Costa Investing Real Estate

Name: Costa Investing Real Estate
Address: San Ramón, 20201, CR
Telephone: +50688091747

Casa
Costa Rica
San Ramón
Costa Investing Real Estate

Bienes Raíces CR
🏡 Costa Investing | Powered by Keller Williams 🌴 Dreaming of owning property in Costa Rica?

We make buying, selling & investing easy with local expertise & global reach by KW. Let’s turn your vision into reality—contact us today! 📩

11/08/2026

WAIT…FOREIGNERS CAN NOW BUY A HOME IN COSTA RICA WITH 25% DOWN? 🇨🇷🏡

Yes. Really.

For years, whenever a foreign buyer asked me about financing in Costa Rica, my honest answer was basically, “Cash is king.

Cash is still extremely powerful here. Sellers love it, offers look cleaner and closings are usually easier. But finally, cash is not the only player at the table.

Qualified foreign buyers may now be able to finance up to 75% of a home in Costa Rica, with terms as long as 30 years.

That means you may be able to buy your second home, investment property or vacation rental without wiring your entire life savings to paradise and then living on rice and beans while you wait for your first Airbnb booking.

WHAT ABOUT OWNER FINANCING? 😅

It exists, but sometimes the word “financing” is doing a heroic amount of work.

Some sellers want 50% down, interest as high as 10% or 12% and the entire remaining balance in three to five years.

Basically, “Congratulations, I will finance your home. Just give me half now and the rest before you finish learning your neighbors’ names.”

Thankfully, we now have better alternatives.

1️⃣ SECOND STREET

Second Street currently advertises rates starting at approximately 8.25%, depending on your financial profile.

The basic terms include:

✅ Financing up to 75%

✅ Down payments starting around 25%

✅ A fixed rate for 30 years

✅ A minimum loan of US$150,000

✅ A published minimum credit score of 720

✅ No penalty for paying the loan early

✅ Purchase, refinance and cash out options

✅ Closings commonly taking around four to six weeks

The home generally needs to be completed, titled and have legal access to water, electricity and a road.

Second Street works with United States citizens, permanent residents and Canadian citizens, subject to individual approval.

2️⃣ VOLO LOANS

VOLO offers fixed and adjustable options with terms as long as 30 years.

Their published program includes:

✅ Financing up to 75%

✅ A minimum loan of US$100,000

✅ A published minimum credit score of 680

✅ No giant balloon payment waiting to attack you later

✅ No penalty for paying early

✅ Purchase, refinance and cash out options

✅ Closings commonly taking around 30 to 60 days

VOLO now works with United States citizens, permanent residents and Canadian citizens, subject to individual approval.

Vacation rentals may qualify. Most concession properties do not, although certain properties in Papagayo may be an exception.

“BUT 8.25% IS HIGHER THAN BACK HOME!”

Yes, it may be. But before that number throws you completely off the bus, remember that borrowing rates in Costa Rica have traditionally been higher anyway.

You are financing a home in Costa Rica, not a government backed mortgage in Ohio. We drive differently, finance differently and give directions using landmarks that disappeared 15 years ago. Costa Rica is not going to redesign its banking system because you miss your old interest rate.

If the numbers work, do not let the rate hit your dream like a falling coconut. 🥥

WHY FINANCE IF YOU HAVE THE CASH?

Because liquidity matters.

Maybe you want to keep money available to furnish the house, make improvements, prepare it as a vacation rental, maintain emergency reserves or invest somewhere else.

Paying cash may still be the smartest option for some buyers. But the question is not only, “Can I pay cash?”

The better question is, “What is the smartest use of my cash?”

ONE IMPORTANT DETAIL

You can have excellent credit and a beautiful approval letter, and the lender can still say no to the house.

The lender will review the title, ownership structure, appraisal, permits, registered construction, legal access, utilities, natural risks and insurance availability.

That is why we need to discuss financing before you fall madly in love with a property. Both you and the house need to qualify. Yes, even the house gets judged. Welcome to real estate. 😅

THE BOTTOM LINE

Costa Rica has not suddenly become the United States mortgage market. Cash is still powerful, every loan needs approval and not every property will qualify.

But foreign buyers finally have real choices.

You may now be able to purchase a home or investment with approximately 25% down, keep your liquidity and avoid a giant balloon payment hiding in the bushes waiting to ruin your beach day.

I work directly with both Second Street and VOLO, so I can connect you with the right team and help you pursue excellent conditions based on your profile.

I genuinely love being a buyer’s agent. I enjoy searching, negotiating and helping foreign buyers navigate Costa Rica without the fairy dust. I also represent sellers throughout the country and help them position, market and sell their properties to local and international buyers.

