27/10/2026
European Residency by Investment in 2026: Greece vs. Malta vs. Portugal
Greece, Malta and Portugal offer different residency routes for non-EU investors. The main differences are investment requirements, residence status and investment opportunities.
🇬🇷 Greece — Real Estate Investment
- from €800,000 in designated high-demand areas.
- from €400,000 in other eligible areas.
- from €250,000 for specific qualifying property conversions and restoration projects, without the standard location thresholds or 120 m² minimum.
Investors receive a renewable five-year residence permit. Eligible family members can be included, and there is no minimum annual stay requirement for renewal. Qualifying properties can generate long-term rental income.
Best for: Investors seeking property ownership, rental potential and family residency.
🇲🇹 Malta — Permanent Residence
Applicants must purchase qualifying property for at least €375,000 or rent for at least €14,000 annually, alongside government contributions, fees, a donation and financial eligibility requirements.
The programme grants permanent residence, subject to its conditions.
Best for: Investors prioritising permanent residence in Malta.
🇵🇹 Portugal — Non-Real-Estate Investment
Direct property purchases no longer qualify for Portugal’s Golden Visa. Options include €250,000 in qualifying cultural projects, €500,000 in scientific research, or creating at least 10 jobs, subject to the rules.
Best for: Investors interested in qualifying cultural, research or business investments.
What about Schengen travel?
All three countries belong to the Schengen Area. A valid residence permit generally allows short visits to other Schengen countries for up to 90 days in any 180-day period, but does not grant automatic rights to live or work there.
Which programme is right for you? It depends on your budget, investment goals, family needs and long-term plans. Always verify current requirements with qualified professionals.