Stephanie Seddon Right Choice Mortgages

Stephanie Seddon Right Choice Mortgages Whole of Market | Mortgage Brokers based in Yorkshire & Cheshire. Your home may be repossessed if you do not keep up repayments on your mortgage.

Right Choice Mortgages is a trading style of RCM Advice Ltd which is authorised and regulated as an Appointed Representative of Stonebridge Mortgage Solutions by the FCA, registration no. 1045683.

A remortgage means moving your mortgage to a different lender.Both have potential advantages, and neither is automatical...
23/09/2026

A remortgage means moving your mortgage to a different lender.

Both have potential advantages, and neither is automatically the right choice.

At Right Choice Mortgages, we can compare the options and help you understand which route may suit your circumstances.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

📞 Call us today on 01709 300 222

The lowest mortgage rate isn't always the lowest-cost option 👀Product fees, cashback and other incentives, Early Repayme...
19/09/2026

The lowest mortgage rate isn't always the lowest-cost option 👀

Product fees, cashback and other incentives, Early Repayment Charges and the length of the deal can all affect the overall cost.

That's why choosing a mortgage shouldn't be based on the headline rate alone.

At Right Choice Mortgages, we look at the wider deal to help find an option that's right for your circumstances.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

🔍 Let's look beyond the headline rate. Call us on 01709 300 222.

Mortgage offer received? Great news 🏡But until you have the keys, be careful about making significant changes to your fi...
16/09/2026

Mortgage offer received? Great news 🏡

But until you have the keys, be careful about making significant changes to your finances.

❌ Taking out new finance

❌ Running up credit card balances

❌ Missing payments

❌ Making significant job or income changes without telling your adviser

❌ Spending money set aside for completion

Lenders can carry out further checks before releasing funds, so if you're unsure whether something could affect your mortgage, ask before you act.

📞 Call us today on 01709 300 222

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

There are plenty of mortgage myths out there and believing them could mean delaying your plans unnecessarily.At Right Ch...
04/09/2026

There are plenty of mortgage myths out there and believing them could mean delaying your plans unnecessarily.

At Right Choice Mortgages, we'll give you clear, straightforward advice based on your circumstances, so you know exactly where you stand.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

✅ Get clear, straightforward advice, call us on 01709 300 222

Lenders will also look at your income, monthly commitments, credit history and overall affordability when assessing your...
28/08/2026

Lenders will also look at your income, monthly commitments, credit history and overall affordability when assessing your application.

Understanding these factors early can help you prepare with confidence rather than leaving everything until you've found a property.

At Right Choice Mortgages, we'll help you understand what lenders are likely to consider and what steps you can take before you start house hunting.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏡 Thinking about buying your first home? Call us on 01709 300 222

Whether you're buying your first investment property or growing an existing portfolio, buy-to-let isn't as straightforwa...
27/08/2026

Whether you're buying your first investment property or growing an existing portfolio, buy-to-let isn't as straightforward as it once was.

From affordability assessments and rental income calculations to property types and lender criteria, there are more factors to consider than ever before.

That's why understanding the market before making your next purchase is just as important as finding the right property.

At Right Choice Mortgages, we can help you understand what's available and what may suit your investment plans.

Your property may be repossessed if you do not keep up with the repayments on your mortgage.

👋 Have a question? We'd love to help. Call 01709 300 222

Did somebody say International Dog Day?! 🐶 I love any excuse to share a pic of Wilbur! He might be absolutely bonkers, b...
26/08/2026

Did somebody say International Dog Day?! 🐶

I love any excuse to share a pic of Wilbur! He might be absolutely bonkers, but I wouldn’t have him any other way! 😊

Good news for buyers 🏡Recent market data shows there are around 14% more homes for sale than this time last year, giving...
25/08/2026

Good news for buyers 🏡

Recent market data shows there are around 14% more homes for sale than this time last year, giving buyers more choice.

More choice can mean more opportunities, but it's still important to understand your budget before making an offer.

Knowing how much you could borrow and having your mortgage arranged in principle can put you in a stronger position when you find the right property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

📲 Get in touch on 01709 300 222

Source: https://www.zoopla.co.uk/press/releases/higher-mortgage-rates-and-political-uncertainty-hits-housing-sales-with-three-in-five-homes-since-january-still-searching-for-a-buyer/

Self-employed and thinking about a mortgage? This one’s worth knowing 👇From 6 October, lenders may require your 2025/26 ...
21/08/2026

Self-employed and thinking about a mortgage? This one’s worth knowing 👇

From 6 October, lenders may require your 2025/26 tax year figures as the latest year when assessing a mortgage application.

So, if you haven’t filed your 2025/26 Self-Assessment yet, getting it sorted sooner rather than later could help avoid unnecessary delays when you’re ready to apply.

Having your latest figures available also means we can get a clearer picture of your income and which lenders may be suitable for your circumstances.

Don’t wait until you’ve found the perfect property to start getting your paperwork in order 🏡

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

📋 Self-employed and planning a mortgage?

📲 Speak to us on 01709 300 222.

There's a common misconception that you need a 10% or even 20% deposit before buying your first home. 🏡💰While a larger d...
19/08/2026

There's a common misconception that you need a 10% or even 20% deposit before buying your first home. 🏡💰

While a larger deposit can open up more mortgage options, there are products available that require much less, depending on your circumstances.

The important thing isn't guessing what's available. It's understanding what options may be open to you before you put your plans on hold.

At Right Choice Mortgages, we'll explain what's possible, what lenders are looking for and the steps you can take to become mortgage ready.

Your home may be repossessed if you do not keep up repayments on your mortgage.

📞 Call us today on 01709 300 222

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Wilmslow
S601DX

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