18/09/2026
🏡 BANK OF ENGLAND HOLDS BASE RATE AT 3.75%
The latest interest rate decision is in, with the Bank of England voting to keep the Base Rate at 3.75%.
So, what does that mean if you’re thinking about your next property move?
For those on tracker mortgages, there’s no Base Rate change to feed through from this decision. But if you’re buying, selling, moving home or coming to the end of a mortgage deal, it’s still worth keeping a close eye on the wider mortgage market — fixed mortgage rates are influenced by more than the Base Rate alone.
Inflation has also risen to 3.1%, with higher and more volatile energy prices continuing to influence the outlook. The Bank’s next interest-rate decision is due on 5 November.
If you’ve been holding off making a move while waiting to see what happens with interest rates, it may be a good time to start exploring your options rather than trying to predict exactly what happens next.
Thinking of buying, selling, letting or investing? Get in touch with the Dunedin team. 💙💗
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