Sturgess Mortgage Solutions

Sturgess Mortgage Solutions Swansea’s Award-Winning Mortgage & Protection Specialists 🏆
Independent Advice | 5⭐ Google Rated | Based in Gorseinon

At Sturgess Mortgage Solutions, we believe mortgages and protection should be simple, stress-free, and accessible for everyone in South Wales.

🏠 Whether you’re buying your first home, moving up the ladder, or reviewing your existing mortgage, our goal is to give you clear, honest advice — without the jargon and without the estate agent pressure.

💡 What makes us different?

✔ Clarity – We explain everything in plain English.
✔ Speed – Fast responses and faster outcomes.
✔ Protection First – Every mortgage comes with a proper protection conversation to keep you and your family secure.
✔ Independence – We’re not tied to estate agents or banks. Our only priority is you.
✔ Community – Born in Swansea, we’re proud to support local people, sport, and businesses.

🌟 Our Unique Promise

Buying a home is a big decision — but it doesn’t have to be stressful. With our Premium Buyers Service, we go one step further. Using our estate agency experience, we negotiate directly with estate agents on your behalf, helping you secure the right deal and making sure your offer is protected. From the first conversation to the day you get your keys (and beyond), you’ll never feel like “just another client.” With Sturgess Mortgage Solutions, you’ll always have someone in your corner.

A wedding dress gets pinned, adjusted, and fitted until it sits just how it should. 👰🏼‍♀️Your mortgage deserves that sam...
23/09/2026

A wedding dress gets pinned, adjusted, and fitted until it sits just how it should. 👰🏼‍♀️

Your mortgage deserves that same attention.

We look at your income, your deposit, your plans for the next few years, even the small print lenders don't shout about.

Then we match all of that to a lender whose criteria actually fit your life, not just your numbers.

Fixed-rate, tracker, or low-deposit mortgage - whatever suits you, we work out which one earns its place in your plan. 📋

Two people can earn the same and still need completely different deals.

That's why we build yours around you, not the other way round.

Fancy finding out what fits? Speak to us. 🏡

Your home may be repossessed if you do not keep up repayments on your mortgage.

In real life, buying a home or arranging your mortgage isn’t about chance or lucky rolls. It’s a big move, not a game yo...
21/09/2026

In real life, buying a home or arranging your mortgage isn’t about chance or lucky rolls. It’s a big move, not a game you want to get wrong. 🏡

That’s where we come in. We’ll help you navigate the mortgage ‘board’ with clarity and confidence.

We do the research, exploring options and helping you steer clear of any unexpected financial setbacks. 🙌

Let’s talk through your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your credit score doesn't hold every answer.Lenders read more than one number in the crystal ball. 🔮They look at the ful...
20/09/2026

Your credit score doesn't hold every answer.

Lenders read more than one number in the crystal ball. 🔮

They look at the full picture. What happened, and when it happened.

Old issues that are settled can look very different to something still going on now. Even ongoing debts don't always mean a mortgage is out of reach. 🏠

Your deposit and what you can comfortably repay each month also help shape what's on the table.

Some lenders are more open-minded than others, so a specialist isn't always the only path forward.

A trickier credit history can sometimes mean a higher rate, but that's not set in stone either. 💷

No need to gaze into the unknown on your own.

Speak to us and we'll help you see what's actually possible. ☎️

Your home may be repossessed if you do not keep up repayments on your mortgage.

The base rate has been held for the 6th time in a row! 🏦Despite plenty of talk about a possible increase, the base rate ...
17/09/2026

The base rate has been held for the 6th time in a row! 🏦

Despite plenty of talk about a possible increase, the base rate stays where it is.

It’s actually good news, but it’s important to remember that individual lenders can still increase or decrease their mortgage rates, regardless of what the base rate is doing.

And we’ve been seeing plenty of movement recently. 🤔

So, if you’ve got a mortgage decision coming up in the next 6 months, it’s definitely best to look at your options sooner rather than later. 🗓️

Rates can change quickly; get ahead of them.

Get in touch, and we can help you understand what’s available to you right now. ☎️

Your home may be repossessed if you do not keep up repayments on your mortgage.

Adding your partner to the mortgage feels like a lovely step. 🏡But it does change how things get assessed, so it's worth...
16/09/2026

Adding your partner to the mortgage feels like a lovely step. 🏡

But it does change how things get assessed, so it's worth knowing what's involved before you sign anything.

