Property Debt NI

29/01/2025

Negative equity can feel overwhelming, but you’re not alone in navigating these turbulent waters. By assessing your property's market value and considering your options, you can make informed decisions that lead to lasting financial stability. Strategic improvements can also play a crucial role in enhancing your property’s value. Remember, understanding your situation is the first step towards turning challenges into opportunities for growth. Seek professional guidance to explore the best path forward.

27/01/2025

Persistence can lead to remarkable outcomes, as we recently demonstrated by securing a 77% reduction of our client's negative equity debt. This achievement not only alleviates a heavy burden but also paves the way for a debt-free retirement. If you find yourself struggling with property debt, know that relief is possible. We’re ready to help you navigate your path to financial freedom. Reach out to us today for guidance.

23/01/2025

Staff will be working from home tomorrow due to the weather warning.

23/01/2025

⭐️⭐️⭐️⭐️⭐️ Another negative equity case settled and one very happy Client!

If you are worried about your property value being less than the mortgage owed get in touch with us today on 028 9600 9621

19/12/2024

14/08/2024

Property Debt NI are proud Sponsors of Property Tribes a fantastic forum and information hub for Landlords and aspiring Property Investors https://www.propertytribes.com/

We’ve enjoyed a long standing relationship with Vanessa and Nick, founders of PropertyTribes, and welcome enquiries from their forum on managing property debt and negative equity.

We are delighted to have supported many patrons of PropertyTribes navigate their property portfolios.

Heather & Natasha, Directors

Property Debt NI, supporting Landlords in UK and Ireland

To reset your password just enter the email address you registered with and we'll send you a link to access a new password.

14/08/2024

It's no secret getting a testmonial from a Client can make your day...We are always overwhelmed each time a Client takes the time share with us just what it has meant to them to find a resolution to their property debt.

While there are people strugging with property debt we will continue to provide accessible and affordable solutions.

Get in touch today if you have any questions about our services.

Property Debt NI is a trading name of HN Consultants LTD we are authorised and regulated by the Financial Conduct Authority to provide debt counselling and debt adjusting services in relation to mortgage contracts.

Call us on 028 96 009621 or 0333 772 1321

22/07/2024

Can you actually believe it...5 years ago today we started HN Consultants Ltd! After many years working in banking, insolvency and property debt we started our very own Company and achieved FCA regulation. Since then have worked with landlords all over NI and the UK mainland to resolve their property debt issues.

As testimony of our success, our Team have relocated to shiny new offices at 43 University Street, Belfast in the past few weeks. We must say we are loving the University area vibe with lots of great food and coffee shops on our doorstep we are spoiling ourselves!

A birthday treat might be in order!

If you would like to come in for a chat to discuss your property issues get in touch today.

07/08/2023

Homeowners and Landlords INTEREST RATE RISES

Have you been effected by the latest interest rate rises?

Following the Bank of England's decision to raise the current bank rate to 5.25% thousands of property owners will struggle to meet their monthly mortgage commitments. Anyone with a variable interest rate on a loan or credit card will also see repayments increase.

As shown below we can see how interest rates have performed since 2000. With rates rapidly rising and likely to reach the levels we saw in 2008 we are braced to expect a drop in property prices.

If you are concerned and would like advice please contact us at www.propertydebtni.co.uk or call us on 028 96009621.

22/06/2023

13th consecutive hike for interest rates as they are increased from 4.5% to 5%!

The last time the Bank of England base rate was 5% or higher was back in 2008.

Mortgage holders not in a fixed rate will have to pay more.

Making interest rates higher is an attempt to lower inflation.

If you are behind in your mortgage payments and are concerned about losing your home, get in touch to see how we could help.

Call us on 028 9600 9621 or 0333 772 1321.

12/06/2023

As estimated by Cebr mortgage refixers in Northern Ireland will see increased mortgage costs of £126 million!
Throughout the UK property owners will be paying approx £9 billion more on in mortgage interest payments in 2023 / 2024.
Many households will be impacted by this and finances will be substantially strained.

For more info see below article.

If you have mortgage arrears or your interest only mortgage is expiring, give us a call to find out how we can help. Call us on 028 9600 9621 or 0333 772 1321.

London and south east England are expected to see the steepest rise in aggregate cost for homeowners re-fixing their mortgages.

05/06/2023

Do you have mortgage arrears?
Getting telephone calls from your mortgage provider?
Threat of legal action?
Worried about losing your home/property?
Facing repossession ?

If you have answered yes to any of these questions, call us on 028 9600 9621 or 0333 772 1321 to find out how we can help.