty and thoroughly reminded why beachfront humidity is not for everybody… then head back up the mountain to your penthouse, shower, hit the pool or sauna, and resume your little resort life.

US$420,000

📲 Evelyn Bulakar & Justin Nielsen
WhatsApp: +506 8809-1747
+506 7014-7983

Private showings and full property information available directly through us. — in Costa Rica.

06/09/2026

UNDER $300K. DIRECT BEACHFRONT. 4 BEDROOMS. PRIVATE POOL. LET THAT SINK IN.

For $285,000, you’re getting a full 4-bedroom, 4-bathroom house directly on the beach, with a private pool, more than 7,500 sq. ft. of land, and about 2,583 sq. ft. of construction. It sits in Playa Tivives, about 90 minutes from San José International Airport, in a private gated community where the road is paved all the way in and the Pacific is literally in your backyard.

📍 Playa Tivives
💰 $285,000 USD
🛏️ 4 bedrooms
🚿 4 bathrooms
🏊 Private swimming pool
📐 Approx. 240 m² / 2,583 sq. ft. construction
🌴 Approx. 700 m² / 7,535 sq. ft. lot
🌊 Direct beachfront
🚗 Approx. 90 minutes from SJO International Airport

The house is two stories, with two bedrooms and two bathrooms on each level.

Upstairs, there’s a beautiful balcony facing the ocean, which is exactly where I would be having my coffee and ignoring everyone before 9 a.m.

This is a traditional Costa Rican beach house, completely habitable and usable as it sits today.

If you want to take it to the next level, especially as a short-term rental, a light renovation could do wonders.

Update the furniture, refresh some finishes, improve the kitchen and bathrooms, install mini-split A/C units and get some killer photography, and you have a completely different product.

🏝️ NOW, FOR THE INVESTOR BRAIN…

This is where Tivives gets interesting.

There are already established beachfront rentals throughout the community with Guest Favorite status, Superhosts, ratings around 4.9, and review histories ranging into the hundreds.

So we’re not trying to prove that people will vacation in Tivives.

They already do.

Current public booking snapshots also show selected Tivives beachfront homes being offered in approximately the $300 to $450+ all-in nightly range on specific dates.

And when you start modeling the economics, the acquisition basis is what makes Tivives worth looking at.

Market-level underwriting based on current public rental pricing suggests that a professionally managed, established operation could model around a 5%–6.5% NOI yield, while a strong top-performing operation could potentially reach the high-single digits or roughly 8%–10%+ depending on occupancy, ADR, expenses and total capital invested.

Now, very important:

Those are modeled scenarios for the Tivives rental market. They are NOT a cap rate or income history for this particular house.

This property has no represented rental revenue, verified occupancy, NOI or operating statements.

The business still has to be created.

But at a $285,000 asking price, the relationship between the capital going in and the beachfront hospitality product you could potentially create is pretty interesting.

Four bedrooms.

Four bathrooms.

Private pool.

Direct beach access.

Group capacity.

Outdoor living.

And enough space to position it for family reunions, multi-generational vacations, groups of friends, small retreats, wellness weekends, workshops or simply a second home that earns income when you’re not using it.

With A/C, better presentation, professional photography, intelligent pricing and strong management, this property has the physical ingredients to compete in an already-established vacation-rental market.

That’s the opportunity.

Not guaranteed income.

Not some magical Airbnb spreadsheet.

An attractive acquisition basis in a market where the guest demand already exists, with the potential for compelling income-to-cost economics if it is executed correctly.

🌊 NOW, ABOUT THE BEACH

Let’s manage expectations because I am not going to sell you a Caribbean fantasy that does not exist.

Tivives is a dark-sand Pacific beach with tons of nature and a very private feel.

You can see scarlet macaws, monkeys and all kinds of tropical birds. There is some surfing, beautiful ocean views and very little traffic on this particular stretch because most people accessing it are residents or guests of the community.

The beach itself is public, as beaches are in Costa Rica, but it feels extremely secluded.

Is it white sand with turquoise water?

Nope.

If that is your non-negotiable, I completely understand.

