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KSEYE

Specialist Property Finance Provider To learn more about our products and services, please visit www.kseyecapital.co.uk or call 020 8909 0736.

KSEYE is a specialist lender based in London offering bespoke short-term bridging finance solutions to property investors in England and Wales. We provide bridging loans secured against residential buy-to-let, commercial, mixed-use and development real estate to assist with property purchase, refinance or refurbishment works. KSEYE has an 8-year lending history and has completed over £300m worth o

f bridging loans to date, with over £100m of loans currently under management. Backed by several institutional funding lines, the company is well-positioned to transform and facilitate the borrowing process to its clients and continue its growth trajectory into the future. Our core value is to adopt a ‘common-sense’ approach to underwriting to find a flexible solution which suits your unique circumstances. With all decisions being made in-house and a simple application process, you can expect an efficient service and draw down funds within 5 days of your initial enquiry. We are a dedicated team of professionals working to help you with your individual funding needs and to provide a service that you expect and deserve – flexible, approachable and transparent.

16/06/2026

Deal Spotlight: Auction Purchase Funding for Vacant Care Home 🔨

This completion highlights our flexible approach to secure a unique property asset under tight auction deadlines.

The Scenario:
The borrower was looking to quickly raise funds to purchase a vacant care home in New Maiden at auction. The security offered immense potential but came with complex future plans: a pending planning application for 36 residential units, alongside an alternative application lodged for an 80-bed residential care home. This deal perfectly showcases the versatility of the properties we can help provide finance for.

Why it worked:
⚡ Versatile Underwriting: Instead of shying away from multiple planning applications, we looked at the dual-potential of the site.

✅ Auction Speed: We moved quickly to provide the necessary funding, ensuring the borrower could confidently secure the acquisition within the auction window.

📈 Clear Exit Strategy: The loan will be repaid via development finance once the final plans for the site are formalised.

Deal Highlights:
💰 Loan: £1,072,500
📈 LTV: 65%
📉 Rate: 1.09%
🚪 Exit: Development finance

Do you have a client looking to secure an auction property or an asset with complex planning pending? Speak to us today and see how we can arrange finance for your unique property.
👉 www.kseye.co.uk/contact/

11/06/2026

Common Questions:

Why can’t I use a standard mortgage provider? 🏦

It is a question we hear often. Traditional mortgages are great for long-term borrowing, but they are rarely the right fit for the world of property investment and renovations.

Here is why a standard mortgage often falls short when you need to move quickly:

1. The Need for Speed ⚡
Standard mortgages can take months to approve and fund. If you are buying at auction or need to complete a deal quickly, you typically have weeks, not months. Bridging finance is designed to move fast, often completing in a few days.

2. Property Condition 🛠️
Traditional lenders generally require a property to be livable from day one. If a building lacks a working kitchen or bathroom or requires significant repair, a standard mortgage provider will likely turn it down. We focus on the property’s potential, not its current state.

3. Flexible Underwriting 📝
Mainstream banks rely on rigid, automated checklists. Bridging lenders like us look behind the deal and work with you to find a solution for complex cases that traditional lenders won't touch.

Why choose bridging with KSEYE?

✅ Speed: Terms in 2 hours and funding in as little as 5 days.

✅ Agility: Perfect for auction purchases where the 28-day completion deadline is non-negotiable.

✅ Versatility: We fund refurbishments, conversions, and unmortgageable properties that traditional banks won't touch.

Don't let a slow mortgage process stop your next deal. Speak to our team to get your finance in place for that next investment.

👉 kseye.co.uk/contact/

03/06/2026

Commercial bridging doesn't have to be difficult 🏬

Whether your clients are looking to acquire a standalone commercial asset or are planning a complex conversion project, our commercial bridging loans provide the fast, flexible capital required to secure the deal.

From warehouses and industrial units to office blocks and retail spaces, we look beyond the rigid criteria of traditional banks. We assess the asset's potential and your client’s exit strategy, providing funding that enables investors to move fast in a competitive market.

