17/06/2026
Before applying for a mortgage, its important to check your credit score.
Lenders will look at your credit history to assess how reliable a borrower you are.
A few simple steps can make a real difference:
✔️ Register on the electoral roll if you haven't already
✔️ Pay any existing debts on time
✔️ Avoid applying for new credit in the months leading up to your mortgage application
✔️ Check your credit report for any errors. Mistakes can and do happen
You can check your credit score for free with services like Experian, Equifax or ClearScore.
Forward this over to someone who might benefit from our free, no-obligation call to see where they stand.