Whether you want to buy, finance, sell or simply understand your options, let’s work together. 🇨🇷🏡

EVELYN BULAKAR

Real Estate Advisor

Keller Williams Costa Rica

WhatsApp: +506 7014 7983

Email: [email protected]

Rates, terms and eligibility can change and are subject to lender and property approval. This post is educational information, not a lending commitment or legal, tax or financial advice. Always obtain a current written quote and use an independent Costa Rican attorney.

10/08/2026

🌴 $299,000 USD | 2BR/2BA HOME + DETACHED 1BR/1BA CASITA + PRIVATE POOL | TAMARINDO DISTRICT, COSTA RICA

Costa Rica officially has two seasons.

Sunshine season.
And green season.

But once you own a home here, there is something even better:

✨ Gathering season.

That is when life naturally expands — friends, family, and favorite people all finding their way back to you in paradise.

Villa Azul is perfectly designed for exactly that.

The furnished main home features two bedrooms and two bathrooms. Across a private pool courtyard sits a fully detached one-bedroom, one-bathroom casita.

It creates a rare kind of setup: together when you want connection, and separate when you want privacy.

Morning coffee by the pool. Afternoon swims. Long dinners under the stars.

And when the day winds down, everyone has their own quiet space to retreat to.

That balance is what makes time here feel effortless.

When it’s not hosting guests, the casita becomes a private office, creative studio, wellness space, or extended stay suite.

🏡 WHAT YOU GET:

• Built in 2024
• 3 bedrooms and 3 bathrooms total
• Approximately 168 m² / 1,808 sq. ft. of construction
• Approximately 400 m² / 4,306 sq. ft. fenced lot
• Private swimming pool and courtyard
• Fully furnished
• Air conditioning
• Fiber-optic internet
• Secure parking
• No HOA

The pool sits at the heart of the property, connecting both buildings and turning the outdoor space into the true living room of the home.

It’s a layout designed for lifestyle, flexibility, and ease.

📍 LOCATION

Villa Azul is located in Cañafístula, within the Tamarindo district, approximately 15 minutes by car from Tamarindo, with easy access toward Playa Avellanas and Hacienda Pinilla.

You are close enough to enjoy the beaches, restaurants, and energy of Tamarindo — while still having the privacy and calm of a residential setting.

That balance is exactly what allows this price point to include newer construction, a detached casita, a private pool, furnishings, and no HOA.

For buyers looking for flexibility, privacy, and a true Costa Rica lifestyle home within reach of Tamarindo, Villa Azul is a standout op

30/07/2026

These San Ramón properties sold.

Buyers are still looking for the right opportunity.

Not every serious buyer wants the coast. Many are looking for cooler weather, privacy, more land and stronger value in San Ramón and Occidente.

The properties shown are completed transactions involving our team.

Demand is active, but selective. Correct pricing, clear documentation and strong positioning determine which properties receive serious attention.

If you own a home, farm, land or income property below US$500,000, send us “OCCIDENTE” by private message with the location and a few current photos.

We will tell you candidly whether it fits the demand we are seeing and how we would position it.

24/07/2026

You can be completely right about Costa Rica and still buy the wrong property.

Costa Rica makes the emotional case quickly. The coastline, wildlife and pace of life can make the country feel like an obvious yes.

The property deserves a slower answer.

After almost 20 years living and working here, I have seen buyers fall in love with Costa Rica and assume the right property will be just as obvious.

It rarely is.

Buying property in Costa Rica requires separating two decisions:

Is Costa Rica right for me?

Is this specific property right for the life or investment I am trying to build?

A beautiful view does not tell you whether the location works on an ordinary Tuesday, whether the ownership and access are clear, whether the property will be manageable when you are away, or whether it will still make sense if your plans change five years from now.

Emotion should open the search.

It should not close the analysis.

When both answers are clear, the purchase feels less like a leap and more like a strategy.

If your Costa Rica plan has moved from someday to serious, send me a message. We will begin with what the property needs to do for you, then decide where and what to buy.

23/07/2026

In my head, becoming a Costa Rican citizen involved a marimba, flags, toucans, monkeys and somehow a flower necklace.

Apparently, I had planned the full tropical production.

The actual moment was a government line and my cédula handed across the counter.

It could not have been simpler, and I could not have been prouder.

I first came to Costa Rica at 18, became a resident in 2008 and a citizen in 2011.

The useful lesson for international buyers is not the missing monkey.

The cédula does not come with the property deed.

Buying property does not automatically make someone a resident. A qualifying investment may support an investor residency application, but it remains a separate legal process.

So if residency is influencing the purchase, “we’ll buy first and figure it out afterward” may be the wrong order.

Confirm the immigration path.

Confirm the ownership structure.

Confirm the timing.

Then make sure the property supports the plan.

My role is to recognize where the real estate decision depends on those answers and coordinate the right professionals before capital is committed around an incorrect assumption.

Comment RESIDENCY with your biggest question. I’ll use the strongest ones for the next video.