Just multiply the budget by three or four and then we can start having that conversation. 😂

At $285,000, this property is about beachfront lifestyle, space and potential.

🌴 PRIVATE, BUT NOT REMOTE

Tivives feels secluded, which is part of the charm, but access is completely paved.

You’re within roughly 12 miles of Puntarenas and Orotina, where you’ll find supermarkets, gyms, restaurants, medical services, shopping, movie theaters and pretty much everything you need for normal everyday life.

There is also a restaurant right outside the gated community that delivers directly to the house.

Which, frankly, is a pretty nice beach-life bonus.

🔐 THE $280 MONTHLY FEE

Yes, it’s approximately $280 per month.

And yes, when you first hear that number, it can sound high.

But this is not a traditional HOA where you’re paying $280 so somebody can complain about the color of your curtains.

The cooperative fee covers:

• 24/7 security
• Internal road maintenance
• Garbage pickup
• Beach cleanup
• Property taxes
• Concession-related taxes
• Administration of the collective concession

Once you look at what is actually included, the number makes considerably more sense.

⚠️ AND YES, THIS IS A CONCESSION PROPERTY

This property is inside Coopetivives, an established cooperative that dates back to 1964.

In fact, Coopetivives predates Costa Rica’s current 1977 Maritime Zone Law, and the law itself specifically recognizes Tivives’ pre-existing arrangement.

The cooperative is the concessionaire and administers the larger concession structure.

A buyer here is not purchasing conventional fee-simple beachfront title, so I’m not going to pretend otherwise.

The buyer acquires the cooperative rights associated with the particular home and parcel, subject to the cooperative documents and concession structure.

It’s an established and historically distinctive system, but like any concession purchase in Costa Rica, it deserves proper legal due diligence.

Your attorney should review the cooperative membership, concession documentation, transfer rights, rental rights and property-specific records before closing.

💵 THE BOTTOM LINE

You can add A/C.

You can modernize the furniture.

You can update the kitchen and bathrooms.

You can improve the rental operation.

But the expensive ingredients are already sitting there:

Direct beachfront. More than 7,500 sq. ft. of land. Four bedrooms. Four bathrooms. Private pool. $285,000.

For somebody looking at income potential relative to acquisition basis, this one deserves a serious look.

📲 For more information, photos or to schedule a showing:

Justin Nielsen
Costa Investing Realty | Keller Williams Costa Rica
📱 WhatsApp: +506 8809 1747
📧 [email protected]

21/08/2026

🌴 $219,000 USD | OCEAN VIEW + PLUNGE POOL | 3BR/3BA | TÁRCOLES, COSTA RICA

Let’s begin with the detail everyone will notice: the dark stone finish. 😅

It may not be everyone’s style, and that is perfectly okay. The good news is that colors, finishes, and kitchens can be updated. Solid concrete construction, a fully titled lot, and a good location are the expensive parts.

With lighter colors, updated finishes, and a brighter kitchen, this home could have a beautiful transformation. Paint is still cheaper than rebuilding. ✨

🌴 WHAT YOU GET:

• 500 m² / 5,382 sq ft fully titled lot
• Approximately 180 m² / 1,937 sq ft of construction
• 3 bedrooms
• 3 bathrooms
• Solid concrete construction
• Ocean view from the second floor
• Views of Carara National Park
• Covered balcony
• Plunge pool
• Tropical fruit trees
• Garden space
• No HOA
• Short term rentals allowed

And yes, it is a plunge pool. It was made for cooling off and relaxing, not training for the Olympics. 💦

🌊 ABOUT THE VIEWS:

The ocean view is from the second floor, where you can take your coffee to the covered balcony and enjoy it. The extra steps come included. ☕️

From the first floor, you overlook the lush surroundings of Carara National Park, home to scarlet macaws, monkeys, toucans, and plenty of other wildlife. 🦜🐒

Ocean upstairs. Jungle downstairs. A very Costa Rican combination.

📜 FULLY TITLED + NO HOA

This is a fully titled property, not a concession property, and there is no HOA deciding what color your home should be.

