Boom Bust Insider

04/06/2025

Sir John Cowperthwaite, ( under Governors Black and Trench) - as Financial Secretary of Hong Kong in the 1960s, implemented low-tax, free-market policies.

He reduced tariffs, resisted government intervention, and maintained a simple, low-rate tax system.

Top rate 15%.
Many paid 10% or less.

The result was remarkable economic growth and rising government revenues.

Yes - more tax revenues. Nobody felt the need to avoid the low (fair) taxes.

Lower tax rates can expand the tax base and increase total revenue.

But Rachel (reportedly) worked at the Bank of England - so of course - she must know what she’s doing - right ?!!!

🇬🇧 The UK hiked capital gains tax to boost revenues. Instead? Receipts dropped by 10%. Why? Because the wealthy didn’t stick around to pay them. High-net-worth individuals are relocating, restructuring, and rethinking their tax exposure. And this is a textbook example of the Laffer Curve in ...

03/06/2025

Still rising.

UK.
USA.
Australia
Dubai
Korea
Philippines
India
S Africa

All seeing gains in property prices.

Against a backdrop of global tensions and uncertainty.

Should we get lower taxes and interest rates in the US, and the narrative gradually morphs to one of confidence, then these gains will only go further skywards.

Until the turn. Remember it will turn. When it’s time.

House prices rose much more than expected in May and are now back to within a whisker of the record high reached three years ago, with April’s decline looking increasingly like a blip. Prices increased by 0.5 per cent on average last month, according to the latest data from Nationwide, Britain’s...

29/05/2025

From Dragons Den - to the Billion Dollar Optometrist

It was great to catch up with Dr. Imran Hakim again at a recent conference.

Some might recall his pitch on the Dragons Den (UK) where he successfully landed investment for his iTeddy idea despite Mr Bannatyne’s disdain for his invention.

Imran is not an everyday Optometrist - he’s a clinician entrepreneur who has executed with amazing success - awarded a doctorate for Enterprise and Innovation by the University of Manchester.

Now, being valued circa 1 Billion USD, his independent optometry group is going from strength to strength and expanding into the USA and beyond.

And just as I wrote this post today, Imran happened to message to let me know of a succesful capital raise through ICG which will help fuel Hakim Group’s growth to the next level.

All this against a backdrop of the big optometry corporates who have been eating the independent optometrists’ lunch for decades.

Imran is proof that there’s power in partnerships. There’s power in focus.

Something he’s mastered and trailblazed in the Optometry space with astonishing success.

Talk about having an eye for success.

Ophthalmology entrepreneurs- take note.

There’s a model waiting to be replicated.

27/05/2025

📉 Rent Seeking – that’s 'Economic Rent' seeking.

Precisely what the 18 Year Boom and Bust Cycle predicts – at this phase in the cycle: the 'WINNER'S CURSE' phase.

🏗️ Mega deals – mega projects – mega profits (projected).

Look around you – in your city/state/country.
There are likely to be a multitude of big real estate/land development projects being agreed, or already signed off (by planners) and begun.

🕰️ The timing is not accidental.

⚠️ What comes next is not accidental too.

It is the 'Power In The Land' – the apt title of the Fred Harrison book – that leads to the Boom & Bust cycle.

📉 The land speculation bubble that is happening – WILL be followed by a destructive 'credit-led land BUST'.

❓ The only question is 'when'?

Every investor/business owner/homeowner should be aware, and understand the mother of all economic cycles – the 18 Year Land Cycle – whilst there is still time to get positioned correctly.

🏠 Your home, your business – or that of your family's – may be at risk if the cycle repeats just as it has for over 220 years in the USA and over 300 years in the UK.

The 'mega exit' you're planning for your business – will be a heck of a lot more difficult AFTER the turn.

💼 Those businesses flush with cash proposing to take up commercial spaces – may simply not be around – or afford to move in / stay.
The queues of buyer for the new homes, will quickly disappear when the banks contract credit - suddenly.

🤖 So when they tell you “this time it is different because of blockchain or because of A.I.” – remember they told a similar storyline in 2007.

And you know what came next.

Don't let it catch you out - like it will the vast majority of people - who simply will not see it coming.

🧠 If you want to remove the guesswork and fast-track your knowledge, let's connect.

💡 We show investors, business owners & homeowners how, why, and WHEN the Boom & Bust turns.

This is your 'edge'. Understand it. Use it.

San Francisco is learning from Jerry Jones! A $1,500,000,000 mixed-use complex was just announced on a 28-acre plot of land just south of Oracle Park, home of the San Francisco Giants. The Giants are bringing 1,200 rental units, 1,400,000 SF of office space, and 200,000 SF of retail space. For the C...

27/05/2025

The Gulf is leading the way or is at the forefront in many ways.

Including the real estate cycle.

Tokenisation is likely to take land (real estate) prices even higher.

When the global downturn does eventually arrive (and it certainly WILL), the fallout will make the 2008-2010 crash in Dubai look like a tea party.

But first - must come the frenzy.

IF real estate tokenisation goes into full swing this next 12-18 months, I’m expecting fireworks.

🚨 WHILE WALL STREET SLEEPS… FUTURE IS BEING BUILT IN DUBAI, DOHA & RIYADH. 𝗤𝗮𝘁𝗮𝗿 𝗷𝘂𝘀𝘁 𝗮𝗻𝗻𝗼𝘂𝗻𝗰𝗲𝗱 𝗶𝘁 𝘄𝗶𝗹𝗹 𝘁𝗼𝗸𝗲𝗻𝗶𝘇𝗲 $500𝗠+ 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝘁𝗼𝘄𝗲𝗿𝘀, 𝗮...

