KLAD HOME

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KLAD HOME Your dream of buying a home. Sign up today for a free consultations: the first step toward a better future starts here.

We are a TEAM of credit consultants with expertise in mortgages (MUTUI) and financing, helping EXPAT COMMUNITIES achieve their goals.

25/10/2026

ANO ANG CAPACITÀ DI RISPARMIO AT BAKIT ITO IMPORTANTE SA MUTUO CASA?

Hindi alam ng karamihan na sa pag-evaluate ng Mutuo Casa, hindi lamang ang taas ng sahod, pagkakaroon ng regular na kontrata (tempo indeterminato), at tagal ng pagtatrabaho ang tinitingnan ng Banca.
Ang Capacità di Risparmio ay ang kakayahan ng isang tao o pamilya na makapag-ipon mula sa buwanang kita matapos ibawas ang mga regular na gastusin.
Bakit ito importante?
Tinitingnan din ng Banca kung:
• Sapat ang iyong buwanang kita.
• Mayroon kang mga kasalukuyang finanziamenti.
• Magkano ang regular na gastusin ng iyong pamilya.
• May natitirang pera para sa ipon at emergency.
• Kaya mong bayaran ang buwanang rata ng mutuo.
TANDAAN:
Hindi sapat na mataas ang iyong sahod, regular ka sa trabaho, o matagal ka nang nagtatrabaho.
Mahalaga rin ang iyong Capacità di Risparmio, dahil isa ito sa mga batayan ng Banca upang malaman kung kaya mong bayaran ang mutuo sa mahabang panahon.

TEAMKLADHOME

Engineering intelligent of Mutuo Casa Deals Outthinking the market Executing with precision and authority

23/10/2026

KLADHOME
Turning Dreams into Keys

" Stata Deliberata "
Isa na namang Pamilyang Filipino ang Magkakaroon ng sariling bahay dito sa Italia... ✍️🤝🔑🏠

Our mission is people.
Being a Mutuo Consultant and Broker is not simply a job.
It is seeing a mother & father's tears turn into joy. It is carrying the hopes of a family, the dreams of parents, and the future of their children in every application we submit.
Because every approved Mutuo
is not just a bank approval.
It is a life changed. A dream fulfilled.
We don’t just Delibera ogni Pratica .
We carry dreams.
And we will continue turning dreams into keys.

TeamKladHome

Engineering intelligent of Mutuo Casa Deals Outthinking the market Executing with precision and authority...

23/10/2026

“Hindi swerte.” 🥹🏠
Galing sa pagod, sakripisyo, pagtitipid, at maraming beses na pagpili sa pangarap kaysa sa luho.

Sa likod ng bahay na nakikita ninyo, may kwento ng tiyaga, dasal, at pagsisikap.
Hindi swerte—pinaghirapan. ✨🏠

ONLY HERE KLADHOME TEAM

20/10/2026

KLADHOME
Turning Dreams into Keys.

UN’ALTRA PRATICA DI MUTUO DELIBERATA!

( Milano )
-46 Years Old
- Monoreddito
Not every journey to homeownership is easy, but every challenge has a possible solution.
Nang mapansin namin na maaaring hindi ma-Delibera ang pratica sa unang banca, agad kaming nag "Shift" at inilipat ito sa ibang banca na mas angkop sa profile ng aming Pratica.

And today, another mortgage successfully approved!

hindi lang basta
pagpapasa ng pratica ang aming Tasks,
We carefully evaluate every situation and find the best possible solution for our Pratica.
Another family, another dream closer to becoming a reality.

TEAM KLADHOME
Engineering intelligent
of Mutuo Casa Deals Outthinking the market Executing with precision and authority.

A HAPPY KLADHOME FAMILY ANG LAKI NG KANILANG DREAM HOME“Hindi swerte.” 🥹🏠Galing sa pagod, sakripisyo, pagtitipid, at mar...
12/10/2026

A HAPPY KLADHOME FAMILY ANG LAKI NG KANILANG DREAM HOME

“Hindi swerte.” 🥹🏠
Galing sa pagod, sakripisyo, pagtitipid, at maraming beses na pagpili sa pangarap kaysa sa luho.

Sa likod ng bahay na nakikita ninyo, may kwento ng tiyaga, dasal, at pagsisikap.
Hindi swerte—pinaghirapan. ✨🏠

KLADHOME Turning Dreams into Keys CONGRATULATIONS, NIELSEN CAPATI & MICHELE PASAHOL! (Consulente KladHome Roma)Another M...
08/10/2026

KLADHOME
Turning Dreams into Keys

CONGRATULATIONS,
NIELSEN CAPATI & MICHELE PASAHOL!
(Consulente KladHome Roma)

Another Mutuo Casa DELIBERATA!
Great job sa inyong dedication and professional commitment in helping another Filipino family get closer to having their own home here in Italy. 🇵🇭🇮🇹

This is our purpose hindi lang matapos ang isang pratica, but to help more Filipino families turn their dream of owning a home into reality.
Again Complimenti Nielsen & Michele.
More families.
More keys. More dreams fulfilled.

