30/04/2026
Bank of England Holds Base Rate at 3.75%
The Bank of England has today kept the base rate at 3.75%, meaning no immediate change for borrowers or savers, for now.
So, what does this mean for you? 👇
🏡 Homeowners / Buyers
Mortgage rates are expected to remain relatively stable in the short term. If you’re on a tracker, your payments won’t change. If you’re on a fixed deal, now could be a good time to review your options ahead of any future changes.
📈 Sellers
Buyer demand is still there, and with rates holding steady, confidence in the market continues to grow.
🏠 Landlords
If you’re on a variable rate, payments stay the same for now. It may still be worth reviewing your mortgage to ensure you’re on the most competitive deal.
While rates haven’t dropped yet, many expect cuts later in the year if inflation continues to ease.
📩 Want to understand what this means for you? Get in touch we’re happy to talk it through.