Cribsbank.com

03/11/2020

WHY YOU SHOULD RENT an APARTMENT.
One of the biggest decision that anyone can make in their life is to purchase a home. Although owning a home is a lifelong goal of many Ghanaians, renting has advantages too. Home ownership isn’t for everyone. Rates of home ownership are currently high in Ghana but hasn’t always been the case. Historically, families either needed to build their homes or rent a home from someone else. For some people renting might make more sense for financial circumstances. Therefore, the following are some reasons why you should rent an apartment or home.
• It Is Less Expensive: it’s less expensive because, all other expenses, repairs are taken care of by the landlord. Some financial experts will tell you that it’s more expensive to rent than to buy, even after including maintenance, repairs, electricity and other house fees. Others will insist that renting is a cheaper decision and only committed home buyers should consider getting a mortgage. The truth is somewhere in the middle, whether or not renting is cheaper depends on where you live or where the house or apartment is located, the housing market and the rental price. But considering that most maintenance and other repairs will be done by the landlord, renting is much cheaper than buying or building your own house where you take care of all these expenses.
• Access To Amenities: other financial benefit of renting is having access to amenities which will otherwise be an enormous expense. Some high standard rented houses here in Ghana have access to fitness centers and sometimes pools with no additional charge to the tenant. But if a homeowner wanted to have access to these amenities, it would likely cost thousands of Ghana Cedis for installation and maintenance.
• No Real Estate Taxes: one major benefits of renting versus owning is that, renters don’t have to pay ant property taxes. Property taxes can be headache to homeowners and varies. In some areas, the cost can be thousands of Cedis annually.
• More flexibility as to where to live: renters can live practically everywhere, while homeowners are restricted to areas where they can afford to buy. Living in cities in Ghana such as Accra, Ho, and Kumasi among others can be out of reach for home buyers but renters have a chance. This is because, most houses there are on rent not sales. Although rent can be high in areas where home values are also high, renters can find affordable monthly payment then home buyers.
There more than the above reasons why you should rent an apartment. At Lighthouse Integrated Systems (LIS), we have a site that goes by the name www.cribsbank.com on this site, there are numerous apartments and houses for rent which are located in Ho-Ghana and some of its neighboring towns. These rooms and apartments comes with very affordable prices and very beautiful rooms. For more information, visit our office at KK.House 1st floor. Or click on this www.cribsbank.com and you would be taken to the site where you can see our available rooms and the room’s information including the landlord’s information, the location of the apartment and the price of the apartment. Or call us on 0242824443 / 0242384334

