Royal homes and consultant

01/09/2020

23 gunthe for sale in bhukum manas sarovar, per guntha 7 lacs nego.
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12/03/2020

The online services, we are providing all Grahak e seva online services. Main services like Rent agreement, Pan card, Adhar card updates, marraige certificate, Resion card, Gadget.
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Sourabh Wanjale :9850481824
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10/03/2020

We are providing all type of N.A. saction work, PMC, PMRD & N.A. saction property plans, work etc.

07/03/2020

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Rohan wanjale :9881809244

05/03/2020

Maharashtra: Demand for transfer of land🏠 in name of societies
Pune

The Maharashtra Cooperative Housing Federation has demanded that the state government should transfer the title in the name of registered cooperative housing societies, which have completed 12 years, if their developers failed to convey the property despite receiving full amount from the residents.

There are approximately one lakh cooperative housing societies in the state, of which only 40,000 have been conveyed by the developer or by way of deemed conveyance, Suhas Patwardhan, Vice-Chairman of the Maharashtra Cooperative Housing Federation, said.

"Many housing societies have been pursuing with the developers to transfer the land of the society on the mutation extracts. However, such developers have been holding on to it as they want to keep the options of more construction," Patwardhan, who is also the chairman of Pune district Cooperative Housing Federation, clarified.

Earlier, the federation had demanded that the state government should file criminal cases against the developers who were not signing conveyance deed for transferring the land of housing projects to societies. "Builders are unwilling to transfer the land as they want to continue to have a stake in the maintenance cost, open amenity area and redevelopment of societies. We tried demanding for criminal cases, but realized that developers have their own clout and can easily get away with political pressure," he said.

Redevelopment of 30-40 years old societies are stuck in legal tangle as residents of such residential units have no ownership of land. The state government should give conveyance to such housing societies without asking for any documents, the federation demanded.

Patwardhan said the Maharashtra Ownership Flat Act, 1963, (MOFA) was soft on developers and must be amended. "Under RERA, the fine payable by the builder for delaying conveyance is up to 10% of the project cost, whereas under MOFA it is just Rs 50,000. The penalties should be high to ensure accountability," a housing society member from Hadapsar said.

As builders were not executing conveyance, the state government had amended the MOFA to make provision for deemed conveyance in favour of cooperative housing societies. According to the amendment, after the expiry of four months of the formation of the housing society, the land and building is deemed to have been conveyed to the society and the society members can approach the government authority to seek the title of the land. However, for this too, there is not much response, experts said.

"Our society is 20-year-old and we want to redevelop it. However, we realized that the society has no ownership of land. Now, successors of the developer who constructed our building are claiming stake on the land and want share in redevelopment. They are also insisting that they will redevelop the society" said M Thakur, resident of a Kondhwa society.

28/02/2020

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27/02/2020

Tips to Increase Your 🏠Home Loan💲 Eligibility

Factors that Help in the Enhancement of your Home Loan Eligibility:

Good Repayment History
A fixed source of income
CIBIL Score +750
Working spouse
A Co-applicant
A Co-borrower
Another source of income on top of your salary
The lower credit utilization ratio
Tips to Increase your Home Loan Eligibility
Adding your Spouse’s Name as Co-applicant
adding your working spouse as a co-applicant for your joint home loan can increase your home loan eligibility. Doing this can also help you in getting a higher loan amount by the lender.

As a matter of fact, Co-applicants can be your spouse, family members or your siblings. By adding co-applicant the EMI affordability increases and lenders find it more secure to lend. Some lenders even get ready to lend at comparatively low-interest rates.

By Adding any other Source of Income :

Adding other sources of income also helps you to increase your home loan eligibility. You can add your rental income, part-time business, rent from equipment, farms, shares, etc as other sources of income. Adding any of these on top of your fixed monthly income shows the good financial health of yours and hence, lenders find it secure to lend you a higher loan amount.

Improve your CIBIL Score :

CIBIL score is one of the most important criteria which decides your loan approval or rejection. It is one of the major components which decides your home loan eligibility and the loan amount which will be approved to you.

A credit score above 750 is always considered good and is proof of your creditworthiness. Lenders find it risk-free to lend money to a borrower with a good CIBIL as it indicates their good repayment history.

So, if you are planning to take a home loan, first check your CIBIL score. In case you find it low, take steps to improve it. Read our blog to improve your CIBIL Score.

Repay your Previous debts :

Repaying your previous debts not only helps you build a good credit score, but also decrease your credit utilization ratio. This further enhances your home loan eligibility.
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26/02/2020

1 bhk flat in shivane upto 18 lakhs 🏠 540 sqft
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Contact - Royal homes consultant - 9850481824

26/02/2020

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26/02/2020

Maharashtra cabinet approves waste 💧water treatment plan

The Maharashtra cabinet has approved the first phase of a plan for treating urban waste water, requiring an investment of Rs 2,820 crores

The Maharashtra cabinet, on February 5, 2020, approved the first phase plan for treating waste water in urban areas of the state. According to an official statement, 9758.53 million litres daily (MLD) waste water is generated in the jurisdiction of 391 local governing bodies in the state, while the existing treatment capacity is 7747.24 MLD. As directed by the National Green Tribunal, it is mandatory to treat the remaining 2011.91 MLD waste water, it was stated.

21/02/2020

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