20/09/2026
What Does Exeter’s Mortgage Map Tell Us About Who Might Move Next? 🤷♂️🤔🏡
This map shows the percentage of households across Exeter where the homeowner still has a mortgage. It does not include homeowners who own their property outright, so it gives us a very different picture of the local owner occupied market.
In broad terms, many of these homeowners will be in their late twenties through to their early fifties. They are often in the busiest moving years of their lives, upsizing, downsizing, changing jobs, growing families or simply looking for something different. Some will be first-time buyers, while others may already have moved several times.
What is particularly interesting is that mortgages do not simply disappear at retirement. Around one in twenty homeowners over retirement age still have a mortgage, adding another layer to the picture.
The really fascinating part is how much the pattern can vary across Exeter. Some neighbourhoods have a much higher concentration of homeowners still paying a mortgage than others. So, the question is not simply where people own homes in Exeter
It is this… which part of Exeter could contain the greatest concentration of tomorrow’s home movers?
