18/06/2026
I’ve been seeing a lot of deal breakdowns online recently…
Purchase price ✅
Stamp duty ✅
Legal fees ✅
Refurb costs ✅
But one big cost is missing.
**Finance.**
And it’s not a small line item.
In some cases, it can be 10–15%+ of the deal.
That’s the difference between profit… and no deal at all.
Bridging costs.
Arrangement fees.
Exit fees.
Interest roll-ups.
Ignore these, and the numbers lie.
The deal looks great on paper… until it isn’t.
The investors who last in this game don’t just look at headline figures.
They understand the true cost of doing the deal.
Because if you don’t account for finance properly…
You’re not analysing a deal.
You’re guessing.