17/09/2026
Bank Rate remains at 3.75%.
So, what does that mean for the property market?
For buyers, affordability remains an important part of the decision. Mortgage rates don’t simply move in line with Bank Rate, but borrowing costs continue to influence what buyers are comfortable spending.d
And for sellers, I think this reinforces something I’ve been saying for a while:
Price matters.
The market hasn’t stopped. People are still moving, buying and selling — but buyers are more considered about what they’re prepared to pay and what represents good value.
That makes pricing a property correctly from the outset particularly important.
The market is moving, but it’s moving differently to a few years ago.
If you’re thinking about moving and want an honest view of where your property sits in today’s market, I’m always happy to have a chat.
Matt 😊