21/10/2020

3 Important Questions to Ask Before Choosing a Real Estate Agent.

While shopping for a new home in 2019, a husband and a wife experienced a series of unfortunate real estate-related events. Initially, they chalked them up to house hunting in a seller’s market—many of the homes they looked at accepted competing offers for more than double the asking price, which lead to quite a lot of rejection and heartbreak. They also lost a home they were under contract on when the seller was diagnosed with cancer, something their realtor notified them of by forwarding an email from the seller’s attorney. But as time went on, it became clear that their issues had less to do with the market, and more the matchmaker they had chosen to help them find a new home. After six months of failed offers, unmet expectations, and frustration, they ended their existing realtor relationship and started working with another agent who was a better fit for them.
For many people, a new home is the largest purchase they’ll ever make, which is why it’s so important to partner with the right real estate agent from the start. To make sure you’re getting involved with the best agent up front, Perron suggests having a conversation with your potential realtor about expectations and how you’ll both handle certain situations. Specifically, he says to focus on a few things: Communication, honesty, and technology. Here are the three important questions to ask your potential realtor.
(1) What’s your preferred method of communication? This should be the first question you should ask your real estate agent. Because, communication is key in everything.
Are you more of a “hop on a call” person? Or do you prefer to use your phone for texting and sending emails? Figure out your preferred means of communication and then make sure you and your realtor are on the same page. And don’t stop there. Connecting with your agent will involve more than just how you two talk, but also when and how often.
“When interviewing agents you should make sure that they will be available and easy to reach,” Perron says. “Real estate is driven by deadlines and you need to work with someone who is going to be available at the critical times to help advice you effectively and efficiently.” The ideal realtor will be someone you can reach when you need to, and in a way that works with your busy schedule.
(2) How do you approach hard conversations?
A realtor showed us two houses that were outside the price range of customers, and they fell immediately and irrevocably in love with both. Of course, they couldn’t afford either of them and both times they walked away feeling frustrated and let down. A good realtor won’t show you anything you can’t afford, and they won’t lie to you about what to expect to find within your budget.
“Think of your real estate agent as your trusted advisor who puts your interests first and is there to help you make buying and selling as quick and easy as possible,” Perron says. “You want someone who will be honest and tell you what you need to hear, not just [what] you want to hear, while setting proper expectations along the way.” Ask your realtor how they’ll have these hard conversations before you actually have to have them.
(3) What kind of technology do you use?
Your realtor doesn’t need to be using all the latest tech, but you want to make sure that they are at least following the evolution of real estate technology. “From e-signature platforms like DocuSign and Dotloop to carefully curated social media campaigns, you want someone who is armed with all the right tools to help you through the process,” explains Perron.
Because today’s home buying process is not one-size-fits-all, he suggests asking your realtor what tools and tech they’ll be using to help you find the home of your dreams. You can then decide if you want someone a bit more traditional or someone who is using all of the latest and greatest real estate technology.
The above are the three most important questions you should ask your agent before employing him or her as your real estate agent. At www.cribsbank.com, we have a certified real estate that helps you sell or rent your home out with an ease. We make sure all the above questions are met so that you can put your trust in our agent. We are located at Lighthouse Integrated Systems (LIS) ho, at KK. House first floor.
Or you can visit our site at www.cribsbank.com or call us on 024284443 or 0242384334

16/10/2020

REASONS WHY YOU NEED A REAL ESTATE AGENT IN SELLING OR RENTING YOUR HOME OUT.
An estate agent is a person or business that arranges the selling, renting, or management of properties and other buildings. An agent that specializes in renting is often called a letting or management agent. Estate agents are mainly engaged in the marketing of property available for sale, and a solicitor or licensed conveyancer is used to prepare the legal documents. An online estate agent is an alternative and usually much cheaper option to a high street estate agent that you instruct to sell your home. When they first emerged more than 10 years ago the service offered by online estate agents was very hands-off leaving you, the seller, to write up the marketing information and conduct the viewings. We at Lighthouse Integrated Systems (LIS) have real estate agents that will help you sell or rent your home by finding potential buyers or renters for your home. The following are some of the reasons why you should sign your home up with a real estate agent or company to help you sell or rent your home.
1. List at the right place: Realtors understand the market better and can typically list the house at the correct price. This gives home owners an advantage over listing the property themselves. Zillow and other methods of getting a home estimate online are rarely accurate. In Kansas City, a Zillow estimate is only correct 10% of the time. Realtors ensure better pricing and also ensure the buyer with the right place of the list home.

2. Better home presentations: Presenting a home matters now more than ever. Realtors make sure that these presentations go smoothly. They also have tons of experience in staging homes. In today’s market, it really matters how a home is presented. The agent will present your home very nicely that it aims at attracting potential buyers and renters.

3. Higher offers from buyers: Higher offers come in when you list with an agent. An agent help to make sure your property is seen by more people. They also make sure that all aspects of the buying process is handled in a professional manner. Having an experienced real estate agent can dramatically impact the offers you receive from buyers and the highest offer wins.

4. Negotiates Inspection Results: Inspections can have an impact on the sale of your house. Having a real estate agent gives you an expert in your corner as you handle this aspect of the sale. The agent you employ will see to it that, the inspection results doesn’t affect your home negatively.

5. Speeds up time to close: There is a lot of paperwork that has to transpire throughout the closing process. An agent handles all this paperwork daily so they know how to speed up the process so that your home will be sold or rents out.

