17/06/2026
🏠 What Landlords Can Claim as Expenses (Updated Rules)
📊 With ongoing tax changes and Making Tax Digital on the horizon, it’s more important than ever for landlords to stay on top of allowable expenses 👇
💼 Letting Agent Fees
Management fees, tenant-find services and rent collection costs are generally allowable.
🔧 Repairs & Maintenance
Routine repairs (not improvements) such as fixing leaks, repainting, or replacing broken fittings can usually be claimed.
🛡️ Insurance
Buildings, contents and landlord insurance are typically deductible expenses.
🏦 Mortgage Interest
Mortgage interest relief is now given as a basic rate tax credit rather than a direct expense deduction.
💻 Making Tax Digital (MTD)
Landlords will (from April 2026) need to keep digital records and submit updates through compatible software — accurate tracking of expenses will be essential.
📌 Staying organised now can make tax reporting smoother later.
Always seek professional tax advice to ensure compliance with the latest HMRC rules.