If you want to replace the dark finish with white, beige, green, or even tropical pink, that decision belongs to you. 🎨

🏖️ HOW FAR IS THE BEACH?

The home is not within walking distance of the beach. Playa Blanca and Punta Leona are approximately 20 minutes away by car.

If direct beachfront is your priority, I also have a concession property available for $285,000.

This home offers a different combination: titled ownership, privacy, nature, more space, and a lower price. Real estate is always about choosing the trade-offs that work best for you. 🌴

🏙️ PREFER SOMETHING BRAND NEW AND MODERN?

We can do that too. With approximately $100,000 more in the budget, I can show you newer condos in Jacó with contemporary finishes, amenities, and an HOA.

Different home, different lifestyle, different budget. 🤷🏻‍♀️

This property is ideal for someone who wants privacy, nature, and space while remaining within easy reach of beaches, restaurants, shopping, and activities.

Enjoy the action when you want it, then come home somewhere peaceful.

💰 FINANCING:

Traditional financing through U.S. lenders may be available to qualified buyers with approximately 25% down.

Owner financing is not available.

📊 VACATION RENTAL INFORMATION:

This is not currently operating as a vacation rental, so there is no NOI, profit and loss statement, occupancy history, or rental documentation available.

We prefer real numbers over creative spreadsheets, so we will not present projections as historical performance. 📈

🎨 NEED HELP SEEING THE POTENTIAL?

I will include a few conceptual edits showing how the home could look with lighter colors, updated finishes, and a brighter kitchen.

They may help you see the possibilities, and they may also confirm that my strongest talent is still real estate. 😅

💵 PRICE: $219,000 USD

📩 LOOKING TO BUY OR SELL IN COSTA RICA?

Send me your budget, wish list, and non-negotiables. I will help you find the right property anywhere in Costa Rica. 🔎🏡

Keller Williams Costa Rica

📱 WhatsApp: +506 7014-7983

21/08/2026

DOME SWEET DOME 🌴🌊

If cookie cutter homes make you yawn, this funky Costa Rican dome house should wake you right up. With incredible views, a private pool, and its own outdoor bar, it is an entertainer’s dream with serious Airbnb potential.

📍 Capulín, Garabito
💰 $445,000 USD
🛏 3 bedrooms
🛁 3 full bathrooms
🏊 Private pool
🚫 No HOA
0,6 acres
3843ft2

Let’s be honest. This house is not for everyone.

Some people want safe, traditional, and predictable. A regular rectangular house that politely blends in with every other house around it.

This is not that house.

But for the right person, it could be everything.

The dome inspired architecture is quirky, memorable, and nearly impossible to scroll past. In a sea of similar Airbnb and VRBO options, this property already has the one thing money cannot easily create: personality.

It is currently used as a primary residence, so there are no rental records or income history. However, with its unusual design, Instagrammable spaces, private pool, covered rancho, barbecue area, and outdoor bar, the vacation rental potential is difficult to ignore.

The photos tried, bless their hearts, but they do not fully capture the view. From the property, you can see the Tárcoles River, carara national park , endless jungle, mountains, and even a glimpse of the Pacific Ocean. The area is wonderfully biodiverse, so Costa Rica provides part of the entertainment for free.

Inside, the home receives abundant natural light. The primary suite is downstairs with its own bathroom, while the upstairs loft is divided into two additional bedrooms.

Outside, you will find a gorgeous tropical garden with mature landscaping, mango trees, and avocado trees already producing fruit.

The home is located in a peaceful and safe Costa Rican neighborhood with no HOA. In less than 25 minutes, you can be at the beach, the golf course, or Los Sueños Marina, while still enjoying privacy, greenery, and seclusion at home. Juan Santamaría International Airport is approximately 55 minutes away.

Is it conventional? Absolutely not.

Is it boring? Also absolutely not.

Because some people want a beige rectangle.

Other people want a dome with a pool, a private bar, jungle views, and no HOA telling them how to live their lives.

Send me a message for more information or to schedule a private showing.

Evelyn Bulakar
Realtor - Keller Williams Costa Rica
(506) 70147983 — in Costa Rica.

