Mortgage Advice Centre

Mortgage Advice Centre Your mortgage is the biggest financial commitment of your life, and one that will be with you and your family for at least the next 25 years.

The Mortgage Advice Centre has arranged mortgages for hundreds of clients, helping them to benefit from impartial advice to obtain the most suitable mortgage deal. Established in 1991, the Mortgage Advice Centre has arranged mortgages for vast numbers of clients, helping them to benefit from impartial advice to obtain the most suitable deal possible. The staff at the mortgage advice centre completely understand this, and it is our promise to help you make this decision with all the information and support that you require. We also aim to review all our clients needs every 2-3 years. We understand that searching for and applying for mortgages is a confusing and a time consuming task - that's why we're here to help. As Independent mortgage experts, we have in-depth expert knowledge of all of the Lenders, so you benefit from impartial advice knowing that you get the most suitable mortgage deal for you. We source and research from across the mortgage and protection market to make sure you get the right recommendations for you. We know your time is precious so we submit and arrange the mortgage on your behalf - it's that simple! As an Independent broker we give you an honest and impartial view across the mortgage market. All our Mortgage Advisers are CeMAP qualified, which ensures your personal adviser is a mortgage expert and gives you the right advice. We are primarily office based at our High Street premises, but can also do home visits where appropriate on request as well.

Thinking about becoming a landlord?There's a very tempting calculation:Rent - mortgage = profit.If only it were that sim...
24/09/2026

Thinking about becoming a landlord?

There's a very tempting calculation:
Rent - mortgage = profit.

If only it were that simple...

Buy-to-let involves much more to consider -including mortgage costs,
tax, maintenance, void periods, insurance and the wider financial implications of owning an investment property.

And the mortgage that works for your own home isn't necessarily the
right solution for a buy-to-let property.

If you're considering your first rental property, or adding another to your
portfolio, getting the numbers right before you buy can make a big
difference.

Landlords - what's the one cost you think people underestimate most?

Call us on 028 8225 0000
Or email [email protected]



It's not a particularly comfortable question.But if your income helps pay the mortgage, it's an important one.Life insur...
22/09/2026

It's not a particularly comfortable question.

But if your income helps pay the mortgage, it's an important one.

Life insurance can provide a lump sum to help your family financially if you die during the policy term.

For some families, that could mean helping to clear a mortgage.

For others, it could mean giving loved ones financial breathing space at an incredibly difficult time.

It isn't about expecting the worst.

It's about making a plan for the people who matter most.

Have you reviewed your life insurance since your mortgage or family circumstances changed?

Call us 028 8225 0000
Or email [email protected]



It's probably the first question most people ask when they start thinking about moving home.But here's the thing.The big...
18/09/2026

It's probably the first question most people ask when they start thinking about moving home.

But here's the thing.

The biggest mortgage you can get isn't necessarily the mortgage you should get.

Your monthly payment, other commitments, future plans, interest rates and how comfortable you are with your budget all matter too.

A mortgage should fit around your life - not leave you planning your life around the mortgage.

If you were moving tomorrow, what would matter most to you: getting the biggest mortgage possible or keeping the monthly payment comfortable?

Call us on 028 8225 0000
Or email [email protected]



16/09/2026

What if you became seriously ill… but survived?

Call us on 028 8225 0000

Or email [email protected]

It's a question many business owners don't think about until they have to.Imagine losing:> A key employee> A business pa...
10/09/2026

It's a question many business owners don't think about until they have to.

Imagine losing:
> A key employee
> A business partner
> A director
> The person who knows how everything works

The financial impact can go far beyond replacing their salary.

There could be lost revenue.
Recruitment costs.
Debt.
Disruption.
Or even questions around who owns the business next.

Business protection is about preparing for those risks before they happen.

And the bigger the business becomes, the more important those conversations can become.

Business owners - who is the one person your business would struggle most without?

Contact us now on 028 8225 0000
Or email [email protected]

For parents, one of the biggest financial risks isn't necessarily something happening to the family home.It's what happe...
07/09/2026

For parents, one of the biggest financial risks isn't necessarily something happening to the family home.

It's what happens if a parent is no longer around to provide their income.

Family income benefit can provide a regular income to your family if you die during the policy term, subject to the policy terms.

It can be used to help with the everyday costs of raising a family:
> Housing
> School costs
> Household expenses
> General living costs

Because protecting your family isn't just about leaving them a lump sum.

Sometimes it's about helping make sure life can continue as normally as
possible.

What's the one household expense you'd worry about most if your income disappeared?

Call us on 028 8225 0000
Or email [email protected]

When a fixed rate is coming to an end, it can be tempting to simply accept whatever happens next.But it's a good opportu...
03/09/2026

When a fixed rate is coming to an end, it can be tempting to simply accept whatever happens next.

But it's a good opportunity to stop and ask:
"Is my current mortgage still right for me?"

Your circumstances might have changed.

Your income might have changed.

Your plans might have changed.

You might even want to borrow more, reduce your term or change how you manage your monthly payments.

A remortgage isn't simply about chasing the lowest rate.

It's about looking at the whole picture.

When was the last time you checked whether your mortgage still suited you?

Give us a call to arrange your consultation:m028 8225 0000
Or email [email protected]



Think carefully before securing your debts against your home. Your home.

Your biggest financial asset might not be your house.It could be your ability to earn an income.Think about it.Your sala...
01/09/2026

Your biggest financial asset might not be your house.

It could be your ability to earn an income.

Think about it.
Your salary pays for:
> Your mortgage
> Your food
> Your car
> Your bills
> Your children's costs
> Your lifestyle

Now imagine being unable to work for an extended period.

The question isn't just:
"Could I afford my bills this month?"

It's:
"How long could I keep paying them if my income stopped?"

Income protection is designed to provide an income if you're unable to work due to illness or injury, subject to the terms and conditions of the policy.

Be honest with yourself - how long could you manage without your normal income?
- A week?
- A month?
- Six months?

Call us on 028 8225 0000
Or email [email protected]

Hopefully the weather stays kind 🕶️
28/08/2026

Hopefully the weather stays kind 🕶️

There's a lot more to think about.1. Mortgage costs2. Rental income3. Interest rates4. Tax5. Property maintenance6. Void...
26/08/2026

There's a lot more to think about.
1. Mortgage costs
2. Rental income
3. Interest rates
4. Tax
5. Property maintenance
6. Void periods
7. Your longer-term plans

And one of the biggest mistakes can be looking at the rent and forgetting about everything that comes out of it.

A property producing £1,000 a month in rent doesn't mean you have £1,000 a month in your
pocket.

If you were buying a rental property, what would you look at first?
> Property price
> Expected rent
> Potential growth
> Mortgage costs

Tell us below - there isn't necessarily a right answer.
If you're considering becoming a landlord, getting the numbers together before making an offer can make a big difference.

Call us on 028 8225 0000
Or email [email protected]

Address

36A High Street
Omagh
BT781BP

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+442882250000

Website

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