shee online shop

07/02/2026

For Sale magkadikit na unit rent to own😍
Message me for info😃

09/09/2024

𝗟𝗔𝗛𝗔𝗧 𝗡𝗚 𝗛𝗔𝗡𝗔𝗣 𝗠𝗢 𝗡𝗔𝗦𝗔 𝗪𝗛𝗜𝗧𝗘 𝗣𝗟𝗔𝗜𝗡𝗦 𝗣𝗢𝗥𝗔𝗖 𝗡𝗔!
𝗛𝗢𝗨𝗦𝗘 𝗠𝗢𝗗𝗘𝗟𝗦 na swak sa budget mo!

✅ Tangerine Inner DP as low as P3,333.33 per month
✅ Tangerine Single Detached DP as low as P6,800 per month
✅ Adelpha Duplex DP as low as P5,000 per month
✅ Adelpha Single Attached DP as low as P5,600 per month
✅ Jasmine Duplex DP as low as P6,200 per month
✅ Jasmine Single Attached DP as low as P7,000 per month
✅ Carnation Single Attached DP as low as P10,900 per month
✅ Carnation Single Detached DP as low as P10,500 per month
Mag-𝗜𝗡𝗩𝗘𝗦𝗧 𝗡𝗔 𝗦𝗔 𝗣𝗢𝗥𝗔𝗖 dahil nandito na ang development sa North!
⭐️ Malolos-Clark 𝗥𝗔𝗜𝗟𝗥𝗢𝗔𝗗 𝗣𝗥𝗢𝗝𝗘𝗖𝗧 (MCRP)
⭐️ Access to nearby towns and cities via 𝗦𝗖𝗧𝗘𝗫 𝗣𝗢𝗥𝗔𝗖 𝗘𝗫𝗜𝗧
⭐️ Soon to Rise 𝗠𝗜𝗥𝗜𝗔𝗠 𝗖𝗢𝗟𝗟𝗘𝗚𝗘 𝗣𝗢𝗥𝗔𝗖 Campus
Call or text for more info 09359803669
followers

27/02/2024

Housing Loan

PAG-IBIG HOUSING LOAN TIPS‼️
If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:

📌Always pay your monthly amortization and monitor it online via virtual pag-ibig website. They don't send monthly bills so pay your monthly amortization diligently para di lumobo utang mo.

📌Yung binabayaran mo na monthly amortization, naku ang liit lang ng napupunta nyan sa principal. I asked the staff sa pagibig and they told me about the breakdown of my P9,555.34 Monthly Amortization:

P7,166.67 interest
P235.80 Fire
P360 insurance
P1,792.87 Principal 😭
= P9,555.34 total monthly Amortization

Diba ang liit ng kaltas sa principal. Ang laki ng bayad sa interest. 😭

📌This is how you compute your monthly interest. Bigay ko na example yung amin.

1.6M = principal (total amount ng utang namin)
5.375% = annual interest
divided by 12 months

1.6M x 5.375% ÷ 12 = P7,166.67

📌That's why, it is highly recommended to pay in advance sa principal mismo if you have extra money para lumiit din ang interest na binabayaran mo. For example, after 5 years, 1M na lang principal mo so 1M x 5.375% ÷ 12 = P4,479.17

📌Di bababa ang monthly amortization mo BUT because smaller na ang interest, BIGGER na ang kaltas sa principal mo.

📌If you have extra money and you want to pay in advance, go directly to pag-ibig office and sabihin EXCESS TO PRINCIPAL yung payment mo.

---For example, magbabayad ka ng 50k and
10k ang monthly amortization,
the excess which is 40k will be deducted directly sa principal amount mo. So nakabayad ka na ng monthly Amortization, nabawasan pa principal mo.

📌Iwasan mag advance payment sa monthly amortization sa bayad centers. Mababa lang nababawas nyan sa principal mo. Bayad ka na lang sa principal.

---For example, if nag bayad ka sa payment centers ng 50k for your monthly amortization, meaning you don't need to pay for 5 months kasi nag advance ka na sa monthly amortization mo. Pero ang liit lang ng kaltas nyan sa principal mo.

📌You can pay the principal ONLY IN PAG-IBIG OFFICE not in bayad centers.

📌For example, nakabayad ka na ng monthly mo sa bayad center last April 1 tapos may extra money ka pala before your due date and you want to pay in advance, pwede pa yan. Punta ka ng pagibig office and say you'll pay DIRECT TO PRINCIPAL. Para whole amount na mabayad sa principal.

This is based on clients experience and based sa sabi ng staff sa pagibig. I hope this can help you guys. We need to be financially literate para di tayo mabaon sa utang. 😁

Credit to Ms. Kriszel Anne Pacantara

18/03/2023

ACTUAL PICTURE ko ang ELEGANTE STOCK POT!
Ganyan pala sya ne‼️

ELEGANTE STOCK POT
🔥RS 865 LANGGG 🔥

Ang dami ang lalaki na pala neto eh😃

APAT NA LUTUAN! At isang TAKURE! MAY isang sandok pa‼️

PWEDE PANG INDUCTION guys ‼️MALALAKI NA😃

18/03/2023

SALE ‼️ SALE ‼️ SALE ‼️

PAKWAN SALBABIDA‼️

95 EACH‼️😃

PWEDE NYO NA IPALOBO SA AMIN PARA GAGAMITIN nyo NALANG!

18/03/2023

LADIES HANDKERCHIEF😃
🌸RS 230 (12PCS)🌸

Magandang KLASE‼️

Random checkered design‼️

ACTUAL PHOTOS yan😃

18/03/2023

SALE ‼️ SALE ‼️ SALE ‼️

60CM CHARACTER* SALBABIDA😃‼️
♦️RS 2 for 110
♦️60 ISA

PWEDE NAKALOBO na pag bibilhin para gagamitin nyo nalang😃

18/03/2023

Hanap mo QUALITY at MAGANDANG KALDERO ba‼️

ITO NA YUN MGA MARE‼️

BATIK NON STOCK KALDERO
💥RS 330 LANGGG💥

MAY TAKIP NA‼️
22CM yan mga ATE! Mga MOMMY‼️

NICE ANG QUALITY pwede pang INDUCTION‼️

18/03/2023

ADULT WHITE SOCKS‼️
RS 175 (12 PAIRS)😃‼️

18/03/2023

Gawing mas organize ang lahat ng gamit sa inyong BAHAY‼️

LARGE SIZE MODERN TRAY‼️
🔥RS 3 FOR 175 ONLY 🔥

ANG GANDA! perfect sa motif mo na modern, minimalist at aesthetic.😃‼️