14/06/2026
The price you see is not the price you pay.
When buying property in Spain, the advertised price is only the starting point.
Your total budget depends on whether you are buying:
🏗️ New Build
Usually subject to 10% VAT, plus stamp duty / AJD.
In Andalucía, AJD is generally around 1.2%.
🏡 Resale Property
VAT does not apply.
Instead, buyers pay transfer tax / ITP, which depends on the region.
In Andalucía, the general ITP rate is currently 7%.
Then come the extras:
Legal fees, notary, registry, valuation, mortgage-related costs, utilities, insurance, furniture, and setup.
Before reserving, make sure you understand the full purchase budget — not just the listing price.
At Alta Moderna, we help international buyers compare opportunities across Costa del Sol with clarity before they move forward.
Thinking about buying in Marbella, Estepona, Fuengirola, Mijas, Benahavís or Málaga?
Send us a message and we’ll help you understand the real numbers.