26/03/2026
🏡 Struggling to get on the property ladder?
The government’s 95% mortgage guarantee scheme could help buyers secure a home with just a 5% deposit -making homeownership more accessible.
Our latest guide explains how it works, who it’s for and what to consider before applying.
Read more here:
https://www.yopa.co.uk/homeowners-hub/government-guarantee-for-95-mortgages/
Saving for a large deposit has long been one of the biggest barriers to buying a home in the UK. To address this, the Conservative government of 2021 introduced the Mortgage Guarantee Scheme, designed to encourage lenders to offer mortgages with deposits as low as 5%. The scheme ran from April 2021....