Monza Property

29/03/2026

London landlords are under pressure.
The value is in spotting the right move early.

14/03/2026

07/03/2026

£42k sounds like a strong refurb budget, until the essential works start stacking up.

It's usually the combined cost of standard upgrades, not one single item, that puts the biggest pressure on timeline, cashflow, and margin.

20/02/2026

The market rewards discipline.
Not hype. Not hope. Not emotion.

We focus on:

• Below market buying
• Data-backed valuations
• Refinance realism
• Long term growth boroughs

Serious about building wealth properly?

18/02/2026

Most investors chase a discount.

Very few structure the refinance properly.

A deal isn’t made at purchase.
It’s proven at refinance.

We underwrite:

• Conservative GDV
• Realistic refurb budgets
• Lender stress rates
• Capital left-in scenarios (£75k / £100k)
• Rent sensitivity at refinance

If the numbers don’t hold under pressure, we don’t proceed.

Serious investing isn’t about optimism.
It’s about structure.

13/02/2026

North London BRRR allocation open.
15–20% BMV. Capital left in

11/02/2026

🏠 NORTH LONDON BRRR - 4 Bed Family House
15% Discount | 20% Value Uplift
━━━━━━━━━━━━━━━━━━
Purchase: £510k
Refurb: £50k (medium)
Total In: £560k
GDV: £720k
Equity Created: £160k
━━━━━━━━━━━━━━━━━━
Rent (Family Let): ~£3,150 pcm
Refinance @ 75% LTV (on £720k): £540k
Cash Left In: ~£62k
━━━━━━━━━━━━━━━━━━
Gross Yield: 7.4%
Net Cashflow (5% IO): ~£280–£300 pcm
ROCE: ~5–6%
━━━━━━━━━━━━━━━━━━
Why This Structure Works:
• Entry discount + controlled refurb
• Equity uplift supports refinance
•

10/02/2026

Tottenham Has Grown Up. The Market Knows.

05/02/2026

London Landlords Are Selling. Investors Are Buying.

31/01/2026

Landlords Exiting. Smart Investors Buying.

27/01/2026

🟦 4 BED BRRR DEAL | NORTH LONDON
🟦 Competitive Long Term Hold
━━━━━━━━━━━━━━━━━━
🏠 PROPERTY | 4 bed family house
📍 LOCATION | North London
💷 ASK / BUY | £600k → £520k
🛠️ REFURB | £40.8k (medium)
📈 GDV | £650k
━━━━━━━━━━━━━━━━━━
💸 RENT | £3,200 pcm
🏦 REFINANCE | £487.5k @ 75% LTV
💰 CASH LEFT IN | ~£116k
━━━━━━━━━━━━━━━━━━
📊 GROSS YIELD | 5.9%
📉 NET CASHFLOW | ~£530 pcm (5% IO)
🔁 ROCE | ~5.5%
━━━━━━━━━━━━━━━━━━
🔎 WHY THIS WORKS
• Discount to asking in family-housing area
• Rent supported by local comparables