Adam Tosh - Mortgage Adviser

Adam Tosh - Mortgage Adviser Finding the right Mortgage for you! I have over 30 years' experience working within High Street Banks, I looked back, and thought what did I enjoy the most?

The simple answer was meeting people and helping them financially. The most memorable and rewarding interactions was supporting customers with mortgage and protection needs, helping people achieve their property dreams, helping structure debts appropriately and ensuring the right protection is in place for themselves and their family. I am delighted to return to a role where I can support customers directly, as a Mortgage and Protection Adviser. At Mortgage Experience, I can help source and place more solutions from a wider range of mortgage lenders and life providers. I can advise and find solutions for many circumstances, you could be a home-mover, first time buyer, your fixed rate deal is ending. We help many self-employed clients and other employment circumstances. We also support a variety of financial circumstances including low credit score, missed payments, CCJs/Bad Credit, specialist situations. Helping you to find the right financial solutions with ease, professional guidance and support is my absolute mission. I look forward to helping you. Areas of expertise:

As a whole of market mortgage & protection adviser I provide advice to my clients on all mortgage and remortgage requirements, however I do also specialise in the following areas:

• Home Movers
• Remortgages
• Rate Renewals
• First time Buyers
• Buy to Let
• Self-employed
• Bad Credit

☀️ Summer is winding down and Christmas will be here before we know it.If moving home is on your mind, now could be a go...
24/09/2026

☀️ Summer is winding down and Christmas will be here before we know it.

If moving home is on your mind, now could be a good time to start exploring your mortgage options.

Getting things in place early can give you a clearer idea of what you could afford, what your options are and how much time you have to find the right home.

So, if you’d love to be settling into a new home before Christmas, why not start the conversation now?

📞 07792 978938
✉️ [email protected]

Adam Tosh - Mortgage Adviser

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

17/09/2026

The Bank of England has announced that the base rate will remain at 3.75%.

If your fixed rate is not due to end within the next 6 months, this change won’t affect you until your fixed period comes to an end.

However, if your current rate is due to end within the next 6 months, it’s important to get in touch with a member of the team as soon as possible.

If you’d like to discuss your options, simply contact the team using any of the methods below👇

📞 07792 978938
📧 [email protected]

Source: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be agreed with you before proceeding.

16/09/2026

Trying to keep on top of several monthly payments?

If you are juggling multiple payments each month, you are not alone. With household bills and interest rates still unpredictable, many homeowners are looking for ways to simplify their finances.

Bringing your debts together into one manageable payment could help you regain control and make things easier to manage.

📞 07792 978938
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

It’s been an interesting couple of weeks in the mortgage world! I’ve been taking a lot of calls recently from people nav...
15/09/2026

It’s been an interesting couple of weeks in the mortgage world!

I’ve been taking a lot of calls recently from people navigating some big shifts:

​Renters facing landlord sales and looking to buy their first home.

​Tenants noticing a change where monthly rent is now comparable to a mortgage payment!

​Buyers with previous credit issues assuming they can't get approved.

​Clients with low deposits looking for viable routes onto the ladder.

​Homeowners with fixed rates expiring seeking the best remortgage options.

​Whether you're planning ahead, looking for advice, or ready to apply now, Mortgage Experience Ltd is here to guide you through the process and find the right mortgage for your circumstances.

[email protected]
07792 978938

DID YOU KNOW YOUR PROPERTY VALUATION CAN AFFECT YOUR MORTGAGE? 🏡📉📈A property valuation plays a key role in the mortgage ...
14/09/2026

DID YOU KNOW YOUR PROPERTY VALUATION CAN AFFECT YOUR MORTGAGE? 🏡📉📈

A property valuation plays a key role in the mortgage process. It can influence how much you can borrow, the rates available to you, and even whether a lender will proceed.

Whether you are buying or remortgaging, an accurate valuation is essential to securing the most suitable deal for your situation.

Understanding how this works can help you avoid surprises and plan with confidence.
If you have questions or want to know how this could impact your options, we are here to help. 💬

📞 07792 978938
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

09/09/2026

PROTECTING THEIR TOMORROW STARTS TODAY.

Life insurance is about more than financial protection.

It is about knowing that the people you love could have support if the unexpected happens.

Sometimes, the most important things we do for our family are the things they never have to think about.

If you have a mortgage or loved ones who depend on you, do you have the right protection in place?

📞 07792 978938
📧[email protected]
💻 https://www.mortgage-experience.com/protection/life-insurance/

Please note for these insurance products, terms and conditions apply.

STRUGGLING WITH YOUR CREDIT HISTORY? YOU STILL HAVE OPTIONS. 🔍🏡 Having less than perfect credit does not mean you cannot...
07/09/2026

STRUGGLING WITH YOUR CREDIT HISTORY? YOU STILL HAVE OPTIONS. 🔍🏡

Having less than perfect credit does not mean you cannot get a mortgage.

There are specialist lenders who understand different circumstances, and with the right guidance, you may still be able to secure a suitable deal.

Rates and fees can vary, but our experienced team will help you navigate the options and find the most appropriate solution for your situation.

If you would like support exploring your options, we are here to help.

📞 07792 978938
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

IS YOUR FIXED RATE MORTGAGE COMING TO AN END?If your current deal is nearing its end, now is the time to start reviewing...
01/09/2026

IS YOUR FIXED RATE MORTGAGE COMING TO AN END?

If your current deal is nearing its end, now is the time to start reviewing your options.

Waiting too long could mean moving onto a variable rate, where payments can become less predictable and potentially more expensive.

By exploring your remortgage options early, you can secure a deal that better suits your current circumstances and future plans.

If you are unsure where to start, we are here to guide you through your options with clarity and confidence.

📞 07792 978938
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

🏠 Busy week helping clients secure their homes & financial future!​Here’s a quick look at what I’ve been working on this...
28/08/2026

🏠 Busy week helping clients secure their homes & financial future!

​Here’s a quick look at what I’ve been working on this week:

✅ Secured mortgages for First-Time Buyers taking their first steps onto the property ladder 🔑

✅ Found tailored solutions for clients with historic credit issues 📊

✅ Locked in new mortgage deals for homeowners facing expiring fixed rates ⏱️

​No matter your situation, I’m here to help navigate the mortgage market and find the right deal for you.

​📩 Got a mortgage question or coming to the end of your rate? Drop me a message or get in touch today—I'm happy to help!

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OL102PD

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