The Fast Facts:
⚡ Indicative terms: Within 2 hours
💰 Loan sizes: £150k - £50m
📈 LTV: Up to 70%
✅ Speed: Funding available in days, not months

Unlock the potential of commercial property with finance that works at your pace.

See how we can help:
👉 kseye.co.uk/commercial-bridging-loans/

02/06/2026

EPC Upgrades and Rental Tax: Future-Proofing Portfolios 🏠

The days of simply purchasing a property and letting it out with little work are now behind us. Today, property investors must balance the need for energy efficiency with ongoing changes to the rental tax system to protect rental yields.

In our latest blog, we explore how bridging loans can help your clients adapt their property investment strategy.

The Key Takeaways:

⚡ Managing EPC Regulations:
Properties failing to reach a C rating face the prospect of being unable to let to tenants. Upgrading wall insulation, glazing, and heating systems is now a requirement to prevent unmarketable assets.

📉 Linking Energy Efficiency to Tax:
Improving an EPC rating can provide access to green mortgage products with lower interest rates, helping to offset the tax burden of Section 24.

🤝 The Bridging Advantage:
While traditional banks may be hesitant to lend on properties below current energy standards, a bridging loan offers the flexible capital needed to secure a property and carry out refurbishments.

📈 Increasing Property Value:
Finished refurbishments lead to higher EPC ratings, making properties more attractive to lenders and tenants, often resulting in higher rents and fewer empty periods.

At KSEYE, we can help you move from owning an unrentable property to a high-performing one with ease.

Read the full blog here:
👉 kseye.co.uk/epc-upgrades-and-rental-tax-using-bridging-to-future-proof-portfolios/

26/05/2026

Get to know our BDMs: Meet Emmanuel 🤝

At KSEYE, we know that a deal is only as strong as the person helping you. That’s why we’re continuing our deep dive into the experts behind our lending. This month, we’re featuring Emmanuel Jatto, one of our dedicated Business Development Managers.

With over 7 years of experience at KSEYE and a CeMAP qualification, Emmanuel thrives on the variety of the bridging world, helping our brokers in North and West London. He understands that no two deals are the same and that in an industry where speed is a priority, accessibility is key.

Why you should work with Emmanuel:

✅ Hands-on Support: Emmanuel oversees your loans from the initial enquiry right through to completion, ensuring a smooth process throughout.

✅ Problem Solver: He specialises in helping brokers restructure complex cases to find a solution that works for the borrower.

✅ Always Accessible: Emmanuel prioritises being available to his brokers, spending his time on the road visiting firms or being at the end of the phone when an urgent need arises.

✅ Expert Guidance: With a deep understanding of KSEYE’s unique benefits, he ensures you and your clients are always getting the most out of our lending criteria.

Want to discuss your next deal with Emmanuel: Jatto

✉️ [email protected]
📱 07432 230 632
👉 kseye.co.uk/emmanuel-jatto/

22/05/2026

Semi-commercial bridging made simple 🏢

Whether your clients are looking to purchase a mixed-use property or convert an existing building into a combination of retail and residential space, our semi-commercial bridging loans offer the flexibility they need.

From high-street shops with flats above to professional offices and cafes, we understand the unique needs of mixed-use assets. We provide the fast, common-sense funding required to secure a property or start a renovation without the delays of traditional commercial lending.

The Fast Facts:
⚡ Indicative terms: Within 2 hours
💰 Loan sizes: £150k – £50m
📈 LTV: Up to 70%
✅ Speed: Funding available in days, not months

Unlock the potential of mixed-use property with finance that understands the market.

See how we can help:
👉 kseye.co.uk/semi-commercial-bridging-loan/

20/05/2026

We were thrilled to receive this feedback praising our Business Development Manager, Emmanuel and the wider team:

"The team handled all of our queries and concerns with the highest amount of professionalism and aptitude, we had a few hitches along the way, and it was great knowing that we felt comfortable bringing any of our concerns to you and your team.

