17/06/2026
Do I need to be a resident to buy a property in Spain?
No. Non-residents can also purchase property and obtain mortgage financing in Spain.
How much money do I need to contribute?
Typically, you will need to provide 30%–40% of the purchase price, plus additional funds to cover purchase costs and taxes.
Do I need a NIE (Foreigner Identification Number)?
Yes. A NIE (Número de Identificación de Extranjero) is required to purchase a property in Spain.
Can I apply for a mortgage from my home country?
Yes. Many Spanish banks allow a large part of the mortgage application process to be completed remotely before you travel to Spain.
If you need more information about mortgages or buying a property in Spain, please do not hesitate to contact our sales team at [email protected]