14/08/2026

THE BEST PLACES TO LIVE IN COSTA RICA, ACCORDING TO A FULL LOCAL 🇨🇷

Warning, this is a long read. But if you are seriously considering moving to Costa Rica, retiring here or investing in Costa Rica real estate, it is worth it.

Before you start looking at pretty houses, you need to understand the areas. Costa Rica is a small country, but every region offers a completely different lifestyle. The weather, infrastructure, healthcare, schools, accessibility and real estate prices can change dramatically within a few hours.

So grab a coffee and let’s analyze some of the best places to live in Costa Rica from my completely local and unapologetic perspective.

I do not consider myself the “number one relocation expert in Costa Rica” because I don’t believe that person exists. Relocation is personal. Someone’s tropical paradise can easily become someone else’s sweaty personal crisis. 😂

I’m also not rating entire towns from one to ten as if Costa Rica were participating in a beauty pageant. My opinion should help you ask better questions, but it should never determine where you move your family or invest your savings.

TAMARINDO AND SURROUNDINGS 🌴

Tamarindo is my second home, and I love it. It is not everybody’s cup of tea because some people find it busy and commercial. If you hate it, you can simply skip it. We will all survive. 😂

For families relocating to Costa Rica, this area makes everyday life easier. You have excellent international schools, reliable internet, good infrastructure, healthcare, shopping, restaurants, beautiful beaches and amazing surfing.

You are also less than 90 minutes from Liberia International Airport and close to Flamingo, its marina and some of Guanacaste’s most stunning beaches.

If you want beach living with real convenience, Tamarindo is difficult to beat.

AVELLANAS, PLAYA NEGRA AND JUNQUILLAL 🌊

If Tamarindo feels too busy, but disappearing completely into the jungle sounds slightly inconvenient, let me introduce you to these communities.

They are quieter, more secluded and surrounded by nature, but still close enough to Tamarindo when you need schools, healthcare, shopping, restaurants or a little civilization.

The roads have improved, new residential projects are appearing and the entire area has enormous potential for growth. Soon everyone will claim they discovered it first, so please take screenshots now. 😂

You have stunning beaches, excellent surfing, beautiful weather and a peaceful lifestyle without living three business days away from basic amenities.

SANTA TERESA 🌅

Santa Teresa is one of the most magical places in Costa Rica. I had the pleasure of living and working there, and its energy feels completely different.

You have incredible surfing, beautiful beaches, natural tide pools, yoga studios, boutique hotels and fantastic restaurants hidden in the jungle.

It is boho chic in the most Santa Teresa way possible. You may be covered in dust and wearing flip flops, but the person drinking a $14 smoothie beside you could be a millionaire. 😂

Getting there is a complete journey. Do you drive? Take the ferry? Add a little 4x4 adventure? Possibly all three. It is secluded and the price tag is high, but it is absolutely worth the experience.

It is also an excellent market for short term rentals, boutique hotels, wellness retreats and luxury properties. One of my dreams is to retire there eventually, so that should tell you everything.

THE CENTRAL PACIFIC 🌴

Tárcoles, Punta Leona, Herradura and Jacó generally offer more inventory and better value than many famous beach markets. Your budget can often buy more land, more construction and more amenities.

The area is lush, close to San José and excellent for surfing and short term rentals. Herradura offers Los Sueños Marina, golf, sportfishing and upscale amenities. Punta Leona provides a quieter environment and beautiful beaches. Jacó brings restaurants, shopping, casinos, nightlife and plenty of social activity.

Personally, if an event begins after 9:00 p.m., it already conflicts with my pajamas. But if you enjoy entertainment, dining and nightlife, Jacó may be perfect for you. 😂

LA FORTUNA AND LAKE ARENAL 🌋

This area ranks very high on my list, especially for retirees, nature lovers and tourism investors.

The weather is pleasant, the volcanic soil is incredibly fertile, and you have hot springs, rivers, waterfalls, hiking, wildlife and spectacular views.

La Fortuna offers restaurants, supermarkets, medical services and tourism infrastructure. The communities around Lake Arenal provide more privacy, space and tranquility.

