17/01/2026
how to plan your budget before buying property | smart property investment tips
before buying any property, the most important thing is right budget planning.
without proper planning, even a good property may not give you profit.
in this video, you will learn:
✔ why you should keep at least 6 months of backup money
✔ why 20%–30% down payment should be ready before purchase
✔ how your emi should not exceed 30–35% of your monthly income
✔ hidden costs like stamp duty, registration, gst (if applicable) and maintenance
✔ invest only that amount which does not affect your daily lifestyle
remember —
right budget planning is more important than choosing the right property.
only then property investment becomes safe and profitable.
this video is helpful for property buyers, investors and first-time home buyers.