23/07/2026

Costa Rica real estate has no shortage of confidence.

Proven judgment is harder to find.

Anyone can agree with a price, repeat an optimistic projection, and keep saying yes until the transaction closes.

We would rather lose the business than give advice we cannot defend.

That means telling a seller when the market will not support the price.

Advising a buyer not to pursue the wrong property.

Challenging numbers the evidence cannot support.

Refusing to minimize a problem simply to keep a transaction moving.

I first came to Costa Rica at 18. Since then, I have learned this market through construction, investment, changing cycles, and real transactions. That perspective was earned here through the work, long before it became content.

Evelyn and I built Costa Investing around that standard. Keller Williams expands our professional reach, and the recognition shown here reflects the results.

Neither replaces judgment.

We are not trying to be the right advisors for everyone. We are here for people who value a direct answer more than automatic agreement.

If Costa Rica real estate becomes part of the conversation, we are available for a direct, confidential one.

22/07/2026

Beachfront gets attention.

But in Costa Rica, the legal structure is what matters.

Villa Victoria in Bajamar is now under contract for our buyer after generating significant interest and moving quickly.

This is not a polished luxury home. It is approximately 1,670 m² of registered titled beachfront land with a 60 m² cabin, water, electricity, septic, and a perimeter wall already in place.

That is what made it interesting.

In Costa Rica, “beachfront” does not automatically mean private title. Much of the coast falls within the Maritime Zone and is held through concession. That can still be perfectly valid, but it is a different legal structure and needs to be evaluated differently.

Our buyer understood exactly what the opportunity was: titled beachfront land, existing infrastructure, and the ability to improve the property over time. He recognized it and acted while it was still available.

Congratulations to our buyer, and thank you for trusting Evelyn and me to represent you through the transaction.

If you are specifically looking for titled beachfront property in Costa Rica, send me “BEACHFRONT.” This is the kind of opportunity we actively look for and help our clients acquire.

21/07/2026

🏝️ Another successful beachfront acquisition in Costa Rica—Under Contract!

I’m excited to share that we recently helped a client secure a titled beachfront property in Costa Rica at an exceptional value.

One of the biggest misconceptions about Costa Rica real estate is that owning beachfront property always requires a multi-million-dollar budget. While many beachfront homes command premium prices, there are still opportunities to acquire titled beachfront real estate at fair market value with the right strategy and local expertise.

An important distinction that many international buyers don’t know is that less than 10% of Costa Rica’s coastline is titled. The majority falls within the Maritime Zone under concession rights, which involves additional regulations and limitations on ownership, financing, development, and long-term use.

Helping clients identify fairly priced titled beachfront properties is one of our areas of expertise. We focus on uncovering value, negotiating effectively, and ensuring our clients make informed investment decisions rather than simply paying the highest asking price.

Congratulations to our client, and thank you for trusting us throughout the process. It’s always rewarding to help turn a long-term goal into reality.

If you’re considering purchasing beachfront property in Costa Rica and would like to understand the differences between titled and concession properties or simply want to explore opportunities that offer strong value, I’d be happy to help.

Evelyn Bulakar/ Justin Nielsen
Realtor | Keller Williams Costa Rica
📱 +506 7014 7983

20/07/2026

🌿 COUNTRYSIDE ESTATE WITH AN ACTIVE MANGO FARM FOR SALE IN COSTA RICA 🥭🏡

Looking for a Costa Rica lifestyle property with privacy, income potential, and room to grow?

Welcome to this beautiful 9.14-acre countryside estate in Turrubares, featuring a charming multi-level chalet, an independent guest apartment, and a producing mango farm.

✨ Property Highlights
🏡 3-bedroom chalet with 4 bathrooms
🏠 Detached guest apartment with garage
🥭 Producing mango plantation generating seasonal income
🌱 Expansion potential for agriculture, agritourism, or a private family estate
⚡ ASADA water & electricity connected

📍 Located just 8 minutes from downtown Turrubares, you’ll enjoy peaceful country living while staying less than an hour from the beautiful beaches of Costa Rica’s Central Pacific coast, San José, and Juan Santamaría International Airport (SJO).

Whether you’re searching for a Costa Rica farm for sale, a country home with acreage, or an investment property with income potential, this estate offers a rare combination of lifestyle, productivity, and long-term value.

💲 Offered at $445,000 USD

📩 DM for more information or to schedule your private or virtual tour.

Evelyn Bulakar
Realtor | Keller Williams Costa Rica
📞 +506 7014-7983

Dirección

San Ramón
20201

Teléfono

+50688091747

Página web

https://costaricarealestate.kw.com/

Notificaciones

Sé el primero en enterarse y déjanos enviarle un correo electrónico cuando Costa Investing Real Estate publique noticias y promociones. Su dirección de correo electrónico no se utilizará para ningún otro fin, y puede darse de baja en cualquier momento.