It is also one of Costa Rica’s most visited destinations, creating excellent potential for vacation rentals, eco lodges and wellness properties.

If your retirement plan includes growing fruit trees and accidentally becoming a farmer because you planted three pineapples, this might be your place. 😂

THE CENTRAL HIGHLANDS ⛰️

San Ramón, Grecia, Atenas and the Western Central Valley are very close to my heart because I was born and raised in the mountains. I am a highlands girl, and yes, this part comes with a little personal bias.

The weather is beautiful, many communities do not require air conditioning, and the mountain views are spectacular. You also have hospitals, universities, private schools, supermarkets, restaurants and easy access to Juan Santamaría International Airport.

Real estate often provides much better value than the coast. Your budget can buy larger homes, gardens, guesthouses, more land and incredible views.

The Central Highlands may not be the dramatic Costa Rica you see all over social media. It is the Costa Rica where you can build a comfortable, practical and sustainable everyday life.

Every time I visit somewhere hot and humid, my hair reminds me exactly why I live in the mountains. 😂

SAN JOSÉ AND SURROUNDINGS 🏙️

San José is not nearly as ugly as people make it look. There, I said it.

Please do not spend two hours downtown, take one questionable photo near Central Park and decide that the entire metropolitan area looks the same. Judging all of San José by downtown is like judging Costa Rica by the airport parking lot.

Explore Escazú, Santa Ana, Curridabat, Rohrmoser and Barrio Escalante. You will find beautiful neighborhoods, mountain views, excellent restaurants, modern condominiums and every convenience you could need.

For families, this can be the smoothest transition into life in Costa Rica. You have international schools, universities, excellent hospitals, specialists, malls, entertainment and professional opportunities.

In the right neighborhood, life can feel surprisingly similar to home, just with better weather and more gallo pinto. It is an excellent choice if you want to relocate without experiencing complete lifestyle shock.

Of course, there is traffic. Sometimes Route 27 gives you enough time to reconsider your career, your marriage and every decision that brought you there. 😂

THE SOUTHERN PACIFIC 🌿

I almost forgot Dominical, Uvita and Ojochal. My subconscious may have been protecting my hair from the humidity.

The South is undeniably gorgeous. You have lush jungle, waterfalls, wildlife, surfing, beautiful homes, privacy and a strong vacation rental market. Many people love it, and real estate performs very well there.

For me personally, the intense humidity, the distance from the main international airports, access to specialized healthcare and the developing infrastructure make it less practical.

It is peaceful, beautiful and perfect for someone who truly wants to disconnect. It is simply not my cup of very sweaty tea. My hair started expanding just from writing this paragraph. 😂

The truth is that there is no single best place to live in Costa Rica. Your ideal location depends on your budget, family, lifestyle, climate preferences, healthcare needs, travel habits and how emotionally attached you are to air conditioning.

If you are thinking about moving, retiring or investing in Costa Rica, send me your wish list.

Tell me whether you want beaches or mountains, peaceful retirement or nightlife, international schools or total jungle isolation. And please tell me your deal breakers. Humidity? Bad roads? Distance from the airport? Neighbors? Wearing pants? I need the full picture. 😂

I would love to help you explore the right communities and find a property that genuinely fits your life. I work throughout Costa Rica, and I also have an excellent Keller Williams network of local specialists across the country.

Comment COSTA RICA or send me a private message, and let’s start looking for your place. 🇨🇷

11/08/2026

WAIT…FOREIGNERS CAN NOW BUY A HOME IN COSTA RICA WITH 25% DOWN? 🇨🇷🏡

Yes. Really.

For years, whenever a foreign buyer asked me about financing in Costa Rica, my honest answer was basically, “Cash is king.

Cash is still extremely powerful here. Sellers love it, offers look cleaner and closings are usually easier. But finally, cash is not the only player at the table.

Qualified foreign buyers may now be able to finance up to 75% of a home in Costa Rica, with terms as long as 30 years.

That means you may be able to buy your second home, investment property or vacation rental without wiring your entire life savings to paradise and then living on rice and beans while you wait for your first Airbnb booking.