Two incomes can mean more borrowing power, but lenders will also look at both sets of financial commitments and credit history.

More paperwork, more checks, but potentially more options too.

Something people often mix up: adding a partner to the mortgage isn't the same as adding them to the property title. They're two separate things, and both matter.

Your lender will need to approve the change, and there can be fees or legal costs along the way.

If you're adding your partner to your mortgage or even buying together, it's worth chatting about how you want ownership structured.

A quick chat with us can help you work through what fits your situation. 💬

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your mission, should you choose to accept it: find out what you can actually borrow, before deciding you can't.A recent ...
14/09/2026

Your mission, should you choose to accept it: find out what you can actually borrow, before deciding you can't.

A recent study shows us that 56% of prospective first-time buyers think getting a mortgage will be difficult. 🧐

39% also believe that a large deposit is the main obstacle standing in their way.

But perceptions and reality don't always line up.

You might not need as big a deposit as you think. There are plenty of low-deposit mortgages available that could allow you to buy with only 5%, 2% or even 0% down! 🤩

Lenders all have different criteria, and your income, outgoings and circumstances all play a part. 💷

Speak to us and find out what's actually possible. 🔑

Your home may be repossessed if you do not keep up repayments on your mortgage.

Many people think it's just about income, but that's just the starting point.They’ll also look at your regular spending ...
13/09/2026

Many people think it's just about income, but that's just the starting point.

They’ll also look at your regular spending and any existing credit commitments.

Things like childcare costs and other loans can all play a part.

How you're employed and paid matters too, some lenders treat certain income types differently.

Your credit history gets factored in as well.

Since every lender has its own way of working things out, online calculators can only ever give a rough guide.

Speaking to us gets you a much clearer picture, tailored to your situation. 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.

Matt's just moved into his first home. Thank you for the review, Matt."Certainly wouldn't have got it over the line with...
11/09/2026

Matt's just moved into his first home. Thank you for the review, Matt.

"Certainly wouldn't have got it over the line with these prices and through this timing." That's the difference a broker who's actually working the case makes.

Whole-of-market advice, offers made to agents on your behalf, and someone chasing it through to completion.

📞 01792 399155
💬 WhatsApp Us
🌐 www.sturgessms.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Proud to be backing Joe Yeates on his way to Tokyo 🏉Joe has been selected for the Wales Deaf Rugby senior men's squad he...
11/09/2026

Proud to be backing Joe Yeates on his way to Tokyo 🏉

Joe has been selected for the Wales Deaf Rugby senior men's squad heading to the World Deaf Rugby Sevens World Championships in Japan this autumn, defending their title as reigning World Champions.

The squad is entirely self-funded. Every player and member of support staff has to cover their own travel and tournament costs, and without support some risk missing out altogether. That didn't sit right with us, so today we handed Joe a cheque for £1,000 towards his trip.

Rugby is a big part of who we are as a business and as a community here in Swansea. Watching a local lad pull on a Wales shirt on the world stage is exactly the sort of thing worth getting behind.

Good luck to Joe and the whole squad. Bring it home again.

If you'd like to help get the rest of the team to Tokyo, you can donate to the WRU Deaf Japan Campaign here: https://share.google/fjGV87fJdRaWK2JKD

📞 01792 399155 / 💬 WhatsApp Us / 🌐 www.sturgessms.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Full-time doesn't come with a whistle in the mortgage world; it just creeps up on you. ⚽One minute you're settled on you...
09/09/2026

Full-time doesn't come with a whistle in the mortgage world; it just creeps up on you. ⚽

One minute you're settled on your rate, the next your deal's ending and you're back in the transfer window.

Sitting tight and hoping for extra time isn't a strategy.

Your current lender had a good run, but they're not the only team in the league.

Your circumstances might have changed since kick off, and so might your property's value.

Other lenders could be offering some enticing rates and criteria, and the cheapest one on paper isn't always the winning move once the other fees come into play.

Reviewing early means you're picking your team with time to think, not scrambling before the clock runs out!

Most people think they can only start searching for a new deal 3 months before their rate ends, but we actually recommend starting 6 months early.

Get ahead of your next rate instead of reacting to it.

Fancy a pre-match chat? Speak to us before the whistle blows. 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Sturgess Mortgage Solutions, 5-7 Alexandra Road
Swansea
SA44NW

Telephone

+441792399155

Website

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