21/05/2025

Still think history doesn’t repeat ? It was only a matter of time. 100% mortgages are back.

As is the peak of the real estate cycle before the turn.

It has happened before - it WILL happen again.

Global Financial Crisis 2.0 is brewing. It’s a matter of when, not if.

To get the timing - there’s only 1 way.

‘Understand the Land’

Homebuyers will be able to get a 100 per cent mortgage tomorrow, in one of the first deals of its kind since the financial crisis. April Mortgages is releasing the deal, which will require borrowers to fix their interest rate — starting at 5.99 per cent — for 10 or 15 years. The mortgage will be...

20/05/2025

Loosening credit.

Banks seeking to lend more.

What comes next?

Watch the banks compete.

For YOUR business.

Credit card offers
Mortgages
Loans
Equity release

Your bank wants to keep your business. And will probably be making overtures to entice you to borrow some more.

ESPECIALLY- if the debt is secured against LAND.

The credit bubble is expanding.

20/05/2025

Some guests bring wine. Others bring stories. Prof. Hiten Patel MD,PhD brought 10 thousand years of wisdom—and his amazing smile.

It was a true privilege to host my friend of over 20 years - Professor Hiten Patel—retired Professor of Urology, pioneering surgeon, scholar, philosopher, and perhaps the only man alive who can reference Vedic texts, quantum biology, and robotic prostate surgery in the same sentence… seamlessly.

Hiten’s surgical résumé spans continents and decades: robotic and laparoscopic innovation, academic appointments from London to Norway, and over 300 publications.

But here’s the truth: none of that quite captures him.

He doesn’t just know medicine.

He understands healing—deeply, intuitively, spiritually.

His insights are steeped in ancient traditions that long predate modern medicine… and have in some instances outperformed it.

Conversations with Hiten are like transmissions from a timeless archive - powerful information that simply cannot be gleaned from Google or ChatGPT.

And then there’s his generosity.

This is a man who has funded a charitable hospital in India, not to post it on Instagram—but because service is part of his DNA.

He raised funds for the hospital, paid for his own travel, and performed life saving surgery there (for free) several times a year.

He listens deeply, gives freely, and offers his wisdom without ego or time limit.

He really does have the ability to ‘see around corners’ - a sixth sense and vision that few ever develop.

By the time he left, our home was lighter, my mind fuller, and my tea cupboard full of Darjeeling’s finest thanks to his amazing wife Dr Venita Patel who also cooks a mean Okra sabji!!

Hiten Patel is a rare blend:

A healer with humour.
A scientist with heart and soul.
A professor of surgery who could teach DaVinvi robotic surgical skills and stillness (but probably wouldn’t take credit for it)

Hiten, thank you for your presence, your brilliance, and for reminding us all that true greatness whispers rather than shouts.

12/05/2025

Loosening credit.

Banks seeking to lend more.

What comes next?

Watch the banks compete.

For YOUR business.

Credit card offers
Mortgages
Loans
Equity release

Your bank wants to keep your business. And will probably be making overtures to entice you to borrow some more.

ESPECIALLY- if the debt is secured against LAND.

The credit bubble is expanding.

Scrapping affordability checks for remortgagers will provide access to better deals and increase buyers' spending power.

12/05/2025

Trump Tower - Dubai.

Note the completion date.

This is the ‘Cantillon Effect’ - in action - in real time.

Look up other ‘tallest/biggest/longest in the country/world’ projects and look at their completion dates.

They are pointing to the time frames ALL investors need to understand.

The 18 Year Real Estate and Banking Cycle - if full flow.

DM me if you’re interested in learning how to understand what comes next, and when.

‘Challenge everything. Stop at nothing.” It’s not the slogan for a perfume or a pair of trainers but the tagline for the latest Trump Tower in the Middle East. Plans for the new 80-storey Trump International Hotel and Tower with private residences in Dubai were unveiled last week. It is the th...

12/05/2025

Is this what the Trump administration wanted all along?

Will the ‘Tough Tarrif Talk’ fade as trade deals are agreed with major trading partners?

The markets certainly let the politicians know what they thought of the trade tarrifs. The Trump administration must be acutely aware of that message.

Major indices have been climbing back upwards since the start of April.

Will we see more chop and sideways action into the latter half of this year ?

Or will the markets take most by surprise and rally in Q3 and 4 into all time highs?

Interesting and potentially pivotal weeks ahead into May and June.

President Trump called it a “great deal for both countries”, while Sir Keir Starmer said it was “a significant step in the right direction”. In reality, it was a limited deal necessitated on the UK side by the urgent needs of the car industry. Starmer has made concessions to Trump’s agricu...

12/05/2025

Is this what the Trump administration wanted all along?

Will the ‘Tough Tarrif Talk’ fade as trade deals are agreed with major trading partners?

The markets certainly let the politicians know what they thought of the trade tarrifs. The Trump administration must be acutely aware of that message.

Major indices have been climbing back upwards since the start of April.

Will we see more chop and sideways action into the latter half of this year ?

Or will the markets take most by surprise and rally in Q3 and 4 into all time highs?

Interesting and potentially pivotal weeks ahead into May and June.

President Trump called it a “great deal for both countries”, while Sir Keir Starmer said it was “a significant step in the right direction”. In reality, it was a limited deal necessitated on the UK side by the urgent needs of the car industry. Starmer has made concessions to Trump’s agricu...