RG Property Solution

25/08/2026

20/08/2026

16/08/2026

Do you have a business account with any of these banks 👇🏻

Barclays
Lloyds
Metro
Santander
NatWest

Congradulations your loosing your hard earned money every day and your being left out in the cold by your bank.

Keep reading if your not happy about that

I just looked at every single one of these banks are all paying around the 1% mark on their business bank accounts (feel free to go check)

Inflation sits at 2.6% from ONS - even more worrying the real number is well above that.

As the government simply change what goes in the basket all the time to fit their public goals to get their desired number.

It's manipulated everyone who understands finance and tracks it knows it

Those banks above all do mortgages at 4-5% and credit cards 13-20% interest for them.

Yet you get around 1%???

Property gives 6-8% from rent alone plus capital growth which could see up to 20% a year on your capital fact !!!

Your either growing your wealth and security for your future or the bank is doing it off your money for them

The question is why are you allowing it to happen?

Remember the bank is not the answer

15/08/2026

Shocking since been back

1 lesson just now and that balls going straight again

Man this game is so much harder than property ⛳🏌🏻

11/08/2026

Day of networking and organising

Meeting with the man him self Neil Giller

Caught up with Chris Taylor

Sorted a property issue out in legals for client

Gave another property a kick up the backside as other side stalling

Finally

Told a trade he can bu**er off (tried it on with a repaint job ) not my first rodeo and he was reminded of that - fair to say the price dropped

Not a bad morning now time to enjoy the view and smash the afternoon before I go practice my 🏌🏻⛳ this evening

Remember the bank is not the answer

09/08/2026

3 more kids supported through life changing support

As many of you know I am a big supporter of CHUMS charity

Supporting kids that have unfortunately seen trauma which no child should face and totally out of their control

I believe if we give these kids the support they need to deal with the trauma they have faced as quickly as possible and young as possible

It will prevents further issues into teenhood and into adulthood such as alcohol, drugs addictions, self harm and even su***de.

I made this commitment just over a year ago that every property secured for a client I will pay for a child to get this life changing help that the specialists at chums provide

Started tracking this visually a few months back on my wall for my own reference when times are crap to remind myself of the good this is also bringing

My goal is 1000 kids supported and lives changed for the better of this world (well to start with )

For me I don't want my business to stand for just money and I want to ensure the work I'm doing makes a long term difference and this is how I know how to do this

Remember the bank is not the answer

01/07/2026

𝗜 𝗝𝘂𝘀𝘁 𝗦𝗮𝘃𝗲𝗱 £𝟰𝟱,𝟬𝟬𝟬 𝗼𝗻 𝗠𝘆 𝗟𝗮𝘁𝗲𝘀𝘁 𝗛𝗼𝘂𝘀𝗲 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲. 𝗛𝗲𝗿𝗲'𝘀 𝗛𝗼𝘄.

It's a proper Homes Under the Hammer type project and was already heavily discounted.

So how did I knock another £45,000 off what I thought was a sensible offer?

𝟏. 𝐊𝐧𝐨𝐰 𝐰𝐡𝐚𝐭 𝐢𝐭'𝐬 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐰𝐨𝐫𝐭𝐡

I looked at what had SOLD within roughly half a mile over the last 12 months.

Not asking prices.

Not Zoopla estimates.

Actual sold prices.

There was one comparable property in better condition that had sold recently, which became my leverage.

𝟐. 𝐍𝐞𝐠𝐨𝐭𝐢𝐚𝐭𝐞 𝐛𝐞𝐥𝐨𝐰 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐞𝐧𝐝 𝐮𝐩

Too many people start at their "best" number.

I don't.

Take emotion out of it.

Either the numbers work or they don't.

𝟑. 𝐔𝐬𝐞 𝐝𝐞𝐟𝐞𝐜𝐭𝐬 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞

This one had damp issues and would have struggled to mortgage up.

Problems for some people are opportunities for others.

𝐁𝐨𝐧𝐮𝐬 𝐭𝐢𝐩:

When negotiating, I never use round numbers.

£205,000 sounds like a guess.

£201,350 sounds like you've done your homework.

Using odd numbers has genuinely saved me thousands over the years.

The biggest mistake I see people make isn't overpaying by £5k…

It's getting the valuation wrong in the first place and paying tens of thousands more than they should.

Unsure how to compare properties properly?

𝗦𝗶𝗺𝗽𝗹𝘆 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 𝘁𝗵𝗲 𝘄𝗼𝗿𝗱 "𝗩𝗮𝗹𝘂𝗲" 𝗶𝗻 𝘁𝗵𝗲 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝘀 𝗵𝗮𝗽𝗽𝘆 𝘁𝗼 𝗽𝗶𝗻𝗴 𝗾𝘂𝗶𝗰𝗸 𝗰𝗵𝗲𝗮𝘁 𝘀𝗵𝗲𝗲𝘁 𝗜 𝗺𝗮𝗱𝗲 𝘁𝗼 𝘄𝗮𝗹𝗸 𝘆𝗼𝘂 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗶𝘁 𝗮𝘀 𝗮 𝗳𝗲𝗹𝗹𝗼𝘄 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗼𝘄𝗻𝗲𝗿𝘀 𝗻𝗼 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 :)

30/06/2026

𝐈 𝐭𝐮𝐫𝐧𝐞𝐝 𝐝𝐨𝐰𝐧 𝐚 £𝟓𝟓𝐤 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 𝐨𝐧 𝐚 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐟𝐨𝐫 𝐦𝐲 𝐜𝐥𝐢𝐞𝐧𝐭.

Sounds mad, doesn't it?

After weeks of negotiations, we'd secured a sizeable discount.

Most people would've pushed ahead and celebrated.

Instead, I advised my client to walk away.

Why?

Three reasons.

𝐅𝐢𝐫𝐬𝐭, 𝐭𝐡𝐞 𝐬𝐭𝐫𝐞𝐞𝐭.

The neighbours and surrounding properties weren't somewhere I'd personally want to live. If I wouldn't want to live there, why would a good tenant?

𝐒𝐞𝐜𝐨𝐧𝐝, 𝐭𝐡𝐞 𝐜𝐨𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧 𝐭𝐲𝐩𝐞.

Many lenders wouldn't touch it. Those that would charged higher rates. That's not an investment, that's a problem waiting to happen.

𝐓𝐡𝐢𝐫𝐝, 𝐭𝐡𝐞 𝐯𝐞𝐧𝐝𝐨𝐫 𝐬𝐭𝐢𝐥𝐥 𝐰𝐚𝐬𝐧'𝐭 𝐫𝐞𝐚𝐥𝐢𝐬𝐭𝐢𝐜.

Given the street and construction issues, I felt there needed to be more movement. Sometimes the best thing to do is walk away and revisit the deal in a month or two.

Reality has a habit of kicking in.

People forget that in this market, sellers have the problem, not buyers.

And if a property is harder to finance, that means higher costs and therefore a lower number.

I've learnt over the years that just because something is discounted doesn't mean it's a good deal.

Sometimes the best deals are the ones you don't do.

Agree or disagree feel free to pop your views in the comments?

29/06/2026

𝐌𝐚𝐧𝐲 𝐣𝐮𝐬𝐭 𝐝𝐨𝐧’𝐭 𝐤𝐧𝐨𝐰 𝐭𝐡𝐢𝐬 𝐢𝐧 𝟐𝟎𝟐𝟔

Hopped on the train the other day to meet with an accountant yesterday to discuss a potential collaboration (I work closely with a lot of accountants).

He was very open about property investing. He’s seen many of his clients build serious wealth through it and understands the benefits.

But he also said something interesting.

He doesn’t actively recommend it as much as he could simply because he doesn’t have someone he fully trusts in his corner to refer clients to.

“Ryan, it’s like another string to the bow to support my clients.”

Within two hours of that conversation, he had referred three clients directly to me.

It made me think…

I hear this a lot from accountants.

They see the opportunity.

They see the results.

But without the right people to collaborate with, it just sits as an idea rather than becoming action.

So the question is this:

Has your accountant ever actually discussed property as a way to put your business capital to work if not why?