6. Get more buyer exposure: Buyers often contact a real estate agent before looking at properties. This means there are many buyers in every market that will only be looking at homes listed by an agent. Your home will get more showings and offers by listing with an agent. Agents are crucial to accessing these buyers who are shopping with other agents.

7. Home sells at top value: Ultimately, you can sell your home for more money when you list with an agent! If you liked these ideas, you’ll love this. We’ve compile a list of 200 Real Estate Marketing ideas. These ideas are a great way to stay ahead of the competition.
We at LIS-Ghana, we have agents that are here to serve and help you with all the above. For that reason, we have a site which is www.cribsbank.com on this site, we have numerous homes from numerous home sellers who our agent help to get potential buyers or renters.
As a home seller all you have to do is to visit to our office at KK.House Ho. 1st floor Lighthouse Integrated systems (LIS) or call us on 024282444 or 0242384334 so that your home will be put on the site or platform for people within and outside Ho-Ghana looking for homes to come buy or rent from you.

08/10/2020

All your accommodation needs resolved! welcome to your number one property portal in Volta Region. Visit www.cribsbank.com. browse our wide listings of private and commercial properties and talk to an agent now!
cribsbank.com: Your comfort our joy!

07/10/2020

CRIBSBANK IS THE BEST RENT PLATFORM NOW AVAILABLE WITHIN HO AND ITS ENVIRONS
Are you a student, worker or a national service personnel who needs accommodation? Or do you want to relocate from your place to another place?
Don’t ask anyone just click on this link www.cribsbank.com
LIS Ghana (Lighthouse Integrated Systems) unveils its remarkable services in demand.
Lighthouse Integrated Systems which is an indigenous I.T firm based in Ho in the Volta Region of Ghana is poised to serve and deliver on customer’s mandate and to tackle the surge in searching for accommodation and fulfill a common vision of economic stability, we are excited to announce the a rent platform called Cribsbank. As one may ask what the purpose of this platform? Its core objective is to provide people searching for accommodations, stores, office space and any issue concerning real estate.
In this era where migration from one place to another is increasing and the fraudulent and cheating of middle men (agents) is alarming that’s we introduce this easy to use platform to curtail these problems. On the other hand, Cribsbank is a platform has been designed in a way that the individual (landlords and landladies) who have their ready apartment can advertise their apartments for our clients to see and select. Are you looking for a room, store, and apartment or office space to rent? Or do you have available room, store, apartment or office to advertise? With Cribsbank, you're set to go. To turn your smart phone into your office or agent just visit www.cribsbank.com
Now the rise and pe*******on of internet enabled phones has made it possible to earn a livelihood with just a little amount of bundle or data, you can access our rental platform. Your days of searching for a comfortable room, apartment, store and office space to rent and alsoyour economic insecurity such as fraudulent, theft and cheating in the part of middle men (agents) is now a tale of the past!
With an internet enabled smart phone, never asked anyone for availability of room, store, apartment or office spacejust visit www.cribsbank.com. Just use this platform and save yourself and friends from the inhumane acts of some agents.
Here are some cool tips for renting
• Availability of water
• Proper toilet facility
• Proper electrical connections
• The location of the of the accommodation

Our main objective and vision as a firm is to offer true value to our cherished clients and stakeholders and as such have deployed this platform amidst this COVID-19 pandemic times to sustain and maintain social distance and other preventive measures and also to curtail the struggling economy and to shape our future together.
Cribsbank is geolocation based platform that enables individual to locatethe accommodation of their own choicewith swift experience.
As a landlord or landlady, you may advertise your available accommodations baseon the fees predefined in the system.
Some of the cool features that makes the platform distinctive are:
*It is easy to use
*Predefined prices for landlords and landladies
* Reporting dashboard
*24/7 Customer service.
NB: Service currently within Ho and its environs.

25/02/2020

THE HOUSING SECTOR IN GHANA

30/11/2019