The speed of your staff and the experience conveyed within your loans team were rated very highly in our opinion and we would most definitely be referring our clients to you again in the future."

Whether your client’s deal is straightforward or has a few hitches along the way, we pride ourselves on managing any problems, as we know no two deals are the same.

Need a partner for your next bridging case? Get in touch with Emmanuel and the team today.

Jatto 👉 kseye.co.uk/emmanuel-jatto/

18/05/2026

Commercial to residential: Turn empty units into high-demand housing 🏢➡️🏠

With bricks-and-mortar retail declining, office buildings and shops are prime for conversion into apartments. But these projects rarely fit traditional lending timescales.

How bridging finance makes the difference:

✅ Unlock Capital: Fund extensive structural and compliance renovations that traditional lenders won't touch.
✅ Navigate Planning: Secure the property while you finalise permissions and regulatory requirements.
✅ Speed & Flexibility: Execute layout changes without the pressure of rigid mortgage criteria.
✅ Secure Your Exit: Gain the time needed to market the property effectively or arrange long-term finance.

At KSEYE, we have extensive experience in commercial-to-residential conversions. We provide the speed and flexibility so you can focus on achieving your project's returns.

Speak to our team to start your project:
👉 https://kseye.co.uk/how-bridging-loans-help-convert-commercial-properties/

13/05/2026

Deal Spotlight: £1.995 million Bridging Loan for Share Purchase

We recently supported a broker whose client needed to raise funds to purchase a security property via a share purchase. The property is a purpose-built and self-contained first-floor flat within a seven-storey corner block.

KSEYE stepped in to provide a £1.995 million bridge. With the exit strategy clear, we were able to provide the client with the necessary funds to complete their sale.

It is always rewarding to deliver for our partners, and we are pleased we could provide the support required to get this deal over the line and are grateful for these kind words...

Broker Quote:
"I would like to express my sincere appreciation for your assistance in helping us achieve the required outcome. Your support throughout this process has been invaluable.

I also want to extend my thanks to your colleagues working in the background. Their contributions were instrumental in resolving the underwriting issues and ensuring the case progressed smoothly. Thank you again for your time and dedicated effort."

Deal Highlights:
💰 Loan Amount: £1,995,000
📈 LTV: 70%
📉 Rate: 0.94% pm
🔒 Security: First floor flat (purpose-built, seven-storey block)

Need a fast, flexible solution for your client’s next property purchase? Reach out to our team, we'd love to help on your next property deal. 🤝

👉 https://kseye.co.uk/contact/

11/05/2026

Unlock your project's potential with fast, flexible development bridging 🏗️

Property development is a long process that requires funding to move at the same pace as your project. Sourcing a bridging loan can unlock opportunities where traditional financing is lacking, allowing access to capital within days rather than weeks.

When is bridging finance useful?

✔️ Land Acquisition:
Act fast to avoid the risk of your development opportunity falling through.

✔️ Planning Applications:
Hold an asset while you increase its overall value (Planning Gain Strategy).

✔️ Property Renovation:
Cover costs to repair a property that would otherwise be rejected by traditional lenders.

✔️ Conversions:
Flexible solutions for converting premises like pubs or offices into homes.

✔️ Avoiding Delays:
Keep projects moving when expected revenue from off-plan sales doesn’t materialise.

✔️ Why choose KSEYE?
Traditional lenders often take weeks to approve and have rigid criteria. Our team of BDMs are experienced in helping property developers unlock capital through straightforward financing for your needs.

Read the full blog for more insights:
👉 https://kseye.co.uk/bridging-finance-for-property-development-projects/

Address

9a Swiss Terrace
London
NW64RR

Opening Hours

Monday	9:30am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Website

http://www.kseye.co.uk/

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