WHAT ABOUT OWNER FINANCING? 😅

It exists, but sometimes the word “financing” is doing a heroic amount of work.

Some sellers want 50% down, interest as high as 10% or 12% and the entire remaining balance in three to five years.

Basically, “Congratulations, I will finance your home. Just give me half now and the rest before you finish learning your neighbors’ names.”

Thankfully, we now have better alternatives.

1️⃣ SECOND STREET

Second Street currently advertises rates starting at approximately 8.25%, depending on your financial profile.

The basic terms include:

✅ Financing up to 75%

✅ Down payments starting around 25%

✅ A fixed rate for 30 years

✅ A minimum loan of US$150,000

✅ A published minimum credit score of 720

✅ No penalty for paying the loan early

✅ Purchase, refinance and cash out options

✅ Closings commonly taking around four to six weeks

The home generally needs to be completed, titled and have legal access to water, electricity and a road.

Second Street works with United States citizens, permanent residents and Canadian citizens, subject to individual approval.

2️⃣ VOLO LOANS

VOLO offers fixed and adjustable options with terms as long as 30 years.

Their published program includes:

✅ Financing up to 75%

✅ A minimum loan of US$100,000

✅ A published minimum credit score of 680

✅ No giant balloon payment waiting to attack you later

✅ No penalty for paying early

✅ Purchase, refinance and cash out options

✅ Closings commonly taking around 30 to 60 days

VOLO now works with United States citizens, permanent residents and Canadian citizens, subject to individual approval.

Vacation rentals may qualify. Most concession properties do not, although certain properties in Papagayo may be an exception.

“BUT 8.25% IS HIGHER THAN BACK HOME!”

Yes, it may be. But before that number throws you completely off the bus, remember that borrowing rates in Costa Rica have traditionally been higher anyway.

You are financing a home in Costa Rica, not a government backed mortgage in Ohio. We drive differently, finance differently and give directions using landmarks that disappeared 15 years ago. Costa Rica is not going to redesign its banking system because you miss your old interest rate.

If the numbers work, do not let the rate hit your dream like a falling coconut. 🥥

WHY FINANCE IF YOU HAVE THE CASH?

Because liquidity matters.

Maybe you want to keep money available to furnish the house, make improvements, prepare it as a vacation rental, maintain emergency reserves or invest somewhere else.

Paying cash may still be the smartest option for some buyers. But the question is not only, “Can I pay cash?”

The better question is, “What is the smartest use of my cash?”

ONE IMPORTANT DETAIL

You can have excellent credit and a beautiful approval letter, and the lender can still say no to the house.

The lender will review the title, ownership structure, appraisal, permits, registered construction, legal access, utilities, natural risks and insurance availability.

That is why we need to discuss financing before you fall madly in love with a property. Both you and the house need to qualify. Yes, even the house gets judged. Welcome to real estate. 😅

THE BOTTOM LINE

Costa Rica has not suddenly become the United States mortgage market. Cash is still powerful, every loan needs approval and not every property will qualify.

But foreign buyers finally have real choices.

You may now be able to purchase a home or investment with approximately 25% down, keep your liquidity and avoid a giant balloon payment hiding in the bushes waiting to ruin your beach day.

I work directly with both Second Street and VOLO, so I can connect you with the right team and help you pursue excellent conditions based on your profile.

I genuinely love being a buyer’s agent. I enjoy searching, negotiating and helping foreign buyers navigate Costa Rica without the fairy dust. I also represent sellers throughout the country and help them position, market and sell their properties to local and international buyers.

Whether you want to buy, finance, sell or simply understand your options, let’s work together. 🇨🇷🏡

EVELYN BULAKAR

Real Estate Advisor

Keller Williams Costa Rica

WhatsApp: +506 7014 7983

Email: [email protected]

Rates, terms and eligibility can change and are subject to lender and property approval. This post is educational information, not a lending commitment or legal, tax or financial advice. Always obtain a current written quote and use an independent Costa Rican attorney.

Costa Investing Real Estate

07/09/2026

06/09/2026

06/09/2026

21/08/2026

21/08/2026

14/08/2026

11/08/2026

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