Stepping Bricks

Stepping Bricks Knowledge alone is useless, the implementation of knowledge is power!

02/06/2026

LINK TO FULL VIDEO https://youtu.be/EaDklna4yIM Commercial banks lend less, around 60-65% loan-to-value, requiring a 35-40% deposit. Residential properties appeal to more people when vacant, increasing their valuation. Tenanted properties primarily attract investors.

01/06/2026

Choosing between a 2-year and 5-year fixed mortgage? It depends entirely on your financial situation. Start with an affordability check – lenders typically calculate this at 4.5 times your annual salary. Once you know your borrowing limit, you can determine the deposit needed.

29/05/2026

LINK TO FULL VIDEO https://youtu.be/4s54u_89B48?si=DKPhm44Rc5ja0RxF
Choosing a mortgage? A low interest rate might trick you. Product fees added upfront can cost you more over time. Adding the fee to the mortgage lets inflation help reduce its real value later.

27/05/2026

LINK TO FULL VIDEO https://youtu.be/8QxdLD_Esp0
Thinking about writing a book can feel impossible. But what if you only had to write half a page in the morning and half a page at night? That's just one page a day, leading to a full book in a year. Break down big tasks to make them achievable.

26/05/2026

LINK TO FULL VIDEO https://youtu.be/_iNCz8N6rXY?si=gaWzxs_AhGwXhxf9
Serviced accommodation allows you to set nightly rates, but factor in 60-70% occupancy due to seasonal variations. For HMOs, renting room by room requires a license. Rules differ between Scotland (3+ unrelated people) and England (5+ unrelated people), so always check local regulations.

25/05/2026

LINK TO FULL VIDEO https://youtu.be/Wt1XwvEgkxI?si=qa7P3YyikCvI2CiF
This is crucial: don't wait for interest rates to drop before buying property. The trap is waiting until it feels 'safe.' True safety comes from having the right knowledge and support. Stop viewing, stop analyzing, stop making offers – waiting only delays your progress. You can buy in any circumstance with the right guidance.

22/05/2026

LINK TO FULL VIDEO https://youtu.be/_iNCz8N6rXY
Got a property? Consider turning it into a serviced accommodation! Furnish it like a show home and rent it out nightly on platforms like Airbnb. It's a great way to earn profit, especially if you rent it for at least 10 nights a month.

20/05/2026

Ever notice how something scary becomes less so with practice? This video explores that evolution, using driving and cycling as examples. It dives into how overcoming fear leads to a 'learning zone' where new skills feel rewarding.

19/05/2026

A 'good deal' isn't just about being below market value. It depends on your investor goals: cash flow, capital appreciation, or both. Understand what truly defines a deal for you.

FREE private and confidential consultations! I am offering a limited amount of free 20-30 minutes consultations on busin...
19/05/2026

FREE private and confidential consultations! I am offering a limited amount of free 20-30 minutes consultations on business & property investing. There is no sales, no tricks or "offers". I'll be 100% focused on your needs and I'll help as much as I can. I have committed myself to over 180 hours of consultations in the last few years and I feel this is my way to give back what I have been given when I was struggling to move forward. Book yours here: https://calendly.com/gpaladini/free1-1

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