Emma Mortgages

Emma Mortgages 🏡 Mortgage & Protection Advisors
Our Expertise is Mortgages. Our Job is getting You the House 🤎
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Thinking about moving home? 🏡Before you get lost scrolling through property listings, it can be useful to understand you...
18/09/2026

Thinking about moving home? 🏡

Before you get lost scrolling through property listings, it can be useful to understand your mortgage options and what your budget might look like.

That way, when the right property comes along, you'll have a better idea of where you stand.

Thinking about making a move?

📲 Message us “MOVE” and let's have a chat.



Your home may be repossessed if you do not keep up repayments on your mortgage.

PAYE, self-employed, contractor or CIS? 👀Your income and circumstances can affect how a mortgage application is assessed...
16/09/2026

PAYE, self-employed, contractor or CIS? 👀

Your income and circumstances can affect how a mortgage application is assessed, and different lenders may have different criteria.

So, which one are you? 👇

PAYE / SELF-EMPLOYED / CONTRACTOR / CIS

Follow us for more simple mortgage tips and information.



Your home may be repossessed if you do not keep up repayments on your mortgage.

“Can I get a mortgage if…?” 🤔🏡It's a question we hear in lots of different forms.Self-employed?CIS?Recently changed jobs...
14/09/2026

“Can I get a mortgage if…?” 🤔🏡

It's a question we hear in lots of different forms.

Self-employed?
CIS?
Recently changed jobs?
Have existing credit?
Working with a smaller deposit?

Everyone's circumstances are different, and mortgage criteria can vary between lenders.

📲 If you've got a mortgage question, send us a message — we'd love to hear it.



Your home may be repossessed if you do not keep up repayments on your mortgage

Buying your first home? 🏡🔑There can be a LOT to think about, so here's a simple starting point:💷 Understand your budget🏦...
11/09/2026

Buying your first home? 🏡🔑

There can be a LOT to think about, so here's a simple starting point:

💷 Understand your budget
🏦 Explore your mortgage options
💰 Work out your deposit
📄 Consider an Agreement in Principle
🏡 Then start your property search

Don't feel like you need to have everything figured out straight away.

Follow us for more simple mortgage tips and advice.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Repayment or interest-only — what's the difference? 🤔🏡If you've ever wondered why someone might choose one over the othe...
09/09/2026

Repayment or interest-only — what's the difference? 🤔🏡

If you've ever wondered why someone might choose one over the other, save this post for later.

There are important differences between the two, and the right option will depend on your individual circumstances and the lender's criteria.

Have a question? 👇

📲 Send us a message and we'll be happy to have a chat.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Paid through CIS and thinking about getting a mortgage? 👷🏡You might be wondering how your income could be assessed when ...
07/09/2026

Paid through CIS and thinking about getting a mortgage? 👷🏡

You might be wondering how your income could be assessed when applying for a mortgage.

Different lenders can have different criteria, which is why understanding your options can be really useful.

📲 Message us “CIS” if you'd like to discuss your circumstances.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Self-employed and thinking about getting a mortgage? 🏡Being self-employed doesn't necessarily mean you can't get a mortg...
04/09/2026

Self-employed and thinking about getting a mortgage? 🏡

Being self-employed doesn't necessarily mean you can't get a mortgage. Lenders can assess different types of income depending on your circumstances.

Whether you're a sole trader, director of a limited company or contractor, it's worth understanding what options may be available to you.

📲 Message us “SELF EMPLOYED” if you'd like to have a chat about your options.



Your home may be repossessed if you do not keep up repayments on your mortgage.

27/05/2026

As mortgage brokers we always recommend check my file as it gives you all 3 credit reports in 1 easy to read report.

Dont let credit issues stop you from getting on the property ladder, speak to a broker and get some advice 🏡🤎🫶

22/05/2026

Buying your first home? Here’s a simple checklist to get you started 🏡

✔ Check your credit score
✔ Save for your deposit
✔ Understand your budget
✔ Get an Agreement in Principle
✔ Start your property search

It can feel like a lot, but taking it step by step makes it much more manageable.

📲 Message us “FIRST” if you’d like help getting started

18/05/2026

A little behind the scenes of what goes into a mortgage 👀

There’s a lot more than people realise — from checking details to supporting clients every step of the way.

Buying a home can feel overwhelming, but having the right support makes all the difference.

📲 Message us “HOME” if you’d like help getting started

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Kenilworth

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