Matt Moon - Mortgage Adviser

Matt Moon - Mortgage Adviser 7+ years in mortgage advice, with experience from the most straightforward cases to every kind of weird and wonderful.

First Time Buyers | Credit Issues | Self Employed | Buy-To-Let | Bridging | Commercial

17/09/2026

The Bank of England has announced that the base rate will remain at 3.75%.

If your fixed rate is not due to end within the next 6 months, this change won’t affect you until your fixed period comes to an end.

However, if your current rate is due to end within the next 6 months, it’s important to get in touch with a member of the team as soon as possible.

If you’d like to discuss your options, simply contact the team using any of the methods below👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Source: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be agreed with you before proceeding.

16/09/2026

Trying to keep on top of several monthly payments?

If you are juggling multiple payments each month, you are not alone. With household bills and interest rates still unpredictable, many homeowners are looking for ways to simplify their finances.

Bringing your debts together into one manageable payment could help you regain control and make things easier to manage.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/mortgages/bad-credit-mortgages/debt-consolidation/

Your home may be repossessed if you do not keep up repayments on your mortgage.

DID YOU KNOW YOUR PROPERTY VALUATION CAN AFFECT YOUR MORTGAGE? 🏡📉📈A property valuation plays a key role in the mortgage ...
14/09/2026

DID YOU KNOW YOUR PROPERTY VALUATION CAN AFFECT YOUR MORTGAGE? 🏡📉📈

A property valuation plays a key role in the mortgage process. It can influence how much you can borrow, the rates available to you, and even whether a lender will proceed.

Whether you are buying or remortgaging, an accurate valuation is essential to securing the most suitable deal for your situation.

Understanding how this works can help you avoid surprises and plan with confidence.
If you have questions or want to know how this could impact your options, we are here to help. 💬

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

09/09/2026

PROTECTING THEIR TOMORROW STARTS TODAY.

Life insurance is about more than financial protection.

It is about knowing that the people you love could have support if the unexpected happens.

Sometimes, the most important things we do for our family are the things they never have to think about.

If you have a mortgage or loved ones who depend on you, do you have the right protection in place?

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/protection/life-insurance/

Please note for these insurance products, terms and conditions apply.

STRUGGLING WITH YOUR CREDIT HISTORY? YOU STILL HAVE OPTIONS. 🔍🏡 Having less than perfect credit does not mean you cannot...
07/09/2026

STRUGGLING WITH YOUR CREDIT HISTORY? YOU STILL HAVE OPTIONS. 🔍🏡

Having less than perfect credit does not mean you cannot get a mortgage.

There are specialist lenders who understand different circumstances, and with the right guidance, you may still be able to secure a suitable deal.

Rates and fees can vary, but our experienced team will help you navigate the options and find the most appropriate solution for your situation.

If you would like support exploring your options, we are here to help.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/mortgages/bad-credit-mortgages/low-credit-score/

Your home may be repossessed if you do not keep up repayments on your mortgage.

IS YOUR FIXED RATE MORTGAGE COMING TO AN END?If your current deal is nearing its end, now is the time to start reviewing...
01/09/2026

IS YOUR FIXED RATE MORTGAGE COMING TO AN END?

If your current deal is nearing its end, now is the time to start reviewing your options.

Waiting too long could mean moving onto a variable rate, where payments can become less predictable and potentially more expensive.

By exploring your remortgage options early, you can secure a deal that better suits your current circumstances and future plans.

If you are unsure where to start, we are here to guide you through your options with clarity and confidence.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

BUILDING A PROPERTY PROJECT? START WITH THE RIGHT FUNDING 🏗️Every successful development starts with the right financial...
27/08/2026

BUILDING A PROPERTY PROJECT? START WITH THE RIGHT FUNDING 🏗️

Every successful development starts with the right financial structure in place.

Whether you are planning a new build, conversion, or major refurbishment, securing the right finance early can make the difference between a smooth project and costly delays.

At Mortgage Experience, we work with developers to arrange tailored funding solutions that align with your project goals, from land purchase through to completion and beyond.

💡 We can help you with:
• Structuring your finance to suit your project
• Managing cash flow throughout the build
• Planning your exit or refinancing strategy

With access to a wide range of lenders and specialist products, we help you move forward with clarity and confidence.

Get in touch to discuss your next development opportunity.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/commercial/property-development/

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

19/08/2026

Buy-to-let is not shrinking in 2026, but it is definitely evolving.
Landlords are continuing to stay active in the market, however higher borrowing costs and tighter affordability checks are changing how portfolios are structured and refinanced.
We are seeing more landlords taking a long-term strategic approach, focusing on sustainable rental yields, stress testing, and planning refinance points earlier to protect cash flow.
At Mortgage Experience, we support landlords in reviewing their portfolios, understanding lender criteria changes, and structuring finance in a way that supports long term performance rather than short term pressure.
If you are a landlord, now is a good time to review your current mortgage position before your next refinance point.
Get in touch today to discuss your next property move:

📞 01257 226654
✉️ [email protected]
🌐 https://www.mortgage-experience.com/contact-us

Your property may be repossessed if you do not keep up repayments on your mortgage. Most Buy-To-Let Mortgages are not regulated by the Financial Conduct Authority.

THE QUESTION MOST PEOPLE AVOID. ⚠️Life insurance is one of those things people know they should sort.But it often gets p...
17/08/2026

THE QUESTION MOST PEOPLE AVOID. ⚠️

Life insurance is one of those things people know they should sort.

But it often gets pushed down the list.

Until it is too late.

The reality is simple.

If something were to happen, would your family be financially protected?

Life insurance is not just about policies.

It is about peace of mind and protecting the people who matter most. ❤️

It can be more affordable than most people think.

If you are not sure what cover you have, or if it is enough, it is worth reviewing.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

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4 East Terrace Business Park, Euxton Lane
Euxton
PR76TB

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