31/07/2025
📉 Lenders Expect Two More Base Rate Cuts This Year
Lloyds Bank and several major lenders are now forecasting two more cuts to the Bank of England base rate — likely in August and November — potentially reducing the rate to 3.75% by year-end.
🔎 According to the Financial Times, Reuters, and the Daily Mail, markets are already pricing in the change — and lenders are adjusting rates on fixed and tracker mortgages in anticipation.
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🏠 Why it matters:
• Tracker deals may drop by £14–£29/month with each cut
• New fixed rates are improving — good news for buyers
• SVRs may shift slower, depending on your lender
📆 Next rate decision: 7 August 2025
If you’re thinking of buying, remortgaging or upsizing — now’s the moment to act smart and early.
📲 DM me to explore your options
