Stephanie Seddon Right Choice Mortgages

24/06/2026

Buy-to-Let gets talked about as passive income. The reality is a bit more involved 🏠

There are maintenance costs, letting agent fees, legal insurance, and no guarantee that house prices will rise. Going in with clear eyes matters.

Done properly, and with the right mortgage in place, a buy-to-let property can build significant value over time. Right Choice Mortgages gives straightforward, honest advice on buy-to-let mortgages no matter where you are in the country.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

Got questions? Drop us a DM today.

18/06/2026

Next month is the busiest month of the year for property sales. If you've been thinking about moving, chances are, so has everyone else… 🏡

The mortgage process can feel like a maze at the best of times, and even more so when the market is moving fast. We help you navigate it, so you know exactly what you can borrow before you book your first viewing.

That means you can move quickly when you find the right place, and sellers take you a lot more seriously 🤝

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

Source: https://www.estateagenttoday.co.uk/breaking-news/2025/03/revealed-the-busiest-month-for-home-sales/

📍 Cen2ury Business Centre, Manvers Way, Wath upon Dearne, Rotherham, S63 5DP

18/06/2026

11/06/2026

We're almost halfway through 2026, and the numbers tell an interesting story for first-time buyers 🏡

First-time buyers purchased 34.3% of homes sold across Great Britain in January, the highest share recorded in any January since records began in 2006.

The market is more accessible than it's been in years. If you've been putting it off, the reality might surprise you. Right Choice Mortgages will tell you exactly where you stand. No jargon, no commitment, just clarity.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

Source: https://www.connellsgroup.co.uk/news/2026/02/09/february-market-brief-record-share-of-first-time-buyers-kick-starts-2026-housing-market/

📍 Cen2ury Business Centre, Manvers Way, Wath upon Dearne, Rotherham, S63 5DP

09/06/2026

Going direct to a lender can feel straightforward. One website, one application, one set of rates to look at.

But that's also the problem. You're only seeing what that one lender is willing to offer you, with no way of knowing whether a better deal exists elsewhere.

Here at Right Choice Mortgages, we search across the market to find options that suit your circumstances, not just what one lender has available today. We handle the paperwork, chase the application, and keep you updated throughout.

With over 430 five-star reviews, we know how much difference the right mortgage can make.
Your home may be repossessed if you do not keep up with the repayments on your mortgage.

📱 Ready to get it sorted? Call Right Choice Mortgages on 01709 300222

08/06/2026

Ok, so the debate in the office is FIERCE!! The Yorkshire contingent are very divided on this important issue. Please can we just settle the debate once and for all that a teacake is either filled with fruit and toasted with butter, or is a biscuit with chocolate and marshmallow!

It’s a Bap / Barm by the way!

We’re settling the Great British Bread debate here in the office today!

Settle it for us in the comments! 👇🥖🍞

Joe - Breadcake
Alana - Teacake
Steph - Barm / Bap

04/06/2026

The best time to sort your life insurance, critical illness cover or income protection was in the past.
The second-best time is now ❗️

It might sound obvious, but protection is generally more affordable the younger you are when you take it out. That's just how it works.

If you've been putting it off, today is still a better day to sort it than tomorrow. Here at Right Choice Mortgages, we can talk you through your options clearly and find cover that suits your situation and your budget.

As with all insurance policies, conditions and exclusions will apply.

The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.

Got questions? Drop us a DM today.

02/06/2026

Almost one in six people in the UK are oversaving for their house deposit without realising it 🏡

The minimum deposit for most mortgages is 5%. On a £300,000 property, that's £15,000. Yet research shows 15% of people believed they'd need £54,000 or more!

That's potentially years of extra saving for a target that doesn't exist.

The confusion is understandable. There's a lot of outdated information out there about how much you actually need, which schemes are still running, and what lenders are really looking for.

A quick conversation with Right Choice Mortgages gives you the real number for your situation, not a guess based on what you've read online. With over 430 five-star reviews, we're used to helping buyers realise they're closer than they think.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

Source: https://theintermediary.co.uk/2026/03/15-of-brits-oversaving-for-house-deposits-due-to-confusion-research-reveals/

📞 Give Right Choice Mortgages a call now on 01709 300222

01/06/2026

Most people don't think about life insurance until something makes them think about it.

A conversation at a funeral. A colleague's diagnosis. A headline that hits closer to home than expected. And then the thought: "I should probably sort that."

The problem is, the moment usually passes. Life picks back up. It goes on the list, somewhere between booking the boiler service and calling the dentist.

If you have a mortgage and people who depend on your income, a suitable protection policy means the mortgage doesn't become their problem if the worst happened. It's not a complicated conversation; it just needs to happen.

At Right Choice Mortgages we can walk you through your options clearly, without the jargon. It won't take as long as you think.

As with all insurance policies, conditions and exclusions will apply.

28/05/2026

Well this is a first…treats for Wilbur to go along with a gorgeous thank you gift from my very lovely clients!
The cream tea (and Prosecco) will go down very nicely, and Wilbur is feeling very spoiled! Thank you so much guys, it’s been a pleasure to help you again! 🏡