TeamKLADHOME

Congratulations, Mam Kaye de Guzman(Consulente KladHome Roma )👏🤝Another client DELIBERATA! Every approval is a reminder ...
06/10/2026

Congratulations,

Mam Kaye de Guzman
(Consulente KladHome Roma )
👏🤝

Another client DELIBERATA! Every approval is a reminder of your purpose to help families turn their dream of owning a home into reality.
Keep changing lives, one family and one key at a time.

TeamKladHome

KLADHOME Turning Dreams into Keys ROGITO - 2It’s an honor to be part of this special milestone as our fellow kababayans ...
02/10/2026

KLADHOME
Turning Dreams into Keys

ROGITO - 2

It’s an honor to be part of this special milestone as our fellow kababayans celebrate their Rogito on the same day!

Every Family has a unique and beautiful story...

Second Rogito :
Congratulations to
Our beautiful Couple Christian & Marie Tiffany!
Behind every key is a story of frustration, dreams, sacrifices, and hope. Today, that dream finally has an address.

Dear KladhomeHomeowners,

There are moments of pressure, uncertainty, and responsibility that most people will never see.
But we continue.
Because behind every file is a Filipino family dreaming of a place to finally call home.

Our mission is people.
It is seeing a father &
mother’s tears turn into joy.
It is watching a husband & Wife hold the keys to the home they worked so hard for their entire life...
It is helping Filipino families build stability, security, and a brighter future in Italy.

The road is not easy.
The responsibility is heavy.
The work is demanding.
Yet we embrace it with love, purpose, and commitment.
Because every approved Filipinos
is not just a bank approval.
It is a life changed.
A dream fulfilled.
A future secured.

Again to our new home owners,

Famiglia:
Christian & Marie Tiffany

Best Wishes
TeamKladHome

KLADHOME Turning Dreams into Keys ROGITO - 1It’s an honor to be part of this special milestone as our fellow kababayans ...
02/10/2026

KLADHOME
Turning Dreams into Keys

ROGITO - 1

It’s an honor to be part of this special milestone as our fellow kababayans celebrate their Rogito on the same day!

Every Family has a unique and beautiful story...

First Rogito :
Congratulations to our young homeowner, John Earll, and to his wonderful parents!
At a young age, you’ve already achieved the dream of having a home to call your Own...

Dear KladhomeHomeowners,

There are moments of pressure, uncertainty, and responsibility that most people will never see.
But we continue.
Because behind every file is a Filipino family dreaming of a place to finally call home.

Our mission is people.
It is seeing a father &
mother’s tears turn into joy.
It is watching a husband & Wife hold the keys to the home they worked so hard for their entire life...
It is helping Filipino families build stability, security, and a brighter future in Italy.

The road is not easy.
The responsibility is heavy.
The work is demanding.
Yet we embrace it with love, purpose, and commitment.
Because every approved Filipinos
is not just a bank approval.
It is a life changed.
A dream fulfilled.
A future secured.

Again to our new home owners,

Famiglia:
DEL ROSARIO & DALISAY

Best Wishes
TeamKladHome

02/10/2026

KLADHOME
Turning Dreams into Keys

IL BROKER MANAGER:
( UNA FIGURA ESSENZIALE )

Nel Mutuo Casa non basta presentare i documenti.
Il Broker Manager rappresenta e gestisce la pratica direttamente con la banca, affrontando criticità e accompagnando l’istruttoria verso la delibera.
Una pratica ben gestita fa la differenza.

ANG BROKER MANAGER:
(MAHALAGANG PAPEL at POSISYON)

Sa Mutuo Casa, hindi sapat ang simpleng pa-aaply lamang ng mga dokumento sa Bangko.
Kapag Broker Manager ang kumakatawan at direktang mag rerepresenta sa inyong pratica sa bangko, Iba ang "levelo" ng tiwala at konsiderasyon ng Bangko sa pratica para ma approved...
Ang Broker Manager ang haharap sa mga posibleng problema, at gagabay sa buong proseso ng istruttoria hanggang sa ma delibera.
Ang "posisyon" ng Broker Manager
na responsabile ng pratica ay may mahalaga at malaking vantaggio...

TEAM KLADHOME

Indirizzo

Via Donato Menichella, 260, Roma RM
Rome
00156

Telefono

+393246930688

Sito